Your weekly money saving deals and news from money expert Andy Webb
My top content this week
BLOG, VIDEO & ARTICLES
Will interest rates go up?
At noon today the Bank of England will reveal if there'll be another hike to the base rate. I'll update you on the site and YouTube this afternoon.
Until then this article looks at the likelihood of a raise and why, especially considering inflation didn't drop as expected yesterday.
Santander Edge Up replaces the 123 account
There's a new current account out from Santander, replacing the 123 which is now closed to new customers.
It's called the Edge Up and promised cashback on bills and spending, as well as interest on savings. The bank claims you can makes £100 a month. I'm less convinced. Here's my review.
BT to pull Line Rental Saver from 21 July
Though many of us don't use landlines any more, those of you with BT might be taking advantage of the annual prepaid scheme to save a little on your bill.
Well, the bad news is BT will close this later this summer, though you might be able to renew yours before the deadline. Here's what you need to know.
Premium Bond prize rate increases to 3.7%
Following recent interest rate hikes (let alone another potential one today), NS&I has increased the rate on Premium Bonds.
It means if you win there's a greater chance you'll get a bigger prize. I've taken a look at what you could win - and when they're worth considering.
CASH CHATS PODCAST
324 | Energy fixes return, new Santander account, seat filling & Amex fee refunds
In the latest episode of the pod I’m talking about:
- Whether you should fix your energy?
- Is Santander’s new Edge Up account any good?
- How to get cheap event tickets as a seat filler
- What changes to Amex’s fee refunds means for you
You can listen to episodes via all the normal podcasting apps or over on the blog.
If you do listen on one of these apps, please do remember to hit follow so you get each episode as soon as it's released.
YOUR QUESTIONS
Ask Andy Live Q&A: Watch the latest
My live Q&As are the best place to ask me your questions. Watch the one from Monday here.
The next one will be in early July and I'll share the date in a future newsletter.
Make sure you follow me on YouTube or Instagram to join in. The earlier you ask your question the more likely I'll have time to answer it.
Ask a question in the Facebook group
Or, join the Facebook community to ask your questions and share your money experiences and ideas. There are 5,100 of us in there so far!
THIS WEEK'S TOP DEALS
I only share deals and special offers on the blog which I think are really good value. Click the titles or links for more information.
I'll also share a quick update on Instagram on Saturday morning.
1. TopCashback: £2 bonus
Today only you can opt-in for £2 extra cashback when you spend £5 on TopCashback. And don't forget there's also a £15 bonus for new customers. Here's more.
2. Asda Money: £20 credit card bonus
New Asda Money credit card holders can get £20 bonus cashback with a £50 spend. Here's more.
3. Savings: 4.11% easy access & 5.7% 1 year fix
Yet again, more increases this week across all types of accounts. There's now 4% or higher from four banks on easy access, and above 5.5% on all fixed-term lengths - including 5.7% on a one year fix. Here's more.
4. Sky Sports: £16 via Virgin Media
A very cheap Sky Sports deal for Virgin Media customers who don't currently have their Stream Box. Though the price is for 18 months you can cancel at any time. Here's more.
5. Netflix & NOW: £10 a month via BT
This offer is back for those who have or get BT Broadband. You'll pay £10 a month for Netflix and NOW's Entertainment pass (the key Sky channels). Though there's a 24 month contract. Here's more.
6. Hotel Chocolat: £5 VIP reward
Sign in to your VIP Me account on the Hotel Chocolat app (it's free if you're not already a member) and you should find a £5 off voucher. Here's more.
7. Gigs: 2-4-1 tickets
Bands such as Ed Hardcourt, Metronomy, Sleeper and Hamish Hawk are taking part in a 2-4-1 promo for their live shows this summer - you just need a Lotto ticket or scratchcard. Here's more.
SAVINGS, BANKING & CREDIT CARD BEST BUYS
Savings
Top savings offers
- Chip: Up to £50 bonus
- Hargeaves Lansdown: Up to £100 bonus
- Santander: £50 ISA bonus
Top savings best buys:
- Top regular saver (with current account): 7% with First Direct
- Top current account linked interest: 5.12% with Barclays
- Top easy access account: 4.11% with Oxbury Bank
- Top easy access Cash ISA: 3.78% from Shawbrooky
- Top 1-year fixed account: 5.7% with Ahli United Bank via Raisin
- Top 1-year fixed Cash ISA: 4.65% from Virgin Money
Credit cards
Top cashback credit card offers:
- American Express Gold: Boosted 30,000 points
- British Airways American Express: Boosted 10,000 points
Banks
Top banking switch and welcome offers:
- Co-operative Bank: £125 refer-a-friend switch
- First Direct: £175 switch + £40 cashback
- HSBC: £200 switch + £40 cashback
- Lloyds: £150 switch
- Natwest switch: £200 bonus
- RBS: £200 switch offer
- Ulster Bank: £200 switch offer
- Tide business welcome: £75 cash bonus
Top banking best buys:
- Top reward account: £5 a month from Halifax
- Top cashback on bills: 1% back with Santander Edge
- Top cashback on spending: 1% back with Chase
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MORE DEALS!
Here are a few ongoing and recent offers you might have missed:
Cashback offers
- TopCashback: £15 welcome offer
- Cashback: Up to £91 for free
- YouGov: £50 cash for sharing bank data
Shopping vouchers and other deals
- Amazon: Up to £10 off for some
- Snoop: Free £5 Amazon voucher
- Flowers: £10 off Bloom & Wild
- LNER: Free £5 train travel credit
- Railcards: 20% off
- NUS card: Non-student card trick
- Birthday freebies: Food, drink and vouchers
Entertainment deals
- Spotify: Including 12 months for the price of 10
- NOW TV: 40% off passes
- Apple TV+: Up to 11 months free
- Netflix & Sky TV: One month free
- Vue: £5 for ticket and 2 pizzas
- Disney+: Free with bank account
- Discovery+: Free with BT Sport and Sky
- Ethical Consumer: Free issue of the magazine
Food and drink offers
- Tesco Clubcard Plus: One-month free trial
- Tastecard: 60-day free trial
- Ocado: 30% off your first order
- Gousto & Hello Fresh: More than 90% off your first boxes
- Buttons: Free pack
- GreenJinn: £1 welcome credit
- Greene King: Free pint or spirit & mixer
- Brewdog: £150 bar credit for £99
- McDonald's & Burger King: Freebies from loyalty schemes
- Caffe Nero: 25% off drinks and pastries
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Recent content you might have missed
I know it can be tricky to read, watch and listen to everything I create each week, so here are some articles, videos and podcasts from the last few weeks you might have missed.
- Does bank switching affect your credit score?
- Be a seat filler and get cheap tickets
- June 2023’s credit card news & round-up
- State Pension top-up deadline extended
- Regular savings accounts explained
- June 2023’s current account news & offers
- 53 more Halifax, BoS and Lloyds branches to close in 2023
- Barclays to close yet more branches
- June 2023’s savings round-up
- Energy price cap falling to £2,074 from July
- My month in money #17
- Netflix Extra Members: What you need to know
- Nationwide’s £100 member bonus: Will you get it?
- Morrisons bring back More loyalty scheme
- How to get the best value sun cream
- How to get O2 Priority if you’re not on O2
- How to get the best value hotel rooms
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Are you following me on YouTube?
If you haven't already I'd really appreciate it if you could head over to YouTube to click "subscribe" and the little notification bell that appears next to it.
Most recent videos:
BANK OFFERS: Nationwide, Lloyds, Starling | NEWS: Chase, Revolut, Barclays - UK June 2023 update
BEST SAVINGS ACCOUNTS: 4.5% limited-access, up to 5.35% fixes, 3.75% ISAs & more (June 2023 update)
Energy Price Cap to fall: How much lower will your energy bill be?
Please do tell any friends you think would find it useful too. Thanks!
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