Your weekly money saving deals and news from money expert Andy Webb
"The latest Autumn Statement (aka another Budget) from the government will take place today. I'll be posting a round-up article on the site and video on YouTube this afternoon, so keep an eye on those to find out what it means for your money". Andy
My top content this week
BLOG, VIDEO & ARTICLES
How to improve your credit score
A better credit report improves your chances of getting accepted for the best deals on mortgages, credit card and more. These 14 tips should all help you get a boost!
How to make the most from Amex Shop Small 2022
It's been confirmed by American Express that this bi-annual offer to earn £5 back on £15 spending is back next month. Here's everything you need to know to take advantage, and my tricks to get more than the £25 per card cap.
The best price comparison sites for your shopping
How do you search for the lowest price? There are a few different options out there, and here I've shared the websites I use when shopping, and the extra features which make it much easier to find a bargain.
November 2022’s current account news & offers
My final roundup article and video for the month looks at the latest bank switching offers, plus tidbits of news, including changes to the Monese gift card voucher offer.
CASH CHATS PODCAST
293 | Improve your credit report, Black Friday prep & beating shrinkflation
In the latest episode of the pod I’m talking about:
- 14 ways to boost your credit score
- How to not get caught out by Black Friday
- How to find the cheapest items at the supermarket
- Tips to manage multiple gift cards
- And more!
You can listen to episodes via all the normal podcasting apps or over on the blog.
If you do listen on one of these apps, please do remember to hit follow so you get each episode as soon as it's released.
YOUR QUESTIONS
Next live Q&A: Tuesday 22 November at 7pm
My live Q&As are the best place to ask me your questions and the next one will be 7pm on Tuesday.
Make sure you follow me on YouTube or Instagram to join in. The earlier you ask your question the more likely I'll have time to answer it.
Ask a question in the Facebook group
Or, join the Facebook community to ask your questions and share your money experiences and ideas. There are 2,700 of us in there so far!
THIS WEEK'S TOP DEALS
I only share deals and special offers on the blog which I think are really good value. Click the titles or links for more information.
I'll also share a quick update on Instagram on Saturday morning.
1. Big Issue: Free Divine choc with a subscription
This offer will get you a month (or more) of the magazine and some chocs with an RRP of £10. So you're supporting a worthy organisation and getting some tasty treats from £11 or £12. More here.
2. Which? magazine: Deal stack
I took advantage of this combo of offers last year. You'll get 50% off a year's subscription to the consumer magazine and another £19 back from cashback sites. And if you have an Amex card you might be able to get another £14 or so off - making it under £7 for the year! More here.
3. Amazon: £5 off £20 with wishlist
As with many Amazon offers, this won't be for all (you'll need to check if you're eligible via the link). But if you can get it and add three items to a wishlist, you'll save a fiver when you spend £20. More here.
4. JamDoughnut: £4.50 welcome offer
This cashback site is incredibly popular in my Facebook group. You earn money back when buying gift cards on a huge range of brands. This boosted welcome deal will get you 450 points (worth £4.50) when you sign up and make an order - though you'll need £10 to cash out. Here's more.
5. Odeon: £20 Amazon voucher with Limitless pass
Get an Odeon Limitless pass at £14.99 a month (minimum term three months) and you'll get a £20 Amazon voucher back. More here.
6. TrainPal: 34% off railcards & £3 bonus
You can save a third on one and three-year digital railcards via this train booking app. There's also £1 and £2 credit to use on bookings when you use a welcome code. More here.
7. eBay: 20% off some brands and earn £5 or £15 vouchers for spending
A couple of offers worth looking at (though bear in mind Black Friday deals are around the corner).. More here.
8. Wine: 25% off bottles at Morrisons, Tesco and Sainsbury's
Another chance to top up on festive wine, this time with Morrisons also taking part. It works best if you combine it with other discounts on bottles. More here.
SAVINGS, BANKING & CREDIT CARD BEST BUYS
Banks
Tide business account: Get £75
If you're a sole trader or run a limited company you can apply for a Tide business account. Spend £300 on your debit card and you'll get a £75 reward. Here's how it works.
Top banking switch and welcome offers:
- HSBC switch: Up to £250 cash bonus
- Nationwide switch: £200 cash bonus
- First Direct switch: £175 bonus
- Monzo welcome: Free £5 offer
- Monese welcome: Up to £30 offer
Top banking best buys:
- Top reward account: £5 a month from Halifax
- Top cashback on bills: Up to 3% back with Santander 123 Lite
- Top cashback on spending: 1% back with Chase
- Top ethical bank: £60 voucher or donation via Triodos
Savings
There aren't any new best buy accounts to share this week, though it's worth noting that previous table toppers have been withdrawn this week across easy access, notice and fixed accounts. More on the latest best buys here.
Top savings best buys:
- Top regular saver: 5.25% with Club Lloyds
- Top current account linked interest: 5.12% with Barclays
- Top easy access account: 2.81% with Al Rayan
- Top 1-year fixed account: 4.5% with Ikano
Credit cards
Top cashback credit card best buys:
- Top welcome bonus: American Express Preferred Rewards Gold (20,000 points = up to £167)
- 0% purchase welcome: £20 bonus and £19 cashback
- Top non-Amex cashback: Barclaycard Avios
-------
Follow me on social media
Want to stay connected throughout the week? I'm on Instagram, Facebook & Twitter.
-------
MORE DEALS!
Here are a few ongoing and recent offers you might have missed:
Shopping vouchers and other deals
- Amazon: Up to £10 off for some
- Snoop: Free £5 Amazon voucher
- Flowers: £10 off Bloom & Wild
- LNER: Free £5 train travel credit
- NUS card: Alumni card trick
- Birthday freebies: Food, drink and vouchers
- Cashback: Up to £91 for free
- Wills: Free wills in November
Entertainment deals
- Spotify: Including 12 months for the price of 10
- NOW TV: 40% off passes
- Apple TV+: Up to 11 months free
- Odeon: Free weekly ticket
- Vue: Free ticket and movie rental
- Disney+: Save £2 a month
- Paramount+: 30-day free trial
- Ethical Consumer: Free issue of the magazine
Food and drink offers
- Tesco Clubcard Plus: One-month free trial
- Tastecard: 60-day free trial
- Ocado: £20 off your first order
- Gousto & Hello Fresh: More than 90% off your first boxes
- Pringles: Free pack
- GreenJinn: £1 welcome credit
- Greene King: Free pint or spirit & mixer
- Deliveroo Plus: Free year via Prime
- Brewdog: £150 bar credit for £99
- McDonald's & Burger King: Freebies from loyalty schemes
- Caffe Nero: 25% off drinks and pastries
------
Recent content you might have missed
I know it can be tricky to read, watch and listen to everything I create each week, so here are some articles, videos and podcasts from the last few weeks you might have missed.
- Regular savings accounts explained: Are they worth it?
- My Black Friday Bootcamp – get yourself fighting fit
- Base rate at 3%: what does the rise mean for you?
- November 2022’s credit card & BNPL news & round-up
- Avios to Nectar swap range cut
- November 2022’s savings round-up & news
- More than books: 9 ways your library can save you money
- My month in money #9 & #10: 7 weeks away
- Credit card stoozing: Earn interest from 0% borrowing
- Apple Music & TV+ prices hiked by up to 40%: How to beat it
- Cheap direct debits for bank switching and rewards
- How to search price history and know if you’re getting a good deal
- “Mini-Budget” 2022 Scrapped: What it means for your money
- Waitrose brings back “free” hot drinks
- Is Three forcing existing customers to lose free roaming?
- New Chip autosave fees could cost you £41 a year
- Earn up to 150,000 Avios via Barclaycard and Barclays
- Sky Stream: Will it save you money?
- How to earn £100 or more a year from cashback on your bills
------
Are you following me on YouTube?
If you haven't already I'd really appreciate it if you could head over to YouTube to click "subscribe" and the little notification bell that appears next to it.
Please do tell any friends you think would find it useful too. Thanks!
0 comments