Your weekly money saving deals and news from money expert Andy Webb
My top content this week
BLOG, VIDEO & ARTICLES
Barclays Blue Rewards review: Earn 5.12% on savings
A massive change at the top of the savings tables is down to a new account from Barclays - you'll earn 5.12% on £5,000. But you can only get it if you sign up for a current account and get the Blue Reward add-on. Here's how that works and whether it's worth it.
October 2022’s savings round-up & news
There have been changes to other savings rates too, and I've detailed them in my monthly round-up. It includes a 2-year tracker and one-year fix at 4.21%. More here.
Mythbusting October’s energy price hike
Last Saturday the new energy price cap freeze began, but there's still confusion out there about what that actually means. Some think gas and electricity prices will stay the same, yet sadly they've gone up and will stay up for two years. Here's what you need to know.
Sky Stream: Will it save you money?
Later this month Sky Stream launches, a way to get the TV channels without a dish or long contracts. Sounds familiar? Well Sky already has NOW TV doing a very similar thing. I've taken a look to see whether this could be a better option.
CASH CHATS PODCAST
287 | 5% savings & £200 bank switching, mortgage chaos and energy hike basics
In the latest episode of the pod I’m talking about:
- How to get 5.12% on your savings
- The latest BIG bank switch bonuses
- This week’s mortgage chaos with guest Andrew Montlake from the Property Show Podcast
- The need-to-knows when it comes to this month’s energy bill hike
- A listener question about credit scores and saving accounts
You can listen to episodes via all the normal podcasting apps or over on the blog.
If you do listen on one of these apps, please do remember to hit follow so you get each episode as soon as it's released.
YOUR QUESTIONS
Next live Q&A: Sunday 7pm
My live Q&As are the best place to ask me your questions. Join me this Sunday 9 October at 7pm. Make sure you follow me on YouTube or Instagram to join in.
Ask a question in the Facebook group
Or, join the Facebook community to ask your questions and share your money experiences and ideas. There are 2,400 of us in there so far!
THIS WEEK'S TOP DEALS
I only share deals and special offers on the blog which I think are really good value. Click the titles or links for more information.
I'll also share a quick update on Instagram on Saturday morning.
1. TSB: New up to £180 switching offer
There's a brand new offer from TSB that most of you will be eligible for. There's £125 fo switching and another £55 if you stick around and use the account for a year. Here's more.
2. Nationwide: Increased £200 switch offer
Also this week Nationwide doubled the switching bonus to £200, though the extra £25 for existing customers has been dropped. Here's more.
3. Spotify: Four months free
The usual Spotify Premium welcome offer (new users only) is just one month, sometimes three. So this four month deal is worth nabbing for ad-free music streaming. More here.
4. Amazon: "Early Access" Prime sale
Next Tuesday and Wednesday there's a Prime member-only sale, possibly similar to Prime Day. And there are already big discounts on Amazon devices. Of course, only buy what you need to buy and don't get caught in the hype. Here's more.
5. Supermarkets: £5 cashback on £50 spend
TopCashback is offering £5 extra cashback for new and existing customers who shop online by Friday at one of six supermarkets. There's an extra £10 available if you're new to TCB. More here.
6. Odeon: £15 Amazon voucher with Limitless
Sign up for Odeon's unlimited membership (minimum three months at £14.99 a month) and you'll get a £15 Amazon voucher. Here's more.
7. Everyman: Two-for-one tickets
It's rare to see deals for Everyman, but take out a three-month trial of Times+ for £3 (or one month free) and you'll be able to claim a 2-4-1 code once a month to use on Wednesdays. Times+ also offers free ebooks you can get. More here.
8. Wills: Free wills in October and November
Two free wills schemes are running this month and next. It's for those over 55 in October, while bookings are open now for everyone in November. You'll be asked to make a donation to charity. More here.
9. American Express: Gold to Platinum bonus ends
It's the last chance for Amex Preferred Reward cardholders to get a 40,000 point bonus when upgrading to the Platinum card. Details here.
SAVINGS, BANKING & CREDIT CARD BEST BUYS
Top banking switch and welcome offers:
- Natwest switch: £175 bonus
- First Direct switch: £175 bonus
- Lloyds switch: £150 bonus
- Nationwide switch: £200 cash bonus
- TSB switch: Up to £180 bonus
- Monzo welcome: Free £5 offer
- Monese welcome: Up to £30 offer
- Revolut welcome: Free £10 offer
Top banking best buys:
- Top reward account: £5 a month from Halifax
- Top cashback on bills: Up to 3% back with Santander 123 Lite
- Top cashback on spending: 1% back with Chase
- Top ethical bank: £60 voucher or donation via Triodos
Savings
Top savings best buys:
- Top regular saver: 5.12% with Natwest/RBS
- Top loyalty regular saver: 5% with Yorkshire Building Society
- Top current account interest: 5% with Nationwide
- Top easy access account: 2.5% with Yorkshire Building Society
- Top 1-year fixed account: 4.25% with Close Brothers
Credit cards
Top cashback credit card best buys:
- Top welcome bonus: American Express Platinum (boosted 60,000 points & £200 travel credit)
- Top ongoing cashback: Amex Nectar (2 points per £1 = 1%)
- Top non-Amex cashback: Barclaycard Avios
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MORE DEALS!
Here are a few ongoing and recent offers you might have missed:
Shopping vouchers and other deals
- Amazon: Up to £10 off for some
- Snoop: Free £5 Amazon voucher
- Flowers: £10 off Bloom & Wild
- LNER: Free £5 train travel credit
- NUS card: Alumni card trick
- Birthday freebies: Food, drink and vouchers
Entertainment deals
- Spotify: Including 12 months for the price of 10
- NOW TV: 40% off passes
- Apple TV+: Up to 8 months free
- Odeon & Vue: Big ticket discounts
- Vue: Free ticket and movie rental
- Disney+: Save £2 a month
- Paramount+: 30-day free trial
- Ethical Consumer: Free issue of the magazine
Food and drink offers
- Tesco Clubcard Plus: One-month free trial
- Tastecard: 60-day free trial
- Ocado: £20 off your first order
- Gousto & Hello Fresh: More than 90% off your first boxes
- Pringles: Free pack
- GreenJinn: £1 welcome credit
- Greene King: Free pint or spirit & mixer
- Deliveroo Plus: Free year via Prime
- Brewdog: £150 bar credit for £99
- McDonald's & Burger King: Freebies from new loyalty schemes
- Caffe Nero: 25% off drinks and pastries
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Recent content you might have missed
I know it can be tricky to read, watch and listen to everything I create each week, so here are some articles, videos and podcasts from the last few weeks you might have missed.
- Premium Bond prize rate increases to 2.2%
- Chip’s £10k Prize Savings Account: Is it worth it?
- “Mini-Budget” 2022: What it means for your money
- Interest rate at 2.25%: what does the rise mean for you?
- How to earn £100 or more a year from cashback on your bills
- Restaurant discount cards compared – are they worth it?
- Why you need more than one bank account
- Energy price cap frozen at £2,500
- Swap old clothes for vouchers
- Christmas savings schemes: Boost your supermarket spending by 6%
- How to get an NUS student discount card, even when you’re not a student
- Money transfer credit cards – can they save you money?
- Will you pay tax on your savings?
- Asda Rewards: How the loyalty scheme works
- Buy Now, Pay Later explained: Should you use it?
- How to stack new Amex Platinum offers to make £900 in six months
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