Your weekly money-saving deals and news from money expert Andy Webb and the team.
Our top content this week
BLOG VIDEO & ARTICLES
September's current accounts update
In his monthly round-up, Andy's looked at the latest current account news including:
- TSB's £10,000 prize draw
- Santander Edge fee hack - does it work?
- Monxo x Halifax Rewards hack confirmation
- Using Chase Bank as a switching dummy account
And more besides! Plus bank switching offers with First Direct, Co-op and Barclays.
Are you missing out on free money for your pension?
Whether you're looking to retire soon or still have a way to go, your pension savings can get a free boost. From government top-ups to tax relief, we've rounded up how to unlock free cash from your pension.
Stamp prices jump from October
First-class stamp prices are set to rise in price next month - the second price increase this year. Find out the hacks to beat the price hike.
Will interest rates rise again?
After 14 consecutive increases, will the Bank of England decide to raise interest rates again? We look at the take a look at interest rate predictions ahead of the next base rate announcement in a week.
Save money on the new iPhone 15
The latest iPhones were unveiled by Apple on Tuesday evening - and surprisingly they cost lest than last year! Howelver, that doesn't make them cheap - the top model will cost you £1,599. But there are ways to make buying one less expensive.
PODCAST
337 | Free pension cash, new Amazon Prime charge & petrol savings
In the latest episode of Cash Chats, Andy talks about:
- How to get free money towards your pension
- How much Amazon Prime’s new same-day delivery charge will cost you
- Where to find the cheapest petrol prices
- A listener question about using Nectar points
You can listen to episodes via all the normal podcasting apps or over on the blog.
If you do listen on one of these apps, please do remember to hit follow so you get each episode as soon as it's released.
YOUR QUESTIONS
Ask Andy Live Q&A: Monday 18 September @ 7pm
Andy's live Q&As are the best place to ask your questions. The next Ask Andy Live will be a savings special on Monday 18 September at 7pm.
Make sure you follow me on YouTube or Instagram to join in. The earlier you ask your question the more likely I'll have time to answer it.
Ask a question in the Facebook group
Or, join the Facebook community to ask your questions and share your money experiences and ideas. There are 6,600 of us in there so far!
THIS WEEK'S TOP DEALS
We only share deals and special offers on the blog which I think are really good value. Click the titles or links for more information.
1. Raisin: Earn a £25 savings bonus
Raisin is offering a £25 welcome bonus if you open a savings account with at least £10,000 and keep it there for at least six months. Here's more.
2. First Direct switch: £175 + £40 cashback and £12,500 prize draw
With the Natwest & RBS offers ending on Monday, the only "proper" switching deal left is from First Direct. You can earn £175 plus £40 cashback on top. Plus there's now the chance to also win £12,500 if you successfully start your switch before 1 October 2023. Here's more.
3. Apple TV+ & Music: Last chance for O2 & Barclaycard freebies
You've got until next week to claim a code via O2 Priority or Barclaycard for free Apple TV+ and Apple Music - even if you've used those services before. Here's more.
4. Amazon: £5 off £15 shop
Selected Amazon customers can get £5 off of a £15 shop through the Amazon app on eligible items by 23 September 2023. Here's more.
5. Trainline: £15 off selected season tickets
Get £15 off of selected season tickets when buy one via the Trainline app. Here's more.
6. Virgin Atlantic Reward+: 30,000 bonus points
Get 30,000 points (usually 15,000) when you sign up for a Virgin Atlantic Reward+ credit card and spend £3,000. Here's more.
7. Netflix & NOW: £12 a month via BT
If you get your broadband via BT then you can now add Netflix and NOW Entertainment for £12 a month. You'll also get a box to record with. Here's more.
8. Asda Rewards: Win up to £100
Asda Rewards members can win up to £100 with the ‘Spin the Wheel’ game in the Rewards app this month. Here's more.
9. Sparks: Win up to £100 of M&S vouchers
Another competition! This one is for M&S Sparks members who have the chance to win up to £100 of M&S vouchers when shopping. Here's more.
SAVINGS, BANKING & CREDIT CARD BEST BUYS
Savings
Top savings offers
- Chip: 4.84% + up to £50 bonus
- Raisin: Earn a £25 savings bonus
Top savings best buys:
- Top current account linked saver: 7% with Santander
- Top regular saver (with current account): 7% with First Direct
- Top easy access account: 5% with Cynergy
- Top easy access Cash ISA: 4.75% with Moneybox
- Top 1-year fixed account: 6.2% with NS&I
- Top 1-year fixed Cash ISA: 5.85% with Virgin
Banks
Top banking switch and welcome offers:
- Co-operative Bank: £125 refer-a-friend switch
- First Direct: £175 switch + £40 cashback
- Tide business welcome: £75 cash bonus
Top banking best buys:
- Top reward account: £5 a month from Halifax
- Top cashback on bills: 1% back with Santander Edge
- Top cashback on spending: 1% back with Chase
Credit cards
Top credit card offers:
- Asda Money: Up to £50 back in Asda Pounds
- BA Amex: 60,000 Avios points
- Virgin Atlantic: 30,000 points
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Follow us on social media - our social media handles have changed
We've switched from using @AndyCleverCash to @BeCleverWithYourCash on most of our social media accounts (it's @BeCleverCash on Twitter/X).
We're on Instagram, Facebook & Twitter.
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MORE DEALS!
Here are a few ongoing and recent offers you might have missed:
Cashback offers
- TopCashback: £15 welcome offer
- Cashback: Up to £91 for free
- YouGov: £50 cash for sharing bank data
Shopping vouchers and other deals
- Amazon: Up to £10 off for some
- Snoop: Free £5 Amazon voucher
- Flowers: £10 off Bloom & Wild
- LNER: Free £5 train travel credit
- NUS card: Non-student card trick
- Birthday freebies: Food, drink and vouchers
Entertainment deals
- Spotify: Including 12 months for the price of 9
- NOW TV: 40% off passes
- Apple TV+: Up to 11 months free
- Netflix: One month free via Sky Stream
- Vue: £5 for ticket and 2 pizzas
- Disney+: £1.99 a month for 3 months
- Disney+: Free via bank account
- Ethical Consumer: Free issue of the magazine
- Heinz: Free days out
Food and drink offers
- Tesco Clubcard Plus: One-month free trial
- Tastecard: 60-day free trial
- Gousto & Hello Fresh: More than 90% off your first boxes
- Cadbury's Buttons: Free pack
- GreenJinn: £1 welcome credit
- McDonald's & Burger King: Freebies from loyalty schemes
- Caffe Nero: 25% off drinks and pastries
Recent content you might have missed
We know it can be tricky to read, watch and listen to everything we create each week, so here are some articles, videos and podcasts from the last few weeks you might have missed.
- How to save money on petrol & diesel
- How much do fans cost to run vs aircon?
- Amazon has introduced a fee for same-day Prime delivery: how much will this cost you?
- Energy price cap to fall to £1,923 from October
- Best savings accounts for September 2023
- ULEZ myths debunked
- What happens if you can't pay your energy bill?
- Barclays to close 15 more locations
- Flight delays: what are your rights?
- Green Savings Bond at 5.7%: the best ethical savings?
- The best ways to earn Nectar points
- Monzo's got a new look: is it better?
- What are ISAs?
- Santander Edge Saver hikes savings rate to huge 7%
- Disney+ Price Changes & adds adverts: Will you pay more?
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Are you following us on YouTube?
If you want to watch our videos as soon as they're released, make sure you head over to YouTube and click "subscribe" and the little notification bell that appears next to it.
Most recent videos:
- BANK OFFERS: First Direct & Barclays switches + Chase, Santander, TSB, Monzo - UK Sept 2023 update
- CREDIT CARD DEALS: £450/60,000 Avios via Amex, 30,000 Virgin points, 5% Asda + more (September 2023)
- BEST SAVINGS ACCOUNTS: 7% on £4k, 6.2% 1 yr fix, 5.7% Green Bonds, 5.35% flex ISA - Sept 2023 update
Please do tell any friends you think would find it useful too. Thanks!
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