Your weekly money saving deals and news from money expert Andy Webb
My top content this week
BLOG, VIDEO & ARTICLES
Halifax Bank Switch: Earn up to £225
There’s a new bank switch deal! You could earn up to 225 by switching to Halifax. Eligible customers will get an initial £150 plus the chance to earn an extra £25 per month for three months.
Spotify hikes monthly subscription
Spotify is the latest streaming service to announce it’ll be raising the monthly fee for Premium, Duo and Family listeners. The price hike applies to new customers immediately but will kick in for existing customers in a month or two. Here’s everything you need to know and how to beat the price hike.
Why is Monzo offering me a £25,000 loan?
Monzo is among a growing number of digital banks and money apps offering loans to customers. Find out why they’re now turning to lending and whether it’s a good idea to get a loan right now.
Amex shakes up fee refund charges
You’ll no longer be able to get a partial refund on Amex annual fees when you cancel your card. This will have a massive impact on the welcome offers available for some cards. Find out when the change kicks in and what it means for you.
New rules to cut roaming costs
Plans to make mobile network providers tell you if you’re going to be charged for roaming when you’re abroad are being considered by Ofcom. But the earliest they’ll apply is next year, so we’ve rounded up what you can do now to avoid huge fees for using your phone abroad.
Also this week
Here are a few more stories we've covered that you might want to read:
- Virgin Money to close 39 bank branches across UK
- 44 more Halifax and Lloyds branches to close in 2023
- Dart Charge: act now to avoid a £70 fine
CASH CHATS PODCAST
329 | Travel cash tips, mobile data abroad and 0% balance transfer cards
In the latest episode of the pod I’m talking about:
- How to beat Spotify’s new price hike
- Which Netflix tier is best value for money
- What the lower than expected inflation rate means for savings
- A new £150 bank switch from Halifax, with up to £75 extra on top
You can listen to episodes via all the normal podcasting apps or over on the blog.
If you do listen on one of these apps, please do remember to hit follow so you get each episode as soon as it's released.
YOUR QUESTIONS
Ask Andy Live Q&A: Watch the latest
My live Q&As are the best place to ask me your questions. Watch the one from Monday here.
I'll share in the next newsletter the date and time for the next session. Make sure you follow me on YouTube or Instagram to join in. The earlier you ask your question the more likely I'll have time to answer it.
Ask a question in the Facebook group
Or, join the Facebook community to ask your questions and share your money experiences and ideas. There are 5,900 of us in there so far!
THIS WEEK'S TOP DEALS
I only share deals and special offers on the blog which I think are really good value. Click the titles or links for more information.
1. Asda Money: Up to £50 back in Asda Pounds
Open a credit card with Asda Money by 28 September 2023 to get 5% back in Asda Points on your Asda spending. Here's more.
2. National Trust: Get a free one-day family pass
Visit one of the UK’s spectacular National Trust locations with the family for free with The Mirror. You’ll need to act fast as are 250,000 passes available and they must be used before 25 August 2023. Here's more.
3. Aldi: Get a free sports lesson
Aldi is giving away free sports lessons when you spend £30 in-store by 31 July 2023. There are lots of lessons to choose from including archery, athletics, dance, football and skateboarding. Here's more.
4. Spotify Premium: Save £33
Save on your Spotify Premium membership using a savvy gift card hack. You’ll pay £99 for a year’s access, effectively giving you three months free. You may need to act quickly with this one as it may change to reflect the latest membership price increases. Here's more.
5. Apple TV+: 2 months free
New and previous users can get 2 months free Apple TV+ until 24 August as part of the promotion of the new Stephen Curry basketball documentary. You’ll be charged £6.99 per month after the offer ends. Here’s more.
6. Wine: 25% off
Buy six or more bottles of wine at Tesco, Asda or Sainsbury's to get 25% off the total. Here's more.
7. Co-op: Spin and save up to £10
Co-op members (it’s free to join) can win between 25p and£10 off groceries until 30 July 2023. Here's more.
8. Edinburgh Festival Fringe: Get free tickets
Get free tickets to see your favourites perform at Edinburgh Festival Fringe. From 27 - 30 July 2023 you can sign up for The Scotsman newsletter for your chance to get tickets Here's more.
9. Amazon pickup: £5 off £15 spend
Selected Amazon customers can get £5 off a £15 order when they have it delivered to an Amazon Pickup location. This offer ends 31 July 2023. Here's more.
10. Krispy Kreme: Get a free Reese’s donut
Krispy Rewards customers can get a free limited edition Reese’s Peanut Butter donut on Monday 31 July 2023. You can also get 15% off a multi-pack purchase if you add a Reese’s donut to your selection on that day too. Here's more.
SAVINGS, BANKING & CREDIT CARD BEST BUYS
Savings
Top savings offers
Top savings best buys:
- Top regular saver (with current account): 7% with First Direct
- Top non-current account linked regular saver: 6% with BeeHive Money
- Top easy access account: 4.52% with Shawbrook
- Top easy access Cash ISA: 4.25% with Virgin Money
- Top 1-year fixed account: 6.13% with BeeHive Money
- Top 1-year fixed Cash ISA: 5.7% with Natwest
Credit cards
Top cashback credit card offers:
- American Express Gold: Boosted 30,000 points
- Yonder: 6 months free travel insurance and an ice cream
Banks
Top banking switch and welcome offers:
- Co-operative Bank: £125 refer-a-friend switch
- First Direct: £175 switch + £40 cashback
- Halifax: Up to £225 switch
- Natwest: £200 switch
- RBS: £200 switch offer
- TSB: Earn £200 switching bonus + up to £70 cashback
- Ulster Bank: £200 switch offer
- Tide business welcome: £75 cash bonus
Top banking best buys:
- Top reward account: £5 a month from Halifax
- Top cashback on bills: 1% back with Santander Edge
- Top cashback on spending: 1% back with Chase
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MORE DEALS!
Here are a few ongoing and recent offers you might have missed:
Cashback offers
- TopCashback: £15 welcome offer
- Cashback: Up to £91 for free
- YouGov: £50 cash for sharing bank data
Shopping vouchers and other deals
- Amazon: Up to £10 off for some
- Snoop: Free £5 Amazon voucher
- Flowers: £10 off Bloom & Wild
- LNER: Free £5 train travel credit
- NUS card: Non-student card trick
- Birthday freebies: Food, drink and vouchers
Entertainment deals
- Spotify: Including 12 months for the price of 9
- NOW TV: 40% off passes
- Apple TV+: Up to 11 months free
- Vue: £5 for ticket and 2 pizzas
- Disney+: Free with bank account
- Ethical Consumer: Free issue of the magazine
- Days out: Free £25 voucher via Lotto
- Heinz: Free days out
Food and drink offers
- Tesco Clubcard Plus: One-month free trial
- Tastecard: 60-day free trial
- Gousto & Hello Fresh: More than 90% off your first boxes
- Cadbury's Buttons: Free pack
- GreenJinn: £1 welcome credit
- Brewdog: £150 bar credit for £99
- McDonald's & Burger King: Freebies from loyalty schemes
- Caffe Nero: 25% off drinks and pastries
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Recent content you might have missed
I know it can be tricky to read, watch and listen to everything I create each week, so here are some articles, videos and podcasts from the last few weeks you might have missed.
- Netflix stealth price hike as it axes “Basic” plan
- UK rail strikes: What are your rights?
- Last chance to use non-barcoded stamps
- BT Sport is now TNT Sports: What it means for you
- Do I really need travel insurance?
- Barclays to close 146 branches – find out which ones
- July 2023’s current account news & offers
- Travel money: Find the best currency exchange rates
- Monzo Flex review
- 142 Natwest & RBS branch closures set for 2023
- Amazon Prime review: Is it worth the money?
- July 2023’s savings round-up & news
- Premium Bond prize rate increases to 4%
- My month in money #18
- What is a mortgage broker?
- Is it time to fix your energy tariff?
- Interest rate at 5%: what does the rise mean for you?
- Mortgage lenders pledge more help for borrowers
- My holiday finances checklist
- Santander Edge Up replaces the 123 current account
- BT to pull Line Rental Saver from 21 July
- Does bank switching affect your credit score?
- Be a seat filler and get cheap tickets
- State Pension top-up deadline extended
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Most recent videos:
Netflix prices change again! Basic axed and sharing clampdown
Big Amex fee changes: Should you cancel?
Ulster £200 +Natwest/RBS & £600 combo + Chase, Halifax, Santander - UK July 2023 update
4.35% access, 6% fix, 9.5% regular, 4% Premium Bonds & more -July 2023 update
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