Your weekly money saving deals and news from money expert Andy Webb & the team
Our top content this week
BLOG, VIDEO & ARTICLES
Monzo's got a new look: is it better?
Our Editor Andy hasn't been a fan of Monzo's design for the last few years, so does a home page redesign make it better for users?
We've used this opportunity to look again at what was once the leading digital bank. Should you consider making it your number one bank?
Green Savings Bond at 5.7%: the best ethical savings?
NS&I Green Bonds now pay 5.7% for a three-year fix. Find whether this ethical savings accounts is worth it, and how it compares to the best fixed-rate deals.
UK rail strikes: what are your rights?
More rail strikes are on the way as the RMT Union and ASLEF Union both announce new dates for their walk-outs. Find out your rights if your train is delayed or cancelled.
The best ways to earn Nectar points
Nectar has announced it will be closing the Connect feature, but there are still lots of ways to build up your points.
We’ve crunched the numbers to help you find the best way to collect points and earn the most rewards to help you save on your future spending. Find out how to get the most out of Nectar.
Barclays shuts 9 more branches
Barclays has announced yet another round of bank branch closures. With nine more locations to shut their doors by November 2023 - that’s a total of 165 this year. Find out which bank branch locations are closing and your options if you still need to bank in person.
What are ISAs?
ISAs can help you save or invest up to £20,000 tax-free. We’ve gone back to basics to explain the five different types. Find out everything you need to know about ISAs.
CASH CHATS PODCAST
334 | Earn 7% on savings, best ways to earn Nectar points & train strike refunds
In the latest episode of the pod I’m talking about:
- A boosted interest rate on the Santander Edge Saver account
- Alternatives was to earn points after Nectar axes “Connect” method
- What to do if your train journey is disrupted by strikes
- A listener question about joint accounts
You can listen to episodes via all the normal podcasting apps or over on the blog.
If you do listen on one of these apps, please do remember to hit follow so you get each episode as soon as it's released.
YOUR QUESTIONS
Ask Andy Live Q&A: Tuesday 29 August @ 7pm
Andy’s live Q&As are the best place to ask your money questions. The next one will be on Tuesday 29 August at 7pm.
I'll share in a future newsletter the date of the next one. Make sure you follow me on YouTube or Instagram to join in. The earlier you ask your question the more likely I'll have time to answer it.
Ask a question in the Facebook group
Or, join the Facebook community to ask your questions and share your money experiences and ideas. There are now 6,300 of us in there so far!
THIS WEEK'S TOP DEALS
I only share deals and special offers on the blog which I think are really good value. Click the titles or links for more information.
1. Halifax Bank Switch: Last chance to earn up to £225
Only one week left to earn up to £225 by switching to Halifax Reward or Ultimate Reward account. You’ll need to start the switch by 31 August 2023 to get this deal. Here’s more.
2. National Burger Day: Dining discounts
Celebrate National Burger Day with a dining discount today (24 August 2023.) We’ve spotted a few restaurants running special burger discounts throughout the week including Bleecker Street and Hawksmoor. Here’s more.
3. Wine multi-buy: Get 25% off
Stock up on wine for the Bank Holiday with the latest supermarket multi-buy offers. You can save 25% when you buy 6 or more bottles from Asda, Sainsbury’s, Tesco and Waitrose until late August 2023. Here’s more.
4. London Theatre Week: Tickets from £15
Catch a West End show for less during London Theatre Week. From 21 August to 3 September 2023 you can get tickets to your favourite productions for as little as £15. Here’s more.
5. Art Pass: £10 student offer
Students can get an annual Art Pass membership for just £10. And those renewing can get 20% off. Registration is only open for a limited time so you’ll need to act fast to get free access to galleries, museums and exhibitions across the UK. Here’s more.
6. Open House: Free entry, events and guided tours
Get a sneak peek into some of the UK’s historical homes and buildings or book a free guided tour to learn more about your local neighbourhood with Open House this September. Here’s more.
7. Birthday offers: Get over £60 of freebies
Make your birthday a little extra special with over £60 of birthday freebies. From free vouchers to a bottle of prosecco on the house, we round up the best birthday deals and how to get them. Here’s more.
Be Clever With Your Cash news
Our social media handles have changed
An important update for you all - we've switched from using @AndyCleverCash to @BeCleverWithYourCash on most of our social media accounts (it's @BeCleverCash on Twitter/X).
Find out why - and what you can do to make sure scammers don't catch you out following the change.
SAVINGS, BANKING & CREDIT CARD BEST BUYS
Savings
Top savings offers
Top savings best buys:
- Top current account linked saver: 7% with Santander
- Top regular saver (with current account): 7% First Direct
- Top easy access account: 4.9% with Beehive Money
- Top easy access Cash ISA: 4.43% with Shawbrook
- Top 1-year fixed account: 6.01% with Smart Save
- Top 1-year fixed Cash ISA: 5.77% with UBL
Banks
Top banking switch and welcome offers:
- Co-operative Bank: £125 refer-a-friend switch
- First Direct: £175 switch + £40 cashback
- Halifax: Up to £225 switch
- Natwest: £200 switch
- RBS: £200 switch
- Ulster Bank: £200 switch
- Tide business welcome: £75 cash bonus
Top banking best buys:
- Top reward account: £5 a month from Halifax
- Top cashback on bills: 1% back with Santander Edge
- Top cashback on spending: 1% back with Chase
Credit cards
Top credit card offers:
- Asda Money: Up to £50 back in Asda Pounds
- Yonder: 6 months free membership
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MORE DEALS!
Here are a few ongoing and recent offers you might have missed:
Cashback offers
- TopCashback: £15 welcome offer
- Cashback: Up to £91 for free
- YouGov: £50 cash for sharing bank data
Shopping vouchers and other deals
- Amazon: Up to £10 off for some
- Snoop: Free £5 Amazon voucher
- Flowers: £10 off Bloom & Wild
- LNER: Free £5 train travel credit
- NUS card: Non-student card trick
- Birthday freebies: Food, drink and vouchers
Entertainment deals
- Spotify: Including 12 months for the price of 9
- NOW TV: 40% off passes
- Apple TV+: Up to 11 months free
- Netflix: One month free via Sky Stream
- Vue: £5 for ticket and 2 pizzas
- Disney+: Free with bank account
- Ethical Consumer: Free issue of the magazine
- Heinz: Free days out
Food and drink offers
- Tesco Clubcard Plus: One-month free trial
- Tastecard: 60-day free trial
- Gousto & Hello Fresh: More than 90% off your first boxes
- Cadbury's Buttons: Free pack
- GreenJinn: £1 welcome credit
- McDonald's & Burger King: Freebies from loyalty schemes
- Caffe Nero: 25% off drinks and pastries
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Recent content you might have missed
I know it can be tricky to read, watch and listen to everything I create each week, so here are some articles, videos and podcasts from the last few weeks you might have missed.
- Santander Edge Saver hikes savings rate to huge 7%
- Disney+ Price Changes & adds adverts: Will you pay more?
- UK Inflation rate falls to 6.8%
- Tandem Instant Access Saver - is it any good?
- The best student bank accounts for 2023
- August 2023’s savings round-up
- Bank of England hikes the base rate to 5.25%
- Premium Bond prize rate increases to 4.65%
- 10 activities to help kids learn about cash
- How much do fans cost to run vs aircon?
- Consumer Duty: Will we see better savings rates?
- Premier League on TV hack: Save up to £850
- My flight was delayed 28 hours: what are my rights?
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Are you following us on YouTube?
If you haven't already I'd really appreciate it if you could head over to YouTube to click "subscribe" and the little notification bell that appears next to it.
Most recent videos:
- What is an ISA?
- SAVINGS: Earn 7% interest (but there are catches) - Santander Edge Saver
- Best Student Bank Accounts | UK 2023/2024
- Channel news: We've changed our handles (and what to watch out for)
- Disney+ price hike: How to beat it, plus new cheaper plan with ads (UK August 2023)
Please do tell any friends you think would find it useful too. Thanks!
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