Your weekly money saving deals and news from money expert Andy Webb
My top content this week
BLOG, VIDEO & ARTICLES
My top credit cards for 2022
If you need a credit card, then these are my picks for benefits such as cashback, balance transfers, 0% purchases and more. It's available as an article or video.
Should you ditch the TV Licence for other TV, radio and online services?
The Licence Fee is back in the news, with the Government looking to phase it out this decade (if they get their way). As part of this, the £159 annual fee will be frozen for the next two years. But what do you get for that price? I've taken a look at whether I feel it represents good value for money or not.
Chip app review – Can it help you put money into savings?
Last week the savings app Chip revamped its pricing structure and the auto-saving feature is now available for free. I've taken this change as an opportunity to take another look at the app's pros and cons. Plus details of how the 0.7% linked savings account works, and a £20 bonus for new users.
CASH CHATS PODCAST
#246: Getting to payday, savings challenge hacks & TV Licence value
The latest episode of the pod is a solo episode, and I’m talking about:
- Tricks to get to payday
- Hacks to make savings challenges easier
- What the TV Licence pays for
- A listener question on a card to use to book holidays and spend abroad
You can listen to episodes via all the normal podcasting routes or over on the blog.
If you do listen on one of these apps, please do take 60 seconds to leave a rating and review!
ASK ANDY
Next live Q&A: 25 January 2022!
The next Ask Andy live stream will be in on Tuesday 25 January 2022. Make sure you follow me on YouTube or Instagram so you get notifications.
THIS WEEK'S TOP DEALS
I only share deals and special offers on the blog which I think are really good value. Click the titles or links for more information.
I'll also share a quick update on Instagram on Saturday morning.
1. Monzo: Free £5
Digital bank Monzo has brought back a £5 welcome offer, making it a great time to try it out. Here's more.
2. Gousto: Free box deal stack
If you've not used meal kit delivery service Gousto then you can combine a 65% off code with welcome cashback to get a free box, and potentially make some profit on top. More here.
3. John Lewis: £20 credit card welcome
Though it's not as lucrative as the joining bonuses from American Express, the John Lewis Partnership card is offering a £20 bonus until the end of the month, Plus anyone who regularly shops at John Lewis or Waitrose will benefit from 2.5% back for the first 90 days at those retailers. More here.
4. Discovery+: 50% off annual pass
This streaming service includes Eurosport, which is currently showing the Australian Open tennis and will have the Winter Olympics soon. Plus you get access to factual channels too. Here's more.
5. Three: SIM-only 12GB of data for £5.50 a month
Last week on the podcast I mentioned a SIM deal that though cheap wasn't worth it. Well here's one worth checking out if you are looking for a new network. Combining cashback with a Three deal gets you down to just £5.50 a month for a year with 12Gb or £4.50 for 8GB. More here.
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Me talking money elsewhere
Though I'm mainly on my own channels, you can also catch me this week at the following:
- In my Metro column, I look at "Why Blue Monday isn't real and how to deal with money worries"
Follow me on social media
Want to stay connected throughout the week? I'm on Instagram, Facebook & Twitter.
Join the Facebook group
Join the Facebook community to ask your questions and share your money experiences and ideas.
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MORE DEALS!
Here are a few ongoing and recent offers you might have missed:
Banking offers
- Top bank switch: £150 cash bonus
- Top reward account: £5 a month from Halifax
- Top cashback account: Up to 3% back with Santander 123 Lite
- Top ethical bank: £60 voucher or donation via Triodos
Savings & investing offers
- Top regular saver: 3.04% from Natwest
- Top current account interest: 2.02% from Virgin Money
- Top easy access account: 0.70% + £20 bonus from from Chip
- Raisin: £50 bonus on £10k of savings
- Freetrade: Free share worth between £3 and £200
Cards and bills deals
- 0% Balance transfer: 18 months with no fee & £20 cashback
- American Express: The best welcome bonuses
- Curve: Free £10 welcome bonus
- Money Dashboard: Free £4 Amazon voucher
- Snoop: Free £5 Amazon voucher
Shopping vouchers and other deals
- TopCashback: £15 bonus for new customers
- Amazon: Up to £10 off for some
- John Lewis: £20 back from £100 spend
- Holland & Barrett: Free £3
- Lidl: Coupon Plus promo
- Flowers: £10 off Bloom & Wild
- LNER: Free £5 train travel credit
- B&Q: Save £5
- Free cashback: Earn more than £30
- NUS card: Alumni card trick
Entertainment deals
- Spotify: Including 12 months for the price of 10
- NOW TV: 40% off passes
- Apple TV+: Up to 5 months free
- Odeon: Two tickets and a £10 Turtle Bay gift card for £9.99
- Vue: £3 for four or five tickets
- Disney+: Save £2 a month
- Ethical Consumer: Free issue of the magazine
Food and drink offers
- Tastecard: 60-day free trial
- Gousto & Hello Fresh: More than 90% off your first boxes
- Pringles: Free pack
- Honest Brew: £10 off craft beer
- Deliveroo Plus: Free year via Prime
- Just Eat: 1/3 back via Starling or Monzo
- McDonalds: Free burger via O2
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Recent content you might have missed
I know it can be tricky to read, watch and listen to everything I create each week, so here are some articles, videos and podcasts from the last few weeks you might have missed.
- NOW TV: Will it save you money?
- Tesco Clubcard Pay+ review
- Beat the Virgin Media price hikes
- PODCAST #245 The best budgeting apps and a bargain SIM deal that should be avoided
- Ask Andy #37: Your money questions answered
- How I saved £200+ ditching Amazon for a year
- The best Current Accounts for 2022
- The top savings accounts for 2022
- #244: How to spend and save in 2022
- The best budgeting and money management apps
- How to survive until payday when you’re out of cash
- The best of Be Clever With Your Cash in 2021
- Podcast #243: Your Money, This Year (2021 review)
- The Best Money Making apps
- Video: Interest rate now 0.25% and inflation at 5.1%
- Why you’re paying too much for medication
- Podcast #242: Interest rate and inflation hikes, unlocking mobiles & my £100 money mistake
- Are savings challenges worth it?
- Podcast #241: My year without Amazon, last-minute Xmas & credit report mistakes
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