Your weekly money saving deals and news from money expert Andy Webb
"The Bank of England meets this morning to decide what to do with interest rates, and there could be another rate rise. I'll aim to upload an article to the blog and video to YouTube later today if we do, so make sure you check both out" - Andy
My top content this week
BLOG, VIDEO & ARTICLES
How to earn £100 or more a year from cashback on your bills
Changing how you pay for your Council Tax, energy, broadband, TV, mobile and more could make you £80 to £100 better off each year - perhaps more! Here's which accounts to use on each bill for the biggest return.
Restaurant discount cards compared – are they worth it?
The idea of 2-4-1 meals, or 25% off the whole bill when eating out sounds great, but do discount dining cards actually deliver? I've looked at the main options, and how to ensure you're not wasting cash if you do get one.
Why you need more than one bank account
Yes, you can have more than one current account. And you should! From, making extra cash through to splitting your savings, here my top 8 reasons to get at least one more.
CASH CHATS PODCAST
285 | Budgeting myths, dining cards & supermarket saving schemes
In the latest episode of the pod I’m talking about:
- How to get a bonus of up to 6% at the supermarket
- Why budgeting shouldn’t be scary, with Ola from All Things Money
- Whether restaurant dining cards will save you money
- A listener question about tax on “interest” from Sharia savings accounts
You can listen to episodes via all the normal podcasting apps or over on the blog.
If you do listen on one of these apps, please do remember to hit follow so you get each episode as soon as it's released.
YOUR QUESTIONS
Next live Q&A: Tuesday 27 September at 7pm
My live Q&As are the best place to ask me your questions. The next one will be on Tuesday at 7pm. Make sure you follow me on YouTube or Instagram to join in.
Ask a question in the Facebook group
Or, join the Facebook community to ask your questions and share your money experiences and ideas. There are 2,300 of us in there so far!
THIS WEEK'S TOP DEALS
I only share deals and special offers on the blog which I think are really good value. Click the titles or links for more information.
I'll also share a quick update on Instagram on Saturday morning.
1. Netflix & NOW: £6p/m plus a Freeview recorder
This very tempting deal from BT is back. Pay just £6 a month for basic Netflix, NOW Entertainment and a box to watch and record Freeview. It's a 24-month contract, though, and you have to either already be a BT Broadband customer, or sign up (this might not be the cheapest option out there) to be eligible. More here.
2. GreenJinn: £1 welcome credit
Sign up to supermarket cashback site GreenJinn and you'll be able to get a £1 credit. Here's more.
3. Barclaycard: Free Apple TV & Music ends
If you have a Barclaycard, make sure you claim up to 5 months free Apple services, even if you've previously been a member. More here.
4. Young's: Free beer, wine or coke
You can grab a free drink this week via the Young's app. Here's more.
5. Wine: 25% off Tesco, Sainsbury's and Asda
This popular offer is back at the supermarket (though it's four bottles for the price of three with Asda). More here.
SAVINGS, BANKING & CREDIT CARD BEST BUYS
Bank switching: New £150 Lloyds offer but £175 Santander ends
A new deal this week is from Lloyds for switching to the Club Lloyds account. You'll get £150. Here are all the details.
Elsewhere, the £175 Santander switch deal ends today - so if you've not had the bonus cash you've got to be quick. Here's more.
Top banking switch and welcome offers:
- Santander switch: £175 bonus
- First Direct switch: £175 bonus
- Lloyds switch: £150 bonus
- Nationwide switch: £125 cash bonus
- Virgin Money switch: Up to £160 cashback bonus
- Monzo welcome: Free £5 offer
- Monese welcome: Up to £30 offer
- Revolut welcome: Free £10 offer
Top banking best buys:
- Top reward account: £5 a month from Halifax
- Top cashback on bills: Up to 3% back with Santander 123 Lite
- Top cashback on spending: 1% back with Chase
- Top ethical bank: £60 voucher or donation via Triodos
Savings: Natwest reg up to 5.12%
Just a few weeks since the last increase, the digital regular saver from Natwest and / or RBS is up again, this time to a table topping 5.12% AER. Here's how it works and how to get it.
Top savings best buys:
- Top regular saver: 5.12% with Natwest/RBS
- Top loyalty regular saver: 5% with Yorkshire Building Society
- Top current account interest: 5% with Nationwide
- Top easy access account: 2.1% with Al Rayan
- Top 1-year fixed account: 3.47% with Oxbury Bank
Credit cards
Top cashback credit card best buys:
- Top welcome bonus: American Express Platinum (boosted 60,000 points & £200 travel credit)
- Top ongoing cashback: Amex Nectar (2 points per £1 = 1%)
- Top non-Amex cashback: Barclaycard Avios
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MORE DEALS!
Here are a few ongoing and recent offers you might have missed:
Shopping vouchers and other deals
- Amazon: Up to £10 off for some
- Snoop: Free £5 Amazon voucher
- Flowers: £10 off Bloom & Wild
- LNER: Free £5 train travel credit
- NUS card: Alumni card trick
- Birthday freebies: Food, drink and vouchers
Entertainment deals
- Spotify: Including 12 months for the price of 10
- NOW TV: 40% off passes
- Apple TV+: Up to 8 months free
- Odeon & Vue: Big ticket discounts
- Vue: Free ticket and movie rental
- Disney+: Save £2 a month
- Paramount+: 30-day free trial
- Ethical Consumer: Free issue of the magazine
Food and drink offers
- Tesco Clubcard Plus: One-month free trial
- Tastecard: 60-day free trial
- Ocado: £20 off your first order
- Gousto & Hello Fresh: More than 90% off your first boxes
- Pringles: Free pack
- Greene King: Free pint or spirit & mixer
- Deliveroo Plus: Free year via Prime
- Brewdog: £150 bar credit for £99
- McDonald's & Burger King: Freebies from new loyalty schemes
- Caffe Nero: 25% off drinks and pastries
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Recent content you might have missed
I know it can be tricky to read, watch and listen to everything I create each week, so here are some articles, videos and podcasts from the last few weeks you might have missed.
- Energy price cap frozen at £2,500
- Swap old clothes for vouchers
- September credit card update
- Christmas savings schemes: Boost your supermarket spending by 6%
- September's savings round-up & news
- September's current account news & offers
- My month in money #8
- How to get an NUS student discount card, even when you’re not a student
- Cheaper alternatives to Sky TV and Virgin Media
- Chase extends cashback for early adopters
- Money transfer credit cards – can they save you money?
- Will you pay tax on your savings?
- How to get the best price on your mobile phone contract and save
- Asda Rewards: How the loyalty scheme works
- Buy Now, Pay Later explained: Should you use it?
- The best student bank accounts
- What happens if you don’t pay your energy bill
- Have you still got any old banknotes and coins?
- How to stack new Amex Platinum offers to make £900 in six months
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