Your weekly money-saving deals and news from money expert Andy Webb and the team.
"Apologies if you've got this email twice - only half of people received it on Thursday so we've had to send it again. But I've added in breaking news on Natwest's £200 bank switch, plus a chocolate deal to make up for it!" Andy
Our top content this week
BLOG VIDEO & ARTICLES
Natwest / RBS: £200 switch offers end Monday
Breaking news: the £200 bank switch offer from the Natwest Group - so Natwest, Ulster and RBS - ends 8am on Monday 11 September. So if you're yet to take advantage of one (or even all three), then you need to get started ASAP. Here's more on the each offer.
Santander launches 5.2% easy access account
Santander’s new Easy Access Saver offers the highest rate in 14 years! It’s only available until 17 September 2023 (if not sooner) - so you’ll need to open fast to take advantage of this deal. Here's what you need to know.
Amazon Prime delivery price hike
A new same-day delivery fee is coming in for Amazon Prime members on 18 September 2023. We explain how much it will cost you and how to save money on Amazon delivery.
No receipt? These shops use your loyalty card instead
Losing your receipt doesn’t have to be the end of the world when you want to return an item you purchased in-store. We round up the retailers that can use your loyalty card purchase history to let you make a return.
September's credit card update
We've looked at the latest credit card news, including:
- new Amex minimum salary requirements
- Direct debit issues with American Express
- stacking cashback
- people using BNPL for essentials
- and more...
Plus there are three welcome offers from American Express, Virgin and Asda Money.
How to save money on petrol and diesel
Drivers are facing eye-watering bills at the pump as the biggest monthly fuel rise in 23 years was recorded last month. We round up some tips and hacks to help you save money at petrol stations.
How much do fans cost to run vs aircon?
Finally it got hot! Though maybe too hot... With temperatures creeping up to above 30 in some places we’ve compared a handful of fans, air coolers and air conditioners to work out which type cost the least to run.
CASH CHATS PODCAST
336 | 60,000 Avios credit card offer, BNPL use & how to return something without a receipt
In the latest episode of the pod I’m talking about:
- How much it costs to run a fan or aircon unit
- Why people are using BNPL for essentials
- How to use your loyalty card to return items
- Two big credit card welcome offers
You can listen to episodes via all the normal podcasting apps or over on the blog.
If you do listen on one of these apps, please do remember to hit follow so you get each episode as soon as it's released.
Ask a question in the Facebook group
Join the Facebook community to ask your questions and share your money experiences and ideas. There are 6,500 of us in there so far!
THIS WEEK'S TOP DEALS
I onlyshare deals and special offerson the blog which I think are really good value. Click the titles or links for more information.
1. Disney+: 3 months for £1.99 a month
New and returning Disney+ users can get a three-month subscription for £1.99 a month. You'll need to sign up by 20 September to get this offer. Or if you've enough Clubcard points you can pay £3 for three months instead. Here's more.
2. Nuii: 6 ice creams for £1
This deal stack will get you 6 Nuii ice creams for £1 via Asda and Shopmium, saving £7. You can even do it twice! Here's more.
3. BA Amex: 60,000 Avios points boost
New British Airways Premium Plus American Express cardholders can earn a 60,000 Avios bonus (usually 25,000). Unlike other Amex welcome offers, even existing cardholders might be able to get this. Here's more.
4. Hotel Chocolat: Free hot choc tasters
Every weekend in September you can get a free sample of hot choc in Hotel Chocolat stores. Here's more.
5. Heritage Open Days: Free events and tours
Throughout this month you can get free or discounted access to hundreds of historic buildings and events across England, Wales and Scotland. You’ll need to book in advance and entry may be subject to availability. Here's more.
6. Spotify: 2 months for £10.99
Returning Spotify customers can get two months for the price of one when they rejoin the platform. It's only available for those who cancelled before 16 July 2023 and you'll need to sign up again by next Tuesday to get the deal. Here's more.
7. Moneybox: 4.65% cash ISA
Earn 4.65% with the new Moneybox cash ISA. You'll need a minimum deposit of £500 and can make up to three withdrawals a year. Here's more.
Be Clever With Your Cash news
Our social media handles have changed
An important update for you all - we've switched from using @AndyCleverCash to @BeCleverWithYourCash on most of our social media accounts (it's @BeCleverCash on Twitter/X).
Find out why - and what you can do to make sure scammers don't catch you out following the change.
SAVINGS, BANKING & CREDIT CARD BEST BUYS
Savings
Top savings offers
Top savings best buys:
- Top current account linked saver: 7% with Santander
- Top regular saver (with current account): 7% with First Direct
- Top easy access account: 5.2% with Santander
- Top easy access Cash ISA: 4.65% with Moneybox
- Top 1-year fixed account: 6.2% with NS&I
- Top 1-year fixed Cash ISA: 5.8% with Virgin Money
Banks
Top banking switch and welcome offers:
- Co-operative Bank: £125 refer-a-friend switch
- First Direct: £175 switch + £40 cashback
- Natwest: £200 switch
- RBS: £200 switch
- Ulster Bank: £200 switch
- Tide business welcome: £75 cash bonus
Top banking best buys:
- Top reward account: £5 a month from Halifax
- Top cashback on bills: 1% back with Santander Edge
- Top cashback on spending: 1% back with Chase
Credit cards
Top credit card offers:
- Asda Money: Up to £50 back in Asda Pounds
- Virgin Atlantic: 30,000 points
- BA Amex Premium Plus: 60,000 bonus Avios points
Follow us on social media
Want to stay connected throughout the week? We're on Instagram, Facebook & Twitter.
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MORE DEALS!
Here are a few ongoing and recent offers you might have missed:
Cashback offers
- TopCashback: £15 welcome offer
- Cashback: Up to £91 for free
- YouGov: £50 cash for sharing bank data
Shopping vouchers and other deals
- Amazon: Up to £10 off for some
- Snoop: Free £5 Amazon voucher
- Flowers:£10 off Bloom & Wild
- LNER: Free £5 train travel credit
- NUS card: Non-student card trick
- Birthday freebies: Food, drink and vouchers
Entertainment deals
- Spotify: Including 12 months for the price of 9
- NOW TV: 40% off passes
- Apple TV+: Up to 11 months free
- Netflix: One month free via Sky Stream
- Vue: £5 for ticket and 2 pizzas
- Disney+: Free with bank account
- Ethical Consumer: Free issue of the magazine
- Heinz: Free days out
Food and drink offers
- Tesco Clubcard Plus: One-month free trial
- Tastecard: 60-day free trial
- Gousto & Hello Fresh: More than 90% off your first boxes
- Cadbury's Buttons: Free pack
- GreenJinn: £1 welcome credit
- McDonald's & Burger King: Freebies from loyalty schemes
- Caffe Nero: 25% off drinks and pastries
Recent content you might have missed
I know it can be tricky to read, watch and listen to everything I create each week, so here are some articles, videos and podcasts from the last few weeks you might have missed.
- Energy price cap to fall to £1,923 from October
- Best savings accounts for September 2023
- ULEZ myths debunked
- What happens if you can't pay your energy bill?
- Barclays to close 15 more locations
- Flight delays: what are your rights?
- Green Savings Bond at 5.7%: the best ethical savings?
- UK rail strikes: what are your rights?
- The best ways to earn Nectar points
- Monzo's got a new look: is it better?
- What are ISAs?
- Santander Edge Saver hikes savings rate to huge 7%
- Disney+ Price Changes & adds adverts: Will you pay more?
- UK Inflation rate falls to 6.8%
- Tandem Instant Access Saver - is it any good?
- The best student bank accounts for 2023
- Bank of England hikes the base rate to 5.25%
- Premium Bond prize rate increases to 4.65%
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