Your weekly money saving deals and news from money expert Andy Webb
My top content this week
BLOG: Top three savings accounts for 2021
If you want to get your savings in order and earning the highest possible rate, there are three accounts I'd put above the rest.
Here's my look at where to save, whether you've got less than £1,000 or much more.
BLOG: Beginner credit cards to build your credit score
If you are looking to improve your credit score and don't have a credit card, then getting one could actually help.
Here's what you need to know about credit building credit cards and my pick of the top ones available at the moment.
BLOG: How to pay in a cheque online with your phone
With lockdown once again meaning vulnerable can't leave their homes, I've seen an increase in people asking about how to pay in cheques online.
Whether you can or not depends on who you bank with, and whether you're happy to use their app. Here's more on who lets you do it and how.
PODCAST: Cash Chats #157: The lockdown no-spend challenge
This week on the podcast, I'm looking at why the stricter lockdown conditions across the country could make it the perfect time to try a no or low spend challenge.
Here's how they work, how they can help you not just boost your savings funds but also give you a better understanding of why and where you spend, and why I'm giving it a go.
You can listen via all the normal podcasting routes or over on the blog.
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THURSDAY 1pm: LIVE community chat
If you want to ask me questions about the content in today's newsletter I'll be live in the Be Clever With Your Cash Facebook community at 1pm on Thursday. It'll be great to see you there!
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The top deals this week
I only share deals and special offers on the blog which I think are really good value. Click the titles or links for more information.
I've also set up an extra Instagram account dedicated to the deals and offers I spot throughout the week. Do follow me there so you don't miss out on offers that are already finished by the time this email goes out on a Thursday.
1. Can you beat the Netflix price hike?
I reported last month that Netflix prices had risen for new subscribers, and it's now been confirmed that existing users will shortly get one month's notice that they have to pay these higher prices too.
Though it's hard to get discounts, there are ways you might be able to reduce how much you pay - especially if you're on the top level which is going up from £11.99 a month to £13.99 a month.
2. Top takeaway offers
With all restaurants and bars shut for at least the next six weeks, there are going to be a lot more takeaways ordered than usual.
Though it's not a cheap way to eat, it can be a good way to support local businesses while their doors are shut.
And if you are going to order, then these tips and voucher codes might help you cut the cost.
3. 50% off Britbox
New and former subscribers can save 50% on Britbox for three months.
4. Brewdog: 25% off alcohol-free beer
If you're planning on giving dry-January a go then this is a decent discount at Brewdog.
5. Free £5 with Curve card
If you've not opened a Curve card then you can get a free fiver when you sign up and use the card. It's actually a pretty handy service, letting you connect multiple Visa and Mastercards to a single debit card.
6. Free month of Lucky Voice at home
If you are looking for something new do to during the new lockdown, you can nab a free month of at home karaoke.
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Quick deals
Banking offers
- Top bank switch: £180 worth of wine reward for switching
- The best cash savings accounts - inc up to 3% interest
- Student bank accounts: 0% overdrafts & freebies
- Best business bank accounts: Free accounts
Cards and bills deals
- 20 months 0% balance transfer credit card with no fee
- Free £25 M&S & £20 Amazon vouchers with credit cards
- Up to £125 bonus from American Express
- Three SIM-only 12GB of data for £5.50 a month
Shopping vouchers and other deals
- Up to £10 off Amazon - for some
- Free £5 credit when you trade in old CDs, books, DVDs or game
- 0% finance deals on new Samsung or Apple phones
Entertainment deals
- 12 months of Spotify for the price of 10
- Chromecast & Netflix bundle
- One year free Mubi streaming service hack
- Free and cheap Kindle books
- Free issue of Ethical Consumer magazine
- Free postcode competition
Food and drink offers
- Tastecard 90-day free trial
- £1 off at M&S with app
- Free Pret coffee for one month
- £10+ off craft beer
- £10 off your first Uber Eats order
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Recent articles you might have missed
I know it can be tricky to read everything I write every week, so here are my main articles from the last few weeks.
- PODCAST: Cash Chats #156: The Brexit trade deal and your money
- YOUTUBE: Monzo savings tricks
- Spend less by using what you've already got
- The best of 2020
- YOUTUBE: The best money making apps
- PODCAST: Cash Chats #155 - Take control of your finances in 2021
- How to avoid food waste this Christmas
- Should you regift an unwanted present?
- Your refund rights when you change your mind
- PODCAST: Cash Chats #154: Lessons from 2020 to help us in 2021
- Netflix and Disney+ increase prices
- Should you ever buy a gift card?
- Are you paying too much for stamps?
- PODCAST: Cash Chats #153: Your credit report questions answered
- Is PayPal still a good way to pay?
- Chip +1 review
- PODCAST: Cash Chats #152: Are Premium Bonds worth it?
- Got a TSB Classic Plus account? Time to ditch it
- Reasons not to shop at Amazon
- Nationwide FlexDirect review
- How to check your credit score for free
- Supermarkets on Deliveroo and Uber Eats - good or bad?
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