Your weekly money saving deals and news from money expert Andy Webb
My top content this week
BLOG & ARTICLES
How to get O2 Priority perks if you’re not on O2
After a long period of lackluster offers, the O2 rewards app has started giving away some decent freebies such as cinema tickets (more this in the deals section below).
Of course if you're with O2 for your phone you can nab these anytime, but if you're with a (cheaper) network you don't have to miss out. Here's how to do it - and how much it'll cost.
44 more Halifax and Lloyds branches to close
Yet more bank branches are going - this time from Lloyds and Halifax. Here's which ones are closing, and your options if your banking is affected.
Will Flexi rail tickets actually save you money?
You can now buy season tickets that'll let you travel just two or three days a week. But will they actually cost you less than paying monthly or annually?
I've had a look at some figures and also found that the calculator designed to help you compare isn't always right.
Ask Andy #16: Your money questions answered
This week's questions answered include:
- Is Quidco Premium worth it?
- How does the Natwest Digital Regular Saver work?
- How long should I keep my first credit card?
You'll also be able to watch last week's live Q&A in full.
YOUTUBE
The best ways to earn and use Nectar points
There's a new way to earn loyalty points - Nectar Connect. You connect your debit or credit card and it adds points if you spend at partner retailers.
This is just one of the ways to earn I've looked at in this latest video over on YouTube, along with converting Avios points, earning on credit cards and more.
Want to read rather than watch? Here's an article with the same information.
CASH CHATS PODCAST
You've got two episodes to listen to this week. Enjoy!
#204: Dealing with text and phone scams
We're approaching the end of scams awareness fortnight, so to take part and help you know what to spot and when I'm joined in this episode of the pod by Which?'s senior consumer rights expert Adam French.
We talk about those pesky delivery texts and fake HMRC calls we've all been getting recently and what you can do if you get them.
#203: Your Money, This Week
Laura from the financial wellness Instagram page Financielle helps me look back at the top money news stories from the week, including:
- The end of cash?
- Inflation hits 2.1%
- Will furlough continue?
- Support for gambling advert ban
- Online dating scams up 40%
- & more
You can listen via all the normal podcasting routes or over on the blog.
LIVE Q&A: Thursday 24 June 6pm
If you want to ask me questions about the content in today's newsletter (or anything else money-related) I'll be live on Instagram, Facebook and my YouTube channel this evening at 6pm.
And a quick heads up, from next week I'll be moving these to Wednesdays for the rest of the summer so you'll miss these reminders! Keep an eye on my social channels for updates.
QUESTION OF THE WEEK:
As always I've got a question for you too for when you're watching - do let me know your answers during the live.
With news that more banks are closing branches, when did you last actually go to a bank?
THIS WEEK'S TOP DEALS
I only share deals and special offers on the blog which I think are really good value. Click the titles or links for more information.
1. Snoop: £5 Love to Shop voucher
Sign up to Snoop (an app that monitors your spending and helps you identify ways to save) and you can get a £5 voucher that can be used at John Lewis, Asda, Uber Eats and more.
2. Airtime Rewards: £3 off £10 spend
There's another promo code for Airtime Rewards until this weekend which will boost your cashback by £3 if you spend a tenner at the likes of Argos, Primark and Boots. The money earned goes towards your mobile phone bill.
3. Odeon: Free tickets with O2
If you've got O2 (or sign up thanks to the article at the top of this newsletter) then you can now snap up a free Odeon ticket once a month until the end of the year. They can only be used on a Monday.
Even if you end up paying £10 to get access, that's just £1.67 a ticket. Here's more.
4. Amex: Shop Small ends Friday
If you've not yet claimed the maximum of 5 transactions (per card) as part of the American Express Shop Small offer, you've got one day left!
You'll get £5 back when you spend £15 at participating independent retailers, which includes shops, restaurants and bars. Here's more.
5. Uniqlo: £5 off voucher
Download the Uniqlo app to get £5 off a £40 spend in-store. Here's more.
6. Amazon: £5 top-up bonus ends
Though these offers often get extended, a promo where you get £5 extra credit when you buy a £60 gift card is due to end next Wednesday.
(A quick reminder that just because you can get this top-up, only use it if there's something you want to buy on Amazon - not just because you've got the offer).
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MORE DEALS!
I've also set up an extra Instagram account dedicated to the flash sales, deals and short-lived offers I spot throughout the week.
Do follow me there so you don't miss out on offers that are already finished by the time this email goes out on a Thursday.
I'll also share a quick 30-second round-up on YouTube on Saturday morning.
Plus, here are a few ongoing and recent offers you might have missed:
Banking offers
- Top bank switch: £125 cash bonus or free wine & charity donation
- Top reward account: £5 a month from Halifax
- Top cashback account: Up to 3% back with Santander 123 Lite
- Monese: Free £15.05 bonus
Savings & investing offers
- Top regular saver: 3.04% from Natwest
- Top current account interest: 2.02% from Virgin Money
- Top easy access account: 0.5% from Atom Bank
- Freetrade: Free share worth up to £200
Cards and bills deals
- 0% Balance transfer: 18 months with no fee
- American Express: Up to £186 welcome bonus
- Three: SIM-only 12GB of data for £5.50 a month
- Curve: Free £10 welcome bonus
- PayPal: Refer friends for £10 credit
Shopping vouchers and other deals
- Amazon: Up to £10 off for some
- Music Magpie: Free £5 credit when you trade in old CDs, books, DVDs or game
- Apple/Samsung: 0% finance deals new phones
- Holland & Barrett: Free £3
- Lidl: Coupon Plus promo
- Flowers: £10 off Bloom & Wild
- Emma Bridgewater: Free 1/2 pint mug with £40 spend
- LNER: Free £5 train travel credit
- B&Q: Save £5
- Pick my Postcode: Bonus £10 draw
- Free cashback: Earn more than £30
Entertainment deals
- Spotify: Including 12 months for the price of 10
- Apple Music: Four months free streaming
- Odeon: £9.99 Limitless membership
- Vue: 2 tickets for £10, 10 for £40
- Disney+: Including 6 months free and then £2 off
- Netflix: Inc Netflix & Chromecast bundle
- Rakuten: Free movie rental
- Mubi: One-year free streaming service hack
- Ethical Consumer: Free issue of the magazine
- Theme Parks: Save 50%
Food and drink offers
- Tastecard: 90-day free trial
- Pret: Free coffee for one month
- Leon: Unlimited coffee for £15 a month
- Supermarkets: Cashback freebies
- Uber Eats: £10 off your first order
- Gousto/Hello Fresh: Voucher and cashback stack
- M&S Food: £10 off £20 spend
- Aperol Spritz: Buy two save £8
- Honest Brew: £10 off craft beer
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Recent content you might have missed
I know it can be tricky to read, watch and listen to everything I create each week, so here are some articles, videos and podcasts from the last few weeks you might have missed.
- What is a good credit score?
- NOW TV to change price and membership plans
- Ask Andy #15: Your money questions answered
- YouTube: The best sites for price drop alerts
- Podcast #202: The Amazon Prime debate
- Amazon Prime review
- Restaurant discount cards compared – are they worth it?
- YouTube: June's current account update
- Podcast#201: Easy ways to make hundreds of pounds free cash
- Get 2 for 1 cinema tickets all year for just £1
- How to go to festivals for free
- June’s savings round-up
- Ask Andy #14: Your money questions answered
- YouTube: June's credit card update
- Podcast#199: Your summer money makeover
- Swap old clothes for H&M, Schuh and M&S freebies
- Flexible rail season tickets: How they’ll work
- Ask Andy #13: Your money questions answered
- YouTube: Monzo current account review
- Podcast#197: Your questions answered
- Money transfer credit cards – can they save you money?
- Ask Andy #12: Your money questions answered
- YouTube: Credit scores explained
- Podcast #195: Why you need more than one current account
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