Your weekly money saving deals and news from money expert Andy Webb
My top content this week
BLOG, VIDEO & ARTICLES
May 2023’s savings round-up: 5% fixes
There have been some massive savings rate increases in the last week, so this month's update is packed with the best-paying accounts right now.
This includes easy access at 3.71%, notice accounts at 3.95% and a range of one to seven-year fixes all at 5%. Huge rates!
There are also improved ISA offerings, including from some of the big names. All the details in my article and video here.
May 2023’s current account news & offers
I've also looked at the big banking news, including the top bank switch offers, changes to Barclays debit card on Google Pay, Curve business card use and massive app downtime for a number of banks over the last few weeks.
Pret’s coffee subscription price hike: Is it still worth it?
If you regularly buy hot drinks when out then Pret's subscription has been a decent money saving option. But it's just gone up from £25 to £30 a month. So does it still stack up?
My month in money #16
My latest update sharing the good and bad for my money over the last month. Read here.
Credit scores and reports explained
This guide takes you through why a credit report matters and what a credit score actually means.
CASH CHATS PODCAST
317 | Month in money, including Starling, Virgin Media, hotels, Amex & more
In the latest episode of the pod I’m talking about:
- My month in money, including
- Virgin Media customer service chaos
- Bank transfer limits
- Debit card replacements
- Hotel savings
- Listeners’ wins and losses for the month
You can listen to episodes via all the normal podcasting apps or over on the blog.
If you do listen on one of these apps, please do remember to hit follow so you get each episode as soon as it's released.
YOUR QUESTIONS
Ask Andy Live Q&A: Tuesday 9 May @ 7pm
My live Q&As are the best place to ask me your questions. The next one is on Tuesday at 7pm. Make sure you follow me on YouTube or Instagram to join in. The earlier you ask your question the more likely I'll have time to answer it.
Ask a question in the Facebook group
Or, join the Facebook community to ask your questions and share your money experiences and ideas. There are 4,200 of us in there so far!
THIS WEEK'S TOP DEALS
I only share deals and special offers on the blog which I think are really good value. Click the titles or links for more information.
I'll also share a quick update on Instagram on Saturday morning.
1. Virgin Atlantic card: Double welcome points
New Virgin Atlantic Reward+ credit card holders who spend £3,000 in 90 days will get 30,000 Virgin Points. More here.
2. Krispy Kreme: Free doughnut
Join the Krispy Kreme loyalty app and you can nab a free doughnut. Here's more.
3. Boots: £10 of points when you spend £60
For every £60 you spend at Boots this weekend you'll earn £10 of bonus points - and it could be one of the last chances to earn a standard 4 points per £1 as it'll soon drop to 3 points. It'll also work on some Dyson products, if not all. Here's more.
4. Showcase: Watch 4 movies, see another free
A new cinema offer from Showcase will get you a free ticket in September if you buy four tickets before then. Here's more.
5. Costa: £5 voucher last chance
Take out an insurance quote with TSB and you'll be given a £5 voucher to spend at Costa. Here's more.
6. Chase Bank: Uncapped cashback ends
If you don't already have a Chase current account then you have until 8 May to open one and earn uncapped cashback for the first year. After this date (and after a year) it'll be limited to £15 a month. More here.
7. Heineken: Win a free pint
Use a digital scratch card on the We Love Sport app to see if you will win a free Heineken. More here.
SAVINGS, BANKING & CREDIT CARD BEST BUYS
Banks
Top banking switch and welcome offers:
- First Direct switch: £175 bonus + £40 cashback
- HSBC: £200 switch + £40 cashback
- Natwest switch: £200 bonus
- RBS: Up to £200 switch offer
- Monzo welcome: Free £5 offer
- Tide business welcome: £75 cash bonus
Top banking best buys:
- Top reward account: £5 a month from Halifax
- Top cashback on bills: Up to 3% back with Santander 123
- Top cashback on spending: 1% back with Chase
Savings
Top savings offers
- Chip: up to £50 bonus
- Santander: £50 ISA bonus
Top savings best buys:
- Top regular saver: 7% with First Direct
- Top current account linked interest: 5.12% with Barclays
- Top easy access account: 3.71% with Chip + up to £50 bonus
- Top easy access Cash ISA: 3.45% from Shawbrook Bank
- Top 1-year fixed account: 5% with ISBank via Raisin
- Top 1-year fixed Cash ISA: 4.25% ISA from Castle Trust Bank
Credit cards
Top cashback credit card offers:
- American Express Platinum: Boosted 60,000 points
- British Airways American Express: Boosted 10,000 points
- Barclaycard Avios Plus: Boosted 50,000 Avios
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MORE DEALS!
Here are a few ongoing and recent offers you might have missed:
Cashback offers
- TopCashback: £15 welcome offer
- Cashback: Up to £91 for free
- YouGov: £50 cash for sharing bank data
Shopping vouchers and other deals
- Amazon: Up to £10 off for some
- Snoop: Free £5 Amazon voucher
- Flowers: £10 off Bloom & Wild
- LNER: Free £5 train travel credit
- NUS card: Non-student card trick
- Birthday freebies: Food, drink and vouchers
Entertainment deals
- Spotify: Including 12 months for the price of 10
- NOW TV: 40% off passes
- Apple TV+: Up to 11 months free
- Vue: Free ticket and movie rental
- Disney+: Free with bank account
- Discovery+: Free with BT Sport and Sky
- Ethical Consumer: Free issue of the magazine
- Lotto: Free family days out
Food and drink offers
- Tesco Clubcard Plus: One-month free trial
- Tastecard: 60-day free trial
- Costa: Free £5 voucher via TSB
- Ocado: 30% off your first order
- Gousto & Hello Fresh: More than 90% off your first boxes
- Buttons: Free pack
- GreenJinn: £1 welcome credit
- Greene King: Free pint or spirit & mixer
- Brewdog: £150 bar credit for £99
- McDonald's & Burger King: Freebies from loyalty schemes
- Caffe Nero: 25% off drinks and pastries
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Recent content you might have missed
I know it can be tricky to read, watch and listen to everything I create each week, so here are some articles, videos and podcasts from the last few weeks you might have missed.
- Should you be sharing your TV streaming accounts?
- The best cards for spending abroad
- Lifetime ISAs explained: Get a 25% bonus
- Barclays to close 95 branches – find out which ones
- Exciting Be Clever With Your Cash news!
- April 2023’s credit card & BNPL news & round-up
- Swap old clothes for vouchers
- The best Children’s savings accounts
- How to stack Amex Platinum offers to make £815 in seven months
- Nectar Prices – will they save you money at Sainsbury’s?
- Can you pay less on your Council Tax?
- April 2023’s current account news & offers
- Get 2 for 1 cinema tickets all year for just £1 with Meerkat Movies
- My month in money #15
- TSB lets you pay in a cheque with your phone
- Has your Halifax Reward tracked?
- Lloyds to offer free Disney+
- Interest rate at 4.25%: what does the rise mean for you?
- The corner shop stamp rip-off
- Are your savings safe? FSCS explained
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