Your weekly money saving deals and news from money expert Andy Webb
My top content this week
BLOG, VIDEO & ARTICLES
How to get O2 Priority if you’re not on O2
The freebie and ticket presale app isn't just for those with an O2 contract. Not only can Virgin Media customers also get access, but this hack will let everyone use it. Free Greggs sausage rolls for everyone! Here's how the trick works.
Ways to manage your money and mental health
This week is Mental Health Awareness Week, and money is something closely linked to how well we're doing. So it's a good time to look at the ways we can manage finances when times are good so they have less impact when things aren't going so well. Here's more.
Interest rate at 4.5%: what does the rise mean for you?
There have now been 12 consecutive increases to the base rate of interest, with the latest putting it at the highest rate since late 2008. I've taken a look at what the Bank of England forecasts for inflation and rates for the rest of 2023, plus what it means for your savings and mortgage.
Barclays to close 15 more branches
Those sneaky folks at Barclays are at it again, with yet more closures announced for later this year. It means a total of 110 will shut in 2023. Find out which ones.
CASH CHATS PODCAST
319 | Base rate hike & savings, money & mental health and 2 x new bank switch offers
In the latest episode of the pod I’m talking about:
- What the latest Bank of England base rate hike means for savings, mortgages and inflation
- How to prepare your finances for moments of low mental health
- Two new bank switch deals from Lloyds and Co-operative
You can listen to episodes via all the normal podcasting apps or over on the blog.
If you do listen on one of these apps, please do remember to hit follow so you get each episode as soon as it's released.
YOUR QUESTIONS
Ask Andy Live Q&A: Monday 22 May @ 7pm
My live Q&As are the best place to ask me your questions.
The next one is on Monday at 7pm. Make sure you follow me on YouTube or Instagram to join in. The earlier you ask your question the more likely I'll have time to answer it.
Ask a question in the Facebook group
Or, join the Facebook community to ask your questions and share your money experiences and ideas. There are 4,400 of us in there so far!
THIS WEEK'S TOP DEALS
I only share deals and special offers on the blog which I think are really good value. Click the titles or links for more information.
I'll also share a quick update on Instagram on Saturday morning.
1. Co-operative Bank: £125 refer-a-friend bank switch
Another bank switch deal, though this one requires you to be referred by an existing customer. Don't worry, I've set up a thread in my Facebook group so we can "pay it forward" and you can each get a referral and also offer to refer one other person for another £125. More here.
2. Sprive: Free £10 towards your mortgage
There's a boosted referral deal for autosaving app Sprive, with money you put aside going to your mortgage. For the next few days get £10 instead of £5 when you sign up. Here's more.
3. Flights: BA and Virgin Atlantic sales
If you're still to book a holiday for this summer, or more realistically autumn and winter, it's worth seeing if there are bargains in these sales. Here's more.
4. Apple TV+: Free offers ending
There are two months free streaming for all and 6 months for Sky customers ending in the next few weeks. Here's more.
5. Broadband: £12 tariffs for those on benefits
If you get Universal Credit, ESA, Pension Credit or other benefits you can access cut price broadband deals, starting at £12 a month. Here's more.
6. Fixed savings: 5% on 12 & 18 month fixes
If you missed the 5% fixes from a few weeks ago, there are some new ones this week from Allica Bank for 12 and 18 months, and not far behind for longer fixes. More here.
SAVINGS, BANKING & CREDIT CARD BEST BUYS
Banks
Top banking switch and welcome offers:
- Co-operative Bank: £125 refer-a-friend switch
- First Direct: £175 switch + £40 cashback
- HSBC: £200 switch + £40 cashback
- Lloyds: £150 switch
- Natwest switch: £200 bonus
- RBS: Up to £200 switch offer
- Monzo welcome: Free £5 offer
- Tide business welcome: £75 cash bonus
Top banking best buys:
- Top reward account: £5 a month from Halifax
- Top cashback on bills: Up to 3% back with Santander 123
- Top cashback on spending: 1% back with Chase
Savings
Top savings offers
- Santander: £50 ISA bonus
Top savings best buys:
- Top regular saver: 7% with First Direct
- Top current account linked interest: 5.12% with Barclays
- Top easy access account: 3.71% with Chip + up to £50 bonus
- Top easy access Cash ISA: 3.5% from Cynergy Bank
- Top 1-year fixed account: 5% with Allica
- Top 1-year fixed Cash ISA: 4.3% from Secure Trust Bank
Credit cards
Top cashback credit card offers:
- American Express Platinum: Boosted 60,000 points
- British Airways American Express: Boosted 10,000 points
- Barclaycard Avios Plus: Boosted 50,000 Avios
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MORE DEALS!
Here are a few ongoing and recent offers you might have missed:
Cashback offers
- TopCashback: £15 welcome offer
- Cashback: Up to £91 for free
- YouGov: £50 cash for sharing bank data
Shopping vouchers and other deals
- Amazon: Up to £10 off for some
- Snoop: Free £5 Amazon voucher
- Flowers: £10 off Bloom & Wild
- LNER: Free £5 train travel credit
- NUS card: Non-student card trick
- Birthday freebies: Food, drink and vouchers
Entertainment deals
- Spotify: Including 12 months for the price of 10
- NOW TV: 40% off passes
- Apple TV+: Up to 11 months free
- Vue: Free ticket and movie rental
- Disney+: Free with bank account
- Discovery+: Free with BT Sport and Sky
- Ethical Consumer: Free issue of the magazine
Food and drink offers
- Tesco Clubcard Plus: One-month free trial
- Tastecard: 60-day free trial
- Costa: Free £5 voucher via TSB
- Ocado: 30% off your first order
- Gousto & Hello Fresh: More than 90% off your first boxes
- Buttons: Free pack
- GreenJinn: £1 welcome credit
- Greene King: Free pint or spirit & mixer
- Brewdog: £150 bar credit for £99
- McDonald's & Burger King: Freebies from loyalty schemes
- Caffe Nero: 25% off drinks and pastries
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Recent content you might have missed
I know it can be tricky to read, watch and listen to everything I create each week, so here are some articles, videos and podcasts from the last few weeks you might have missed.
- How to get the best value hotel rooms
- Boots Advantage points value cut
- May 2023’s credit card & BNPL news & round-up
- May 2023’s savings round-up: 5% fixes
- May 2023’s current account news & offers
- Pret’s coffee subscription price hike: Is it still worth it?
- My month in money #16
- Credit scores and reports explained
- Should you be sharing your TV streaming accounts?
- The best cards for spending abroad
- Lifetime ISAs explained: Get a 25% bonus
- Barclays to close 95 branches – find out which ones
- Exciting Be Clever With Your Cash news!
- Swap old clothes for vouchers
- The best Children’s savings accounts
- How to stack Amex Platinum offers to make £815 in seven months
- Nectar Prices – will they save you money at Sainsbury’s?
- Can you pay less on your Council Tax?
- Get 2 for 1 cinema tickets all year for just £1 with Meerkat Movies
- Lloyds to offer free Disney+
- Are your savings safe? FSCS explained
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