Your weekly money saving deals and news from money expert Andy Webb
My top content this week
BLOG & ARTICLES
HyperJar app: NOT a savings account
The promise of a 4.8% return on your savings sounds good, doesn't it? So when I got an email about an app called HyperJar offering this I was obviously interested. Sadly it wasn't all it appeared to be. I've explained all here.
Contactless limit now £100: Good or bad?
One of the announcements in the Budget last week was the increase of the contactless card payment limit to £100.
Some people are worried about whether this puts their cards and money at an increased risk of fraud, while others are just seeing it as a harmless change that makes spending more convenient. The truth is actually somewhere in between.
M&S Bank to close all current accounts
If you've got an M&S Bank current account you'll by now probably know this account will close by the summer, along with any linked monthly saver account. All branches will close too. So what should you do? Here are the top options.
YOUTUBE
The best bank accounts (March 2021 update)
Which bank account is best? Find out in my latest video update, along with news of the three switching offers available right now.
Rather read than watch? Here's an article covering the same topic
CASH CHATS PODCAST
Once again, there are two episodes for you this week.
#175: Low-spend lockdown update
For the last couple of months, I've been limiting my spending as much as I can (helped hugely by the restrictions preventing so many opportunities to spend).
In the latest episode of the pod I talk about how it's been going, sharing how much I've actually spent.
#174: Your Money, This Week
This look back at the top money news stories from the week covers the Budget in detail. My guest on this episode is Claer Barrett, Consumer Editor for the Financial Times.
You can listen to both via all the normal podcasting routes or over on the blog.
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COMPETITION
Win a £25 John Lewis voucher
Thanks to everyone who's already completed my short annual reader survey.
If you're yet to tell me what you think of everything I do, there's still time - and I'm giving away either a £25 John Lewis voucher or an hour-long video chat with me (the winner can choose).
WEEKLY LIVE Q&A
THURSDAY 11th MARCH @ 6pm:
If you want to ask me questions about the content in today's newsletter I'll be live in the Be Clever With Your Cash Facebook community and on Instagram this evening at 6pm - that's Thursday 11th March.
And this week you'll also be able to watch and ask questions over on my YouTube channel.
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The top deals this week
I only share deals and special offers on the blog which I think are really good value. Click the titles or links for more information.
I've also set up an extra Instagram account dedicated to the deals and offers I spot throughout the week. Do follow me there so you don't miss out on offers that are already finished by the time this email goes out on a Thursday.
1. NATWEST: Prize draw for new savings accounts
If you have a Natwest or RBS current account and haven't already opened up the Digital Regular Saver which offers 3.04% interest, you may as well do it now as there's a prize draw for those who apply before the end of March. You'll be in the running to win one of 10 £1,000 prizes.
2. EMMA BRIDGEWATER: Free 1/2 pint mug with £40 spend
These popular mugs are worth £19.95, so if you've other things you want to buy and you're a first-time customer on the Emma Bridgewater website, you can nab a mug for free.
3. HELLO FRESH: 50% off AND £12 cashback
I see people sharing referral codes here all the time - but they're rarely the best deals as you can stack vouchers with cashback.
Again, it's for new customers, this time going via cashback site Quidco. You'll get 50% off your first HelloFresh box, and another £12 cashback on top.
There's a similar offer from TopCashback for Gousto, giving you 40% off your first recipe box, and £20 cashback on top.
4. MUBI: One-year of free film streaming
If you're trying to cut streaming costs and thinking of giving Netflix or Disney a break for a while, then you can get free access to cult, classic, world and indie cinema on Mubi via this trick.
5. DEEZER: Three months free music streaming
If you weren't able to take advantage of the longer Apple Music or Tidal free trials for new customers, then this three-month offer from Deezer has been made permanent.
6. MOTHER'S DAY: Flower discounts
There are just a few days until Mother's Day, so if you're thinking of sending flowers you might have to pay a premium to get them delivered on time. To help on costs here are some decent discounts from the likes of Bloom & Wild, Bunches and Freddie's Flowers.
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Quick deals
Banking offers
- Top bank switch: £125 cash bonus or free wine & charity donation
- The best cash savings accounts - inc up to 3% interest
- Student bank accounts: 0% overdrafts & freebies
- Best business bank accounts: Free accounts
Cards and bills deals
- 20 months 0% balance transfer credit card with no fee
- Up to £186 bonus from American Express
- Free £5 with Curve card
- Three SIM-only 12GB of data for £5.50 a month
- PayPal: Refer friends for £10 credit
Shopping vouchers and other deals
- Amazon: Up to £10 off for some
- Free £5 credit when you trade in old CDs, books, DVDs or game
- 0% finance deals on new Samsung or Apple phones
- Free £3 from Holland & Barrett
- Waitrose: £5 off £40 codes
- Lidl: Coupon Plus promo
Entertainment deals
- 12 months of Spotify for the price of 10
- Six months Tidal & five months Apple music streaming for free
- Save on Disney+
- Netflix savings
- One-year free Mubi streaming service hack
- Free and cheap Kindle books
- Free issue of Ethical Consumer magazine
- Free postcode competition
- Free month of Lucky Voice at home
Food and drink offers
- Tastecard: 90-day free trial
- £1 off at M&S with app
- Free Pret coffee for one month
- Supermarket cashback freebies
- £10+ off craft beer
- £10 off your first Uber Eats order
- 50% off Meatliquor when restaurants reopen
- Up to 30% off posh home meals
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Recent content you might have missed
I know it can be tricky to read, watch and listen to everything I create each week, so here are some articles, videos and podcasts from the last few weeks you might have missed.
- How to save money on books
- Budget 2021: What you need to know
- Eating ethically: How easy is it?
- Ask Andy #3: Your questions answered
- YOUTUBE: The best savings accounts (March update )
- PODCAST #173: Pay less for your broadband
- How to claim working from home tax relief
- YOUTUBE: How many current accounts should I have?
- PODCAST #171: Ask Andy
- Can you beat the bill price hikes?
- Saving for children: The best accounts
- Deliveroo Plus – is it worth it?
- Ask Andy #2
- YOUTUBE The best money saving apps
- PODCAST #169 Can using Amazon less make a difference?
- Plum app review – can it help you save?
- Should you switch to a small energy company?
- YOUTUBE: The best credit cards (February update)
- PODCAST #167: Negative interest rates, plus the best bank & savings accounts
- The Licence Fee to increase by £1.50 a year
- Three reasons to check your final bill when you switch
- Are recipe boxes worth the money?
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