Your weekly money-saving deals and news from money expert Andy Webb and the team.
Our top content this week
BLOG VIDEO & ARTICLES
What’s in Andy's wallet?
Andy is sharing which cards he's got in his physical wallet and digital wallet in 2024, including insight into which ones earn him the best rewards and what he's removed since last year.
Your guide to supermarket loyalty schemes
Following Co-op axing cashback on its loyalty card, we've looked at how all the different supermarket loyalty schemes compare.
Best bank accounts for overdrafts
With interest often over 40%, overdrafts can be an expensive method of borrowing. We've summed up the best bank accounts for overdrafts including ones that offer 0%.
Is HelloFresh value for money?
Our in-house writer (and nutritionist) Nicky has looked at whether you're paying a premium for HelloFresh's convenience when compared to buying the individual ingredients at the supermarket,
Chase Bank review
Chase Bank's rewards are among our favourite at Be Clever With Your Cash, but what about the other features? We've rated and reviewed it to find out whether you should open an account.
Rail strikes: What are your rights?
We've got a full week of rail strikes from Monday, with a different operator striking each day. We've shared details on what compensation you could be entitled to and how to get a refund.
CASH CHATS PODCAST
Cash Chats 355 | What’s in my wallet, best bank accounts for overdrafts & cutting bills
In the latest episode of the pod, Andy is looking at
- What’s in Andy's wallet
- Cut overdrafts from 40% to 0%
- 9 ways to cut the cost of your household bills
You can listen to episodes via all the normal podcasting apps or over on the blog.
If you listen on one of these apps, remember to hit follow so you get notified of a new episode as soon as it's released.
YOUR QUESTIONS
Ask Andy Live Q&A
Andy's live Q&As are the best place to ask us your questions. You can catch up on Andy's latest from last night here.
We'll let you know when the next one is in a future newsletter. Make sure you follow us on YouTube or Instagram to join in. The earlier you ask your question the more likely he'll have time to answer it.
Ask a question in the Facebook Group
Or join our Facebook Community to ask your questions and share your money experiences and ideas. There are 8,300 of us in there so far.
THIS WEEK'S TOP DEALS
We only share deals and special offers on the site which we think are really good value. Click the titles or links for more information.
1. BA Amex: boosted welcome offer
There's a brand new offer from American Express for the British Airways Premium Plus card that doubles the welcome Avios from 25,000 to 50,000. That can be used for flights or swapped for Nectar points - giving you a profit after the fee of £113. And you can get this even if you already have an Amex card. But you have to apply via special link.
2. Great British Rail Sale: up to 50% off train tickets
Until Monday, you can get advance train tickets for up to 50% off in the Great British Rail Sale. Get them here.
3. Asda credit card: up to £100 cashback
Asda has launched a new credit card welcome offer which gets you 10% back on your Asda spending for the first 3 months, up to a maximum of £100. Here's how to get it.
4. Regular Saver: 6% Christmas Savers
Excuse the C-word in January, but both Yorkshire Building Society and Furness Building Society have launched 6% Christmas Regular Savers to save up to £500 per month by next Christmas.
5. Fuel: 5p of per litre at Morrisons
Morrisons is offering 5p off per litre of fuel until Sunday, plus you can stack this with Jam Doughnut cashback to save a fiver on full tank.
6. Cinema: free tickets every month
You can get monthly free cinema tickets with new site Cinematik. The film you see is voted on each month and there are hundreds of cinemas nationwide taking part. See if you can grab free tickets.
7. National Trust: free one-day pass
You can get a free one-day National Trust pass until 6 February, and you don't even have to buy a paper. Just fill out this form.
8. Lidl: last chance to win £10 voucher
There's only a week left of Lidl's Spin to Win promotion that could get you a £10 voucher. One in ten will win. Here are the details.
9. Asda: £2 in your cashpot with a Christmas Saver Card
If you start saving for Christmas early with an Asda Christmas Saver Card, you can get £2 in your Asda Rewards cashpot, with another £1 (at least) coming in November. You have to top it up with at least £50 and you have to be quick as it ends on Sunday.
10. Currys: £5 for recycling electronic items
When you recycle your old electronics with Currys, they'll give you a free £5 voucher to redeem against a purchase of at least £25. Here's how.
SAVINGS, BANKING & CREDIT CARD BEST BUYS
Savings
Top savings best buys:
- Top current account linked saver: 7% with Santander
- Top regular saver (with current account): 8% with Nationwide
- Top easy access account: 5.2% with Cahoot
- Top easy access Cash ISA: 5.08% with Zopa
- Top 1-year fixed account: 5.16% with SmartSave
- Top 1-year fixed Cash ISA: 5.1% with Harpenden Building Society
Top savings offers:
- Raisin: £25 welcome offer
- Moneybox: £25 ISA sign-up bonus
Banks
Top banking switch and welcome offers:
- Barclays Premier: "£167.50" Avios switch bonus
- First Direct: £175 switch + £40 cashback
- TSB: £125 switch + £86
Top banking best buys:
- Top reward account: £5 a month from Halifax
- Top cashback on bills: 1% back with Santander Edge
- Top cashback on spending: 1% back with Chase
Credit cards
Top credit card offers:
- M&S: £25 voucher bonus
- Asda: up to £100 cashback bonus
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MORE DEALS
Here are a few ongoing and recent offers you might have missed:
Cashback offers
- TopCashback: £15 welcome offer
- JamDoughnut: £4 welcome offer
- Cashback: Up to £91 for free
- YouGov: £50 cash for sharing bank data
Shopping vouchers and other deals
- Amazon: up to £10 off for some
- Snoop: free £5 Amazon voucher
- Flowers: £10 off Bloom & Wild
- LNER: free £5 train travel credit
- NUS card: non-student card trick
- Birthday freebies: food, drink and vouchers
Entertainment deals
- Spotify: 12 months for the price of 9
- NOW TV: 50% off passes
- Apple TV+: various free month deals
- Cinemas: 2-4-1 tickets every week for £1
- Disney+: year of Standard with Ads free via bank account
- Ethical Consumer: free issue of the magazine
Food and drink offers
- Tesco Clubcard Plus: one-month free trial
- Gousto & Hello Fresh: more than 90% off your first boxes
- Mixr: free drink and £5 voucher
- Cadbury's Buttons: free pack
- GreenJinn: £1 welcome credit
Recent content you might have missed
We know it can be tricky to read, watch and listen to everything we create each week, so here are some articles, videos and podcasts from the last few weeks you might have missed.
- Premium bond rate cut
- UK inflation rises to 4%
- Save money at Aldi and Lidl
- Starling Bank review
- Barclays to close 54 branches in 2024
- Best savings accounts for 2024
- How to cut your household bills
- How to pay tax on savings interest
- Is there a new side hustle tax?
- How to save money at Morrisons
- Holiday booking hacks
- Best current accounts for 2024
- Best credit cards for 2024
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Most recent videos:
- Best bank accounts for overdrafts 2024 - cut it to 0% interest
- What's in my wallet 2024? (UK)
- New Co-operative Bank switch offer: get £150
- Will unlimited cinema memberships save you money?
- Premium Bonds prize rate drops to 4.4% (January 2024 update)
- BANK SWITCH: TSB up to £205 (Jan 2024 update)
- How to pay tax on savings interest
- Best Savings Accounts in the UK for 2024
- Make £2,000 from your bank and spending in 2024
- Top credit cards for 2024 (UK)
- Up your money game
- How to save more in 2024
- Get on top of your debts
- The Best UK Bank Accounts for 2024
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