Your weekly money-saving deals and news from money expert Andy Webb and the team.

Our top content this week

BLOG VIDEO & ARTICLES

Premium bond rate cut

From the March draw, the prize rate falls to 4.4%. You've still got the same chance of winning, but you'll likely win less. We've broken down the new prize distribution, and how Premium Bonds now compare to other savings.

Should you ditch Premium Bonds?

UK inflation rises to 4%

Here's a surprise - inflation is a little up this month. We've summed up what this could mean for the base rate and your money.

How will inflation affect me?

Save money at Aldi and Lidl

Aldi and Lidl might be the UK's cheapest supermarkets, but that doesn't mean that there aren't ways to save money at them. Here are some hacks to sace more.

How to save at Aldi and Lidl

Starling Bank review

Starling Bank is one of our favourites here at Be Clever With Your Cash. We've rated and reviewed the app, rewards and account itself it to discover what's good and what could be better.

Starling features rated and explained

Barclays to close 54 branches in 2024

We're only a few weeks into the year but the announcements have already started! Barclays will close 38 more branches in the next year, bringing the total to 54. Find out which ones are due to close.

What to do if your bank closes

CASH CHATS PODCAST

Cash Chats 354 | New bank switch, Premium Bonds cut and cinema memberships

In the latest episode of the pod, Andy is looking at

TSB's new switch deal
Whether you should ditch Premium Bonds following a cut to the prize rate
How unlimited cinema memberships compare

You can listen to episodes via all the normal podcasting apps or over on the blog.

If you listen on one of these apps, remember to hit follow so you get notified of a new episode as soon as it's released.

Listen on the blog

Listen on Apple Podcasts

Listen on Spotify

Watch on YouTube

YOUR QUESTIONS

Ask Andy Live Q&A: Next Wednesday at 7pm

Andy's live Q&As are the best place to ask us your questions. The next one is on Wednesday 24 January 2024 at 7pm. You can join in here.

Make sure you follow us on YouTube or Instagram to join in. The earlier you ask your question the more likely he'll have time to answer it.

Ask a question in the Facebook Group

Or join our Facebook Community to ask your questions and share your money experiences and ideas. There are 8,200 of us in there so far.

Join the Facebook group

THIS WEEK'S TOP DEALS

We only share deals and special offers on the site which we think are really good value. Click the titles or links for more information.

1. TSB switch offer: get up to £211

TSB has announced the first switching offer of 2024, offering £125 for switching and there's the chance to get another £86 on top. Here's how.

2. Co-operative Bank switch offer: get £150

Co-operative Bank has also launched a new bank switching offer, giving customers £100 for switching, and an additional £50 if you open a savings account. Here are all the requirements.

3. Raisin: £25 savings bonus

Raisin is offering a £25 bonus for signing up for one of its savings accounts and depositing £10,000 by the end of January. This boosts the top six-month fix to 5.56% and 12-month fix to 5.4%. Here's how to get it.

4. Moneybox: £25 ISA bonus

Moneybox is also offering £25 when you open a new stocks and shares or cash ISA via the app and deposit £500. Here's what you need to do.

5. Quidco: £20 new member bonus

If you haven't signed up for cashback site Quidco yet, you can get a huge £20 bonus when you spend £10 - exclusive to those who get this newsletter.

6. Iceland: 10 items for £10

Iceland is running a 10 items for £10 multibuy offer at the moment which could get you pizzas, fish fingers and peas for less than half their usual price. Here are the details.

7. Boots: 17.5 points for every £1 spent

If you shop online at Boots on Friday then you can get yourself 17.5 points for every £1 spent if you spend more than £60. That's the equivalent of 17.5% back! Don't forget to stack it with other cashback rates. Plus student card holders can get 20% off on top from tomorrow until Wednesday. Boost your Boots points.

8. National Trust: free one-day pass

You can grab yourself a free one-day National Trust pass for a family of five if you buy papers including The Mirror between tomorrow and Sunday 28 January.

9. TransPennine: £1 tickets

TransPennine is giving away one million advance tickets for £1 for travel between 22 January and 8 March 2024. Child tickets are only 50p, too, but it ends tomorrow so you'll have to be quick.