Your weekly money saving deals and news from money expert Andy Webb
My top content this week
BLOG, VIDEO & ARTICLES
Last chance to triple value of Clubcard points
From 14 June you'll only get double rather than triple value when you swap Tesco Clubcard points for things like Disney+, theme park entry or railcards. Here's what you need to know to make sure you don't lose out.
Regular savings accounts explained
This week there have been two whopping new regular saver accounts offering up to 9% interest (more on these elsewhere in the newsletter), so it's a good time to clear up the common misunderstandings about how these work, and whether they're actually worth it.
June 2023’s current account news & offers
My monthly update on bank accounts includes:
- Chase joining the switching service and open banking
- Barclays axing part of Blue Rewards cashback
- Nationwide's £100 loyalty payment
- Monese top-up charge increase
All this, the latest bank switching offers and more.
53 more Halifax, BoS and Lloyds branches to close in 2023
This is the second bunch of closures across the Lloyds group. Find out which ones are going and when.
Barclays to close yet more branches
AND EVEN MORE!!! Another 10 Barclays branches are to go following yet another announcement.
CASH CHATS PODCAST
322 | Energy credit refunds, cashback issues, Premium Bonds & more
In the latest episode of the pod I’m talking about:
- My month in money, including
- Checking my energy bill to claim back overpaid energy bills
- Understanding when cashback could be declined on partial returns
- Making sure you return Ocado bags
- How much I won on Premium Bonds
You can listen to episodes via all the normal podcasting apps or over on the blog.
If you do listen on one of these apps, please do remember to hit follow so you get each episode as soon as it's released.
YOUR QUESTIONS
Ask Andy Live Q&A
My live Q&As are the best place to ask me your questions. You can watch the one from Tuesday here.
The next one will be in a few weeks and I'll share the date next week. Make sure you follow me on YouTube or Instagram to join in. The earlier you ask your question the more likely I'll have time to answer it.
Ask a question in the Facebook group
Or, join the Facebook community to ask your questions and share your money experiences and ideas. There are 4,900 of us in there so far!
THIS WEEK'S TOP DEALS
I only share deals and special offers on the blog which I think are really good value. Click the titles or links for more information.
I'll also share a quick update on Instagram on Saturday morning.
1. West End: Kids Week starts
Next week you'll be able to book free kids' tickets when you buy adult ones as part of the West End Kids Week. Here's more.
2. Adidas & Odeon: 15% off gift cards
A Father's Day offer from Tesco will save on gift cards for the cinema and sportswear. Here's more.
3. Nectar: Double points via Avios
If you have 400 Nectar points you're happy to transfer to Avios you'll be able to earn double Nectar points at Sainsbury's, Argos and eBay until the end of September. Here's more.
4. National Express: 20% off
If you've a coach journey planned before the end of September this code is a great way to reduce your fare. Here's more.
5. Railcards: 20% off
You can save 20% on train discount cards via Trainline. Here's more.
6. BT Sport: Free Champions League final
Watch Man City on Saturday in the Champions League final for free on BT Sport. Here's more.
7. Just Eat: 20% off on Saturday
Whether you're watching the football on Saturday or not, big brands and some local restaurants are discounted by 20% on Just Eat. Here's more.
SAVINGS, BANKING & CREDIT CARD BEST BUYS
Savings
New 7.5% and 9% loyalty regular savers
If you're with either Saffron or Skipton Building Society then you may be able to open a new loyalty regular saver, with a huge inflation beating 9% available from the former - though you're limited to adding just £50 a month. Here's more.
Limited access accounts reach 4%
From today HSBC's Bonus Online Saver will pay 4% on balances of up to £4,000 - as long as you don't make a withdrawal. You can get the same rate from West Brom Building Society with no cap on balances held, though you can only withdraw twice a year. More here.
Top savings offers
- Chip: Up to £50 bonus
- Santander: £50 ISA bonus
Top savings best buys:
- Top regular saver (with current account): 7% with First Direct
- Top current account linked interest: 5.12% with Barclays
- Top easy access account: 3.85% with Secure Trust Bank
- Top easy access Cash ISA: 3.75% from Leeds Building Society
- Top 1-year fixed account: 5.27% with My Community Finance
- Top 1-year fixed Cash ISA: 4.56% from UBL
Credit cards
Last chance to stack Amex offers for £815 profit
The double welcome offer of 60,000 Amex points plus another £200 in travel credit ends on Wednesday. Though you do have to be eligible and spend £6,000 in six months. Oh, and there's that £575 annual fee. BUT despite that, it could be worth more than £800. Here's how to maximise the offer.
Top cashback credit card offers:
- American Express Platinum: Boosted 60,000 points
- British Airways American Express: Boosted 10,000 points
Banks
Top banking switch and welcome offers:
- Co-operative Bank: £125 refer-a-friend switch
- First Direct: £175 switch + £40 cashback
- HSBC: £200 switch + £40 cashback
- Lloyds: £150 switch
- Natwest switch: £200 bonus
- RBS: Up to £200 switch offer
- Monzo welcome: Free £5 offer
- Tide business welcome: £75 cash bonus
Top banking best buys:
- Top reward account: £5 a month from Halifax
- Top cashback on bills: Up to 3% back with Santander 123
- Top cashback on spending: 1% back with Chase
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MORE DEALS!
Here are a few ongoing and recent offers you might have missed:
Cashback offers
- TopCashback: £15 welcome offer
- Cashback: Up to £91 for free
- YouGov: £50 cash for sharing bank data
Shopping vouchers and other deals
- Amazon: Up to £10 off for some
- Snoop: Free £5 Amazon voucher
- Flowers: £10 off Bloom & Wild
- LNER: Free £5 train travel credit
- NUS card: Non-student card trick
- Birthday freebies: Food, drink and vouchers
Entertainment deals
- Spotify: Including 12 months for the price of 10
- NOW TV: 40% off passes
- Apple TV+: Up to 11 months free
- Netflix & Sky TV: One month free
- Vue: £5 for ticket and 2 pizzas
- Disney+: Free with bank account
- Discovery+: Free with BT Sport and Sky
- Ethical Consumer: Free issue of the magazine
Food and drink offers
- Tesco Clubcard Plus: One-month free trial
- Tastecard: 60-day free trial
- Ocado: 30% off your first order
- Gousto & Hello Fresh: More than 90% off your first boxes
- Buttons: Free pack
- GreenJinn: £1 welcome credit
- Greene King: Free pint or spirit & mixer
- Brewdog: £150 bar credit for £99
- McDonald's & Burger King: Freebies from loyalty schemes
- Caffe Nero: 25% off drinks and pastries
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Recent content you might have missed
I know it can be tricky to read, watch and listen to everything I create each week, so here are some articles, videos and podcasts from the last few weeks you might have missed.
- June 2023’s savings round-up
- Energy price cap falling to £2,074 from July
- My month in money #17
- Netflix Extra Members: What you need to know
- Nationwide’s £100 member bonus: Will you get it?
- Morrisons bring back More loyalty scheme
- How to get the best value sun cream
- How to get O2 Priority if you’re not on O2
- Ways to manage your money and mental health
- Interest rate at 4.5%: what does the rise mean for you?
- How to get the best value hotel rooms
- Boots Advantage points value cut
- Pret’s coffee subscription price hike: Is it still worth it?
- Credit scores and reports explained
- Exciting Be Clever With Your Cash news!
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Most recent videos:
BANK OFFERS: Nationwide, Lloyds, Starling | NEWS: Chase, Revolut, Barclays - UK June 2023 update
BEST SAVINGS ACCOUNTS: 4.5% limited-access, up to 5.35% fixes, 3.75% ISAs & more (June 2023 update)
Energy Price Cap to fall: How much lower will your energy bill be?
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