Your weekly money saving deals and news from money expert Andy Webb
My top content this week
BLOG & ARTICLES
October/November 2021’s credit card news & round-up
In this month's look at the best credit card deals and offers, I've shared details of
- A boosted £264 welcome offer for the American Express Preferred Rewards Gold card
- An improved £40 Amazon voucher for new Amazon Platinum or Classic card holders
- My thoughts on whether you should still use cashback credit cards
- If you can still get the £200 restaurant credit deal via Amex Platinum
- Plus more!
Tax on savings explained
If you're worried about how much tax is due on your savings then this article is for you. I break down when it needs to be paid, and the accounts and schemes that should mean most of you don't ever need to.
48 Halifax and Lloyds branches to close in early 2022
Yet more bank branches closures have been announced from Lloyds and Halifax. Find out which ones will shut for good, and what you should do about it if you're affected.
CASH CHATS PODCAST
#225: Paying less for your energy and what to do when your fix ends
I'm joined by Naomi Willis from Skint Dad to share ways you can reduce your energy usage to lower your bills, who is entitled to extra support and what to do if your fix is due to end.
#224: Your Money, This Week – 15 October 2021
In last Friday's news review episode I was joined by financial advisor Lisa Conway-Hughes to talk about
- The new contactless limit
- The prevalence of Buy Now, Pay Later
- RyanAir demanding money back from passengers if they want to fly
- The latest supermarket essential price increase
- What impact an interest rate rise could have on you
- & more
You can listen to both episodes via all the normal podcasting routes or over on the blog.
ASK ANDY
Every week I answer a handful of the questions you send me.
#30: Your money questions answered
This week's questions include:
- Can I switch two accounts at the same time?
- What's the best card to use abroad?
- Are Premium Bonds safe?
- & more
You'll also be able to watch Tuesday night's live Q&A video in full.
Next Live Q&A: Budget special
Wednesday 27 October @ 8pm
Every week you can ask me your questions live (or just watch!).
The next one will be next week on Wednesday 27 October rather than the usual Tuesday as that's Budget day - meaning we can chat about whatever is announced by the Chancellor. It'll also be at the slightly later time of 8pm.
You can join in via Instagram and my YouTube channel. Put a reminder in your diary now!
Me talking money elsewhere
Though I'm mainly on my own channels, you could also catch me this week at the following:
- My weekly column in Metro. This week "How will the contactless limit going up to £100 affect our spending?"
THIS WEEK'S TOP DEALS
I only share deals and special offers on the blog which I think are really good value. Click the titles or links for more information.
I'll also share a quick update on Instagram on Saturday morning.
1. Santander’s bank switch offer extended: Get £130
Good news for anyone who's not grabbed the switching promo from Santander that was due to close today - it's been extended until December. Here's everything you need to know about it.
2. Free pumpkin: Get £2 cashback
TopCashback members can claim £2 back when they buy one or more pumpkins. Here's more.
3. Greater Anglia trains: £5 tickets to London
If you live in the Greater Anglia region then these cheap tickets are worth snapping up. Kids are £1. More here.
4. Co-operative Bank: £50 refer-a-friend bonus
Another week, another new bank switch promo! This time though you need to be referred by a friend who already has a Co-op Bank account. Use their details to open a new account and then switch and you'll both get £50. Details here.
5. TSB: New 2% regular saver
There's a new regular savings account that matches some of the best rates available. You need to have or open a TSB current account to get it. But there's a monthly cap of just £150 that can be paid in which means you'll earn just £19 over a year at most. So it's probably only worth it for existing TSB customers. More here.
6. Tesco: 10% cashback
Until Friday you can get 10% back on transactions in Tesco Express stores via TopCashback. More here.
7. Airtime Rewards: £5 bonus
Enter a code to get a £5 bonus when you spend £15 this weekend with a card connected to cashback app Airtime Rewards. The money is paid towards your mobile bills if you're on a major network. There's also a £1.50 bonus for signing up. More here.
----
Follow me on social media
Want to stay connected throughout the week?
I'm on Instagram, Facebook & Twitter.
---
MORE DEALS!
Here are a few ongoing and recent offers you might have missed:
Banking offers
- Top bank switch: £150 cash bonus
- Top reward account: £5 a month from Halifax
- Top cashback account: Up to 3% back with Santander 123 Lite
- Top ethical bank: £60 voucher or donation via Triodos
Savings & investing offers
- Top regular saver: 3.04% from Natwest
- Top current account interest: 2.02% from Virgin Money
- Top easy access account: 0.66% from Cynergy Bank
- Raisin: £50 bonus on £10k of savings
- Freetrade: Free share worth up to £200
Cards and bills deals
- 0% Balance transfer: 18 months with no fee & £20 cashback
- American Express: Up to £264 welcome bonus
- Three: SIM-only 12GB of data for £5.50 a month
- Curve: Free £10 welcome bonus
- Currensea: £10 back from £150 spend
- Airtime Rewards: £2 back with £8 spend
- Money Dashboard: Free £4 Amazon voucher
- Snoop: Free £5 Amazon voucher
- PayPal: Refer friends for £10 credit
Shopping vouchers and other deals
- Amazon: Up to £10 off for some
- Music Magpie: Free £5 credit when you trade in old CDs, books, DVDs or games
- Holland & Barrett: Free £3
- Lidl: Coupon Plus promo
- Flowers: £10 off Bloom & Wild
- LNER: Free £5 train travel credit
- Uniqlo: £5 off voucher
- B&Q: Save £5
- Free cashback: Earn more than £30
- NUS card: Alumni card trick
Entertainment deals
- Spotify: Including 12 months for the price of 10
- NOW TV: 50% off passes
- Apple TV+: Three months free via Currys Perks
- Odeon: Two tickets and a £10 Turtle Bay gift card for £9.99
- Disney+: Save £2 a month
- Netflix: Inc Netflix & Chromecast bundle
- Ethical Consumer: Free issue of the magazine
- Days out: £25 off voucher via Lotto
Food and drink offers
- Tastecard: 90-day free trial
- Pret: Free coffee for one month
- Leon: Unlimited coffee for £15 a month
- Gousto & Hello Fresh: More than 90% off your first boxes
- Pringles: Free pack
- Uber Eats: £10 off your first order
- Honest Brew: £10 off craft beer
- Deliveroo Plus: Free year via Prime
- Bombay Sapphire: Free gin and tonic
Join the Facebook group
Join the Facebook community to ask your questions and share your money experiences and ideas.
------
Recent content you might have missed
I know it can be tricky to read, watch and listen to everything I create each week, so here are some articles, videos and podcasts from the last few weeks you might have missed.
- Nine bank account switching offers compared
- Contactless payment limit now £100
- Tesco Clubcard Pay+ review
- Ask Andy #29: Your money questions answered
- Podcast #223: Accounts to help plan spending, 2% interest and supermarket saving schemes
- Savings: New 2% and 5% accounts
- Christmas savings schemes: Boost your supermarket spending by 6%
- Chase Bank UK review: Earn 1% cashback
- Libraries week: 9 ways they can save you money
- Podcast #221: How to find ethical bank accounts, investments and pensions
- Does bank switching affect your credit score?
- My Nectar Prices – will you save money?
- The Marriage Allowance tax break explained
- Podcast #220: Bank switching bonanza, energy bill crisis & the last roaming SIM
- Should you switch to a small energy company?
- How to convert Avios points to Nectar (and vice versa)
- Chase Bank launches in the UK
- Podcast #219: Four easy side hustles
Are you following me on YouTube?
If you haven't already I'd really appreciate it if you could head over to YouTube to click "subscribe" and the little notification bell that appears next to it.
Please do tell any friends you think would find it useful too. Thanks!
0 comments