Your weekly money saving deals and news from money expert Andy Webb
My top content this week
BLOG & ARTICLES
Halifax £125 switching bonus: How existing customers can claim it too
Just as one switching deal ends, another begins. This time Halifax is offering a boosted £125, and both new and existing customers can claim it as long as you've not got cash from the bank since April 2020. Here's how to get the bonus.
More bank account news & round-up
It's also time for my monthly roundup of current account news, including:
- A boosted £130 switching offer from First Direct
- The last chance to switch old Tesco Bank accounts
- Who's winning and losing in the switching wars
- How to make sure you're really calling your bank and not a scammer
LTV & the remortgaging tricks that’ll save you thousands
If rumours of an interest rate rise announcement later today (and more to come) are true, we'll start to see the best mortgage deals disappear. So if you're on a variable rate or due to remortgage soon, then make sure you act fast.
Here are some of the things you can do to help you get the lowest rates, and other things to think about.
My Black Friday Bootcamp – get yourself fighting fit
Though Black Friday itself isn't for another three weeks, it's not stopped some retailers already starting their sales! And this will just happen more over the coming days.
I've mixed feelings on Black Friday. Yes, there will be some really good deals, but also it can be a prompt for people to splash out on things they don't need.
So to help you navigate that minefield, here are the advance steps you can take to get yourself in the best position to benefit.
CASH CHATS PODCAST
#229: How to stop spending
A solo episode this week, and I'll take you through:
- The triggers that might cause unplanned spending
- How to add friction to your transactions
- Why changing money management habits could reduce impulse buys
Plus I answer a listener question about finding the best prices for Black Friday.
#228: Your Money, This Week – 28 October 2021
In last week's news review episode it was all about the Budget. I was joined by personal finance journalist Lily Canter to talk about:
- Changes to Universal Credit
- Increases to the minimum wage
- Changes to alcohol taxation and Air Passenger Duty
- Support for small businesses
- & more
You can listen to both episodes via all the normal podcasting routes or over on the blog.
ASK ANDY
Next Live Q&A: Tuesday 9 November @ 7pm
Every week or two you can ask me your questions live (or just watch!).
The next one will be on Tuesday 9 November at 7pm.
You can join in via Instagram and my YouTube channel. Put a reminder in your diary now!
Me talking money elsewhere
Though I'm mainly on my own channels, you could also catch me this week at the following:
- My weekly column in Metro. This time: "Green Savings Bonds + Can 5G replace home broadband?"
THIS WEEK'S TOP DEALS
I only share deals and special offers on the blog which I think are really good value. Click the titles or links for more information.
I'll also share a quick update on Instagram on Saturday morning.
1. TopCashback: £15 new member offer returns
It's been a year since the welcome bonus for people signing up to TopCashback has been at this level, so if you haven't yet signed up now is the time to do it. There's a minimum £15 spend at retailers via the site. More here.
2. Asda: £10 off £60 spend
Online Asda shoppers can save £10 with this voucher code for collections or deliveries. Get the code here.
3. American Express: £264 boosted offer ends
The welcome offer for the Amex Preferred Rewards Gold card is boosted until 9 November - as long as you've not had an American Express credit card in your name in the last 24 months.
The bonus is worth £184 if switched to a gift card, or as much as £264 if converted to Nectar points. More here.
4. Brewdog: Free pint & £10 voucher
Sign up for or log into the Brewdog loyalty scheme (it's free) and you can claim a pint of Lost Lager and a voucher to spend on the Brewdog online shop. More here.
5. M&S Beauty advent: £40 with £30 spend
Spend £30 on clothing, home or beauty and you can claim the popular Marks & Spencer beauty advent calendar for £40. It apparently contains items worth £300 from the likes of Ren and Aveda.
It's also worth checking your Sparks account - I've got a voucher for 20% off. More here.
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MORE DEALS!
Here are a few ongoing and recent offers you might have missed:
Banking offers
- Top bank switch: £150 cash bonus
- Top reward account: £5 a month from Halifax
- Top cashback account: Up to 3% back with Santander 123 Lite
- Top ethical bank: £60 voucher or donation via Triodos
Savings & investing offers
- Top regular saver: 3.04% from Natwest
- Top current account interest: 2.02% from Virgin Money
- Top easy access account: 0.66% from Cynergy Bank
- Raisin: £50 bonus on £10k of savings
- Freetrade: Free share worth up to £200
Cards and bills deals
- 0% Balance transfer: 18 months with no fee & £20 cashback
- American Express: Up to £264 welcome bonus
- Three: SIM-only 12GB of data for £5.50 a month
- Curve: Free £10 welcome bonus
- Currensea: £10 back from £150 spend
- Airtime Rewards: £2 back with £8 spend
- Money Dashboard: Free £4 Amazon voucher
- Snoop: Free £5 Amazon voucher
- PayPal: Refer friends for £10 credit
Shopping vouchers and other deals
- Amazon: Up to £10 off for some
- Music Magpie: Free £5 credit when you trade in old CDs, books, DVDs or games
- Holland & Barrett: Free £3
- Lidl: Coupon Plus promo
- Flowers: £10 off Bloom & Wild
- LNER: Free £5 train travel credit
- Uniqlo: £5 off voucher
- B&Q: Save £5
- Free cashback: Earn more than £30
- NUS card: Alumni card trick
Entertainment deals
- Spotify: Including 12 months for the price of 10
- NOW TV: 50% off passes
- Apple TV+: Three months free via Currys Perks
- Odeon: Two tickets and a £10 Turtle Bay gift card for £9.99
- Vue: £5 ticket and pizza offer
- Disney+: Save £2 a month
- Netflix: Inc Netflix & Chromecast bundle
- Ethical Consumer: Free issue of the magazine
- Days out: £25 off voucher via Lotto
Food and drink offers
- Tastecard: 90-day free trial
- Pret: Free coffee for one month
- Leon: Unlimited coffee for £15 a month
- Gousto & Hello Fresh: More than 90% off your first boxes
- Pringles: Free pack
- Uber Eats: £10 off your first order
- Honest Brew: £10 off craft beer
- Deliveroo Plus: Free year via Prime
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Recent content you might have missed
I know it can be tricky to read, watch and listen to everything I create each week, so here are some articles, videos and podcasts from the last few weeks you might have missed.
- Autumn Budget 2021: What you need to know
- How much does Sky Glass cost?
- Green Savings Bond disappointment: Ethical saving alternatives
- Supermarket Christmas delivery slots 2021
- Podcast #227: Mobile data, green savings bonds & staying put after a bank switch
- Ask Andy #31: Your money questions answered
- October/November 2021’s credit card news & round-up
- Tax on savings explained
- 48 Halifax and Lloyds branches to close in early 2022
- Podcast #225: Paying less for your energy and what to do when your fix ends
- Ask Andy #30: Your money questions answered
- Nine bank account switching offers compared
- Contactless payment limit now £100
- Tesco Clubcard Pay+ review
- Ask Andy #29: Your money questions answered
- Podcast #223: Accounts to help plan spending, 2% interest and supermarket saving schemes
- Savings: New 2% and 5% accounts
- Christmas savings schemes: Boost your supermarket spending by 6%
- Chase Bank UK review: Earn 1% cashback
- Libraries week: 9 ways they can save you money
- Podcast #221: How to find ethical bank accounts, investments and pensions
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