Your weekly money saving deals and news from money expert Andy Webb
My top content this week
BLOG, VIDEO & ARTICLES
Consumer Duty: Will we see better savings rates?
There’s a set of new rules for financial service providers that launched this week called “Consumer Duty” - and it could be great news for customers.
We’ve summed up how the rules may impact savers, including potentially higher rates.
Premier League on TV hack: Save up to £850
The new football season begins this weekend with the Championship and other EFL matches, with the Premier League not far behind. But it's not cheap to watch the games on TV - especially if you only want to watch your team in action!
We've looked in detail at just how much it would cost to catch each Premier League club for an entire year, and how mixing and matching services can save you hundreds of pounds over the season.
My flight was delayed 28 hours: what are my rights?
Flight delays are a drag and could be a nightmarish end to a fantastic holiday. One of the team suffered an excruciating 28-hour delay on a recent trip abroad.
The silver lining is that we’ve summed up what you need to know if this happens to you. Find out your rights.
How to save every day of the week at the cinema
Whether you’re donning pink for Barbie, prefer the harrowing but epic Oppenheimer or jump the shark and opt for Meg 2, you can save money at the cinema every day of the week. Find out how to save.
My month in money #19: The one with the windowless room
Find out about my month in money for July. This month features windowless hotel rooms, a sneaky hotel hack, a missed credit card payment, a bit of exercise (it’s money related, I promise!), and a break to my Prime boycott. Plus, see me dressed the same as a racoon. Read more about my July finances.
CASH CHATS PODCAST
330 | Month in Money
In the latest episode of the pod I’m talking about:
- Your stories about the good and bad for your finances in July
- How I’ve spent and saved money in the last month
You can listen to episodes via all the normal podcasting apps or over on the blog.
If you do listen on one of these apps, please do remember to hit follow so you get each episode as soon as it's released.
YOUR QUESTIONS
Ask Andy Live Q&A
My live Q&As are the best place to ask me your questions. I'll share in the next newsletter the date and time for the next session.
Make sure you follow me on YouTube or Instagram to join in. The earlier you ask your question the more likely I'll have time to answer it.
Ask a question in the Facebook group
Or, join the Facebook community to ask your questions and share your money experiences and ideas. There are now 6,000 of us in there so far!
THIS WEEK'S TOP DEALS
I only share deals and special offers on the blog which I think are really good value. Click the titles or links for more information.
1. Top savings rates: Earn up to 5.71%
Want to give your savings a boost? Check out the best easy access account paying 4.63% AER.
Or if you don’t mind locking your money away have a look at the latest 1 year fixed rate Cash ISA paying a market-leading 5.71%. Here’s more.
2. Amex Gold: Up to 30,000 point bonus ends
Though not as good as in previous years, this welcome bonus for the Preferred Reward Gold credit card from American Express could be worth £220 in Nectar points if you spend £3,000 in the first three months. Ends Tuesday. Here’s more.
3. Virgin Media Stream: Sky Sports & TNT Sports for £28.75
As long as you have Virgin Media broadband this is my top pick for those of you dedicated to watching Sky and TNT Sports. Here's more.
4. Amex: 10% cashback at selected restaurants
Other Amex cardholders should check their offers tab to see if they can earn up to 10% cashback while dining at selected restaurants until 3 October 2023. From fine dining to local quick bites, you could earn while you eat at your favourite food spots. Here’s more.
5. Lidl Plus: Free 3-Month Day Out With The Kids Pass
Anyone with the Lidl Plus app can enjoy a free 3-month Day Out With The Kids Pass membership which includes exclusive discounted trips and events across the UK. Here’s more.
6. Gousto: 95% off first box
Get your first Gousto meal box for less than half price plus an additional £16.50 in cashback with Quidco. This offer could bring the priciest meal box down from £47.85 to just over £2. Here’s more.
7. Paramount+: 1-month free trial
Paramount+ are offering a 1-month free trial to returning customers. Simply resubscribe and enter a promo code at checkout. Here’s more.
SAVINGS, BANKING & CREDIT CARD BEST BUYS
Savings
Top savings offers
Top savings best buys:
- Top regular saver (with current account): 7% with First Direct
- Top non-current account linked regular saver: 6% with BeeHive Money
- Top easy access account: 4.63% with Shawbrook Bank
- Top easy access Cash ISA: 4.33% with Shawbrook Bank
- Top 1-year fixed account: 6.06% with Castle Community Bank via My Community
- Top 1-year fixed Cash ISA: 5.71% with Shawbrook Bank
Credit cards
Top cashback credit card offers:
- American Express Gold: Boosted 30,000 points
- Yonder: 6 months free membership
Banks
Top banking switch and welcome offers:
- Co-operative Bank: £125 refer-a-friend switch
- First Direct: £175 switch + £40 cashback
- Halifax: Up to £225 switch
- Natwest: £200 switch
- RBS: £200 switch
- TSB: Up to £200 switching bonus + up to £40 cashback
- Ulster Bank: £200 switch
- Tide business welcome: £75 cash bonus
Top banking best buys:
- Top reward account: £5 a month from Halifax
- Top cashback on bills: 1% back with Santander Edge
- Top cashback on spending: 1% back with Chase
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MORE DEALS!
Here are a few ongoing and recent offers you might have missed:
Cashback offers
- TopCashback: £15 welcome offer
- Cashback: Up to £91 for free
- YouGov: £50 cash for sharing bank data
Shopping vouchers and other deals
- Amazon: Up to £10 off for some
- Snoop: Free £5 Amazon voucher
- Flowers: £10 off Bloom & Wild
- LNER: Free £5 train travel credit
- NUS card: Non-student card trick
- Birthday freebies: Food, drink and vouchers
Entertainment deals
- Spotify: Including 12 months for the price of 9
- NOW TV: 40% off passes
- Apple TV+: Up to 11 months free
- Vue: £5 for ticket and 2 pizzas
- Disney+: Free with bank account
- Ethical Consumer: Free issue of the magazine
- Days out: Free £25 voucher via Lotto
- Heinz: Free days out
Food and drink offers
- Tesco Clubcard Plus: One-month free trial
- Tastecard: 60-day free trial
- Gousto & Hello Fresh: More than 90% off your first boxes
- Cadbury's Buttons: Free pack
- GreenJinn: £1 welcome credit
- Brewdog: £150 bar credit for £99
- McDonald's & Burger King: Freebies from loyalty schemes
- Caffe Nero: 25% off drinks and pastries
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Recent content you might have missed
I know it can be tricky to read, watch and listen to everything I create each week, so here are some articles, videos and podcasts from the last few weeks you might have missed.
- Halifax Bank Switch: Earn up to £225
- Spotify hikes monthly subscription
- Why is Monzo offering me a £25,000 loan?
- Amex shakes up fee refund charges
- New rules to cut roaming costs
- Virgin Money to close 39 bank branches across UK
- 44 more Halifax and Lloyds branches to close in 2023
- Dart Charge: act now to avoid a £70 fine
- Spotify hikes monthly subscription
- Why is Monzo offering me a £25,000 loan?
- Amex shakes up fee refund charges
- How to cut mobile roaming costs
- Virgin Money to close 39 bank branches across UK
- 44 more Halifax and Lloyds branches to close in 2023
- Dart Charge: act now to avoid a £70 fine
- Netflix stealth price hike as it axes “Basic” plan
- UK rail strikes: What are your rights?
- Last chance to use non-barcoded stamps
- BT Sport is now TNT Sports: What it means for you
- Do I really need travel insurance?
- Barclays to close 146 branches – find out which ones
- July 2023’s current account news & offers
- Travel money: Find the best currency exchange rates
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Most recent videos:
Beat Spotify's price hike: Hacks to spend less
BANK SWITCH: Halifax £225 & TSB £200 (August 2023 update)
Netflix prices change again! Basic axed and sharing clampdown
Big Amex fee changes: Should you cancel?
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