Your weekly money saving deals and news from money expert Andy Webb
My top content this week
BLOG, VIDEO & ARTICLES
July 2023’s current account news & offers
in this month's look at bank offers I've looked at:
- the "triple crown" of bank switches, getting £200 each from Natwest, RBS and Ulster
- news for First Direct customers using their cards abroad
- a Natwest cashback offer for your holidays
- using Monzo for the Halifax Reward hack
- a new cashback stack for Chase
And more on top. All the details here.
Travel money: Find the best currency exchange rates
Though most of us will be using our specialist debit cards for spending on holiday it can be handy to have some cash on us before reaching our destination. This article takes you through how to get the most for your travel money.
Monzo Flex review
Monzo recently picked up Best Credit Card at the British Bank Awards for its Flex card, so we've taken a look at how it works (it's very different to normal cards) and whether it's any good.
142 Natwest & RBS branch closures set for 2023
Yet more bank branch closures have been announced, this time Natwest and RBS. Find out which ones are closing.
CASH CHATS PODCAST
327 | Mortgage vs savings, Amazon Prime pros and cons & bank switching impact on credit reports
In the latest episode of the pod I’m talking about:
- Does Amazon Prime give value for money?
- Should you put spare cash toward your mortgage or savings?
- Will bank switching hurt your credit score?
You can listen to episodes via all the normal podcasting apps or over on the blog.
If you do listen on one of these apps, please do remember to hit follow so you get each episode as soon as it's released.
YOUR QUESTIONS
Ask Andy Live Q&A
My live Q&As are the best place to ask me your questions. You can watch the one from Tuesday night here.
The next one will be in a few weeks and I'll share the exact date in a future newsletter.
Make sure you follow me on YouTube or Instagram to join in. The earlier you ask your question the more likely I'll have time to answer it.
Ask a question in the Facebook group
Or, join the Facebook community to ask your questions and share your money experiences and ideas. There are 5,500 of us in there so far!
THIS WEEK'S TOP DEALS
I only share deals and special offers on the blog which I think are really good value. Click the titles or links for more information.
I'll also share a quick update on Instagram on Saturday morning.
1. TSB: Earn £200 switching bonus
TSB has launched a switching bonus, offering £125 if you switch and another £75 stick with the bank. You can also get up to £70 extra using cashback sites and account cashback. Here's more.
2. Moonpig: Free group "Thank You" card
As the end of the school year looms, you might be looking for the best way to say thank you to your kids’ teachers. Moonpig has you covered, offering a free group thank you card. Here's more.
3. Heinz: Free days out
Heinz is offering free and discounted days out with promotional packs of meals and sauces. Some activities include museums, swimming, paintballing, dance classes and athletics. Here's more.
4. LNER: Free Greggs sausage roll
LNER Perks members can get a free sausage roll or vegan sausage roll via the LNER app. Here's more.
5. Boots: 10% off almost everything
From Friday to Monday you’ll get 10% off when you spend £50. It’s online only. Here's more.
6. Apple TV+: One month free
There are plenty of free longer trials for Apple TV+, but this new deal is a good option if you've already had those as it's open to both new and previous customers. Here's more.
7. Vue: 2 tickets for £9
Vue is offering 2 tickets for £9 and 20% off snacks for O2 Priority customers each week. And if you're not on O2 or Virgin Media you can still this and other offers via a quick hack. Here's more.
8. Lloyds: Last chance to get £150 switching bonus
The Lloyds switching bonus ends on 17 July, so it's your last chance. You'll need to open a new account and start the switch by this date to be eligible. Here's more.
9. Amex: Gold gift card draw deadline
Those hoping to win up to £200 in Amazon gift cards in Amex's Gold competition will need to sign up before 18 July 2023 and spend £3,000 in the first 3 months. There are 3,200 prizes available, so it's worth a shot if you planned to sign up anyway. Here's more.
10. Savings: 4.36% easy access & 6.2% 1-year fix
A lot of savings rates are still going up this week, albeit slower than they have done in the last few weeks. You can now get 4.36% for an easy access account and 6.2% for a 1-year fix. Here's more.
SAVINGS, BANKING & CREDIT CARD BEST BUYS
Savings
Top savings offers
- Chip: Up to £50 bonus
Top savings best buys:
- Top regular saver (with current account): 7% with First Direct
- Top non-current account linked regular saver: 6% with BeeHive Money
- Top easy access account: 4.36% with Tandem
- Top easy access Cash ISA: 4.2% with Principality Building Society
- Top 1-year fixed account: 6.2% with Castle Trust Bank
- Top 1-year fixed Cash ISA: 5.5% with Lloyds
Credit cards
Top cashback credit card offers:
- American Express Gold: Boosted 30,000 points
- Yonder: 6 months free travel insurance and a pint
Banks
Top banking switch and welcome offers:
- Co-operative Bank: £125 refer-a-friend switch
- First Direct: £175 switch + £40 cashback
- Lloyds: £150 switch (ends 17 July 2023)
- Natwest switch: £200 bonus
- RBS: £200 switch offer
- TSB: Earn £200 switching bonus + up to £70 cashback
- Ulster Bank: £200 switch offer
- Tide business welcome: £75 cash bonus
Top banking best buys:
- Top reward account: £5 a month from Halifax
- Top cashback on bills: 1% back with Santander Edge
- Top cashback on spending: 1% back with Chase
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MORE DEALS!
Here are a few ongoing and recent offers you might have missed:
Cashback offers
- TopCashback: £15 welcome offer
- Cashback: Up to £91 for free
- YouGov: £50 cash for sharing bank data
Shopping vouchers and other deals
- Amazon: Up to £10 off for some
- Apple, One4All, Odeon & more: Up to 15% off gift cards
- M&S: 20% off kids clothes if you recycle a school uniform
- Snoop: Free £5 Amazon voucher
- Flowers: £10 off Bloom & Wild
- LNER: Free £5 train travel credit
- Railcards: 20% off
- NUS card: Non-student card trick
- Birthday freebies: Food, drink and vouchers
Entertainment deals
- Spotify: Including 12 months for the price of 10
- NOW TV: 40% off passes
- Apple TV+: Up to 11 months free
- Netflix & Sky TV: One month free
- Netflix: £10 off £100 gift card
- Vue: £5 for ticket and 2 pizzas
- Disney+: Free with bank account
- Ethical Consumer: Free issue of the magazine
- Days out: Free £25 voucher via Lotto
Food and drink offers
- Tesco Clubcard Plus: One-month free trial
- Tastecard: 60-day free trial
- Gousto & Hello Fresh: More than 90% off your first boxes
- Cadbury's Buttons: Free pack
- GreenJinn: £1 welcome credit
- Greene King: Free pint or spirit & mixer
- Brewdog: £150 bar credit for £99
- McDonald's & Burger King: Freebies from loyalty schemes
- Caffe Nero: 25% off drinks and pastries
- Hotel Chocolat: £5 VIP reward
- Pieminster: £5 reward
- Supermarkets: Free beer or smoothie
- Deliveroo: £5 off via Amazon Prime
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Recent content you might have missed
I know it can be tricky to read, watch and listen to everything I create each week, so here are some articles, videos and podcasts from the last few weeks you might have missed.
- Amazon Prime review: Is it worth the money?
- July 2023’s savings round-up & news
- Premium Bond prize rate increases to 4%
- My month in money #18
- What is a mortgage broker?
- Is it time to fix your energy tariff?
- Interest rate at 5%: what does the rise mean for you?
- Mortgage lenders pledge more help for borrowers
- My holiday finances checklist
- Santander Edge Up replaces the 123 current account
- BT to pull Line Rental Saver from 21 July
- Does bank switching affect your credit score?
- Be a seat filler and get cheap tickets
- State Pension top-up deadline extended
- Regular savings accounts explained
- Energy price cap falling to £2,074 from July
- Netflix Extra Members: What you need to know
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Are you following me on YouTube?
If you haven't already I'd really appreciate it if you could head over to YouTube to click "subscribe" and the little notification bell that appears next to it.
Most recent videos:
Santander Edge Up review: 1% cashback & 3.5% interest
Interest Rate hiked to 5% - could reach 6% next year (June 2023 UK Base Rate update)
Up to £220 via the Amex UK Gold card increased sign-up offer & £200 prize draw - Summer 2023
Please do tell any friends you think would find it useful too. Thanks!
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