Your weekly money saving deals and news from money expert Andy Webb
My top content this week
BLOG, VIDEO & ARTICLES
Amazon Prime review: Is it worth the money?
Ahead of the Amazon Prime Day sale next week, I've taken a look at what you get for your £8.99 a month, whether it really represents decent value for money, and how to save on your subscription.
July’s 2023’s savings round-up & news
Since last month's base rate hike there have been some big increases on savings accounts, including fixes above 6%, a 4.35% paying easy access account and a new 6% regular saver.
In my monthly round-up you can see which accounts are paying the best rates right now.
Premium Bond prize rate increases to 4%
There's been another jump in the prize rate for Premium Bonds, and this time the odds of winning have improved too. Find out what you could win from August's draw onwards.
My month in money #18
In my latest update I share what's been happening to my finances in the last 30-odd days, including how buying two Hotel Chocolat ice creams ended up with them paying me 4p!
Plus, completing the Natwest/RBS/Ulster switch triple crown, a refund battle and more.
What is a mortgage broker?
The turmoil surrounding mortgage rates right now means it can be wise to speak to a broker if you're remortgaging or buying a home. This guide takes you through the basics.
CASH CHATS PODCAST
326 | My money: Phone protection, currency confusion, Boots refund battle, Ulster switch & more
In the latest episode of the pod I’m talking about:
- How my phone case saved me hundreds of pounds
- Knowing my consumer rights
- Hotel small print that could prove costly
- When I’d pick up money (and when I wouldn’t)
- Your wins and losses for the month
You can listen to episodes via all the normal podcasting apps or over on the blog.
If you do listen on one of these apps, please do remember to hit follow so you get each episode as soon as it's released.
YOUR QUESTIONS
Ask Andy Live Q&A: Tuesday 11 July @ 7pm
My live Q&As are the best place to ask me your questions. The next one will be on Tuesday 7 July at 7pm.
Make sure you follow me on YouTube or Instagram to join in. The earlier you ask your question the more likely I'll have time to answer it.
Ask a question in the Facebook group
Or, join the Facebook community to ask your questions and share your money experiences and ideas. There are 5,400 of us in there so far!
THIS WEEK'S TOP DEALS
I only share deals and special offers on the blog which I think are really good value. Click the titles or links for more information.
I'll also share a quick update on Instagram on Saturday morning.
1. Netflix: £10 off £100 gift card
It's rare to see Netflix offers, so this is a decent deal. You'll add the full £100 to your Netflix account, but you can still pause your subscription as and when you want to. However, it's just for Amazon Prime members, though you might be able sign up for free 30-day trial. Here's more.
2. Apple, One4All, Odeon & more: Up to 15% off gift cards
More Amazon Prime only discounts on gift cards, including a £10 bonus when you spend £100 on Apple, and £5 extra when you buy a £50 One4All card. Here's more.
3. Supermarkets: Free beer or smoothie
This week you can get a free bottle of Victoria Malaga beer from Tesco and a free Innocent Smoothie from Morrisons Cafes. Here's more.
4. Days out: Free £25 voucher via Lotto
If you buy a Lotto ticket or scratch card you can claim a £25 voucher to spend on attractions like Legoland and Titanic Belfast. Here's more.
5. Deliveroo: £5 off via Amazon Prime
Another early Prime Day deal just for Prime members is £5 off a takeaway via Deliveroo. You can also add on a year's free Deliveroo Plus. Here's more.
6. M&S: 20% off kids clothes if you recycle a school uniform
If you have a wearable school uniform that's not going to fit your kids next term then you can "shwop" it for a discount on summer gear. Here's more.
7. Water: Free refills
The hot weather is due back this weekend in parts of the country, meaning keeping hydrated is vital. Here's how and where to get free refills when you're out and about.
8. Magazines: 6 months for £6
Selected titles from Hearst magazines, including Good Housekeeping, Runner's World and Men's Health are on sale at roughly £1 per issue for six months. Here's more.
SAVINGS, BANKING & CREDIT CARD BEST BUYS
Savings
Top savings offers
- Chip: Up to £50 bonus
- Hargeaves Lansdown: Up to £100 bonus
- Santander: £50 ISA bonus
Top savings best buys:
- Top regular saver (with current account): 7% with First Direct
- Top non-current account linked regular saver: 6% with BeeHive Money
- Top easy access account: 4.35% with Family Building Society
- Top easy access Cash ISA: 4% with Gatehouse
- Top 1-year fixed account: 6.1% with FirstSave
- Top 1-year fixed Cash ISA: 5.3% with Coventry Building Society
Credit cards
Top cashback credit card offers:
- American Express Gold: Boosted 30,000 points
- British Airways American Express: Boosted 10,000 points
- Yonder: 6 months free travel insurance and a pint
Banks
Top banking switch and welcome offers:
- Co-operative Bank: £125 refer-a-friend switch
- First Direct: £175 switch + £40 cashback
- Lloyds: £150 switch
- Natwest switch: £200 bonus
- RBS: £200 switch offer
- Ulster Bank: £200 switch offer
- Tide business welcome: £75 cash bonus
Top banking best buys:
- Top reward account: £5 a month from Halifax
- Top cashback on bills: 1% back with Santander Edge
- Top cashback on spending: 1% back with Chase
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MORE DEALS!
Here are a few ongoing and recent offers you might have missed:
Cashback offers
- TopCashback: £15 welcome offer
- Cashback: Up to £91 for free
- YouGov: £50 cash for sharing bank data
Shopping vouchers and other deals
- Amazon: Up to £10 off for some
- Snoop: Free £5 Amazon voucher
- Flowers: £10 off Bloom & Wild
- LNER: Free £5 train travel credit
- Railcards: 20% off
- NUS card: Non-student card trick
- Birthday freebies: Food, drink and vouchers
Entertainment deals
- Spotify: Including 12 months for the price of 10
- NOW TV: 40% off passes
- Apple TV+: Up to 11 months free
- Netflix & Sky TV: One month free
- Vue: £5 for ticket and 2 pizzas
- Disney+: Free with bank account
- Ethical Consumer: Free issue of the magazine
Food and drink offers
- Tesco Clubcard Plus: One-month free trial
- Tastecard: 60-day free trial
- Gousto & Hello Fresh: More than 90% off your first boxes
- Cadbury's Buttons: Free pack
- GreenJinn: £1 welcome credit
- Greene King: Free pint or spirit & mixer
- Brewdog: £150 bar credit for £99
- McDonald's & Burger King: Freebies from loyalty schemes
- Caffe Nero: 25% off drinks and pastries
- Hotel Chocolat: £5 VIP reward
- Pieminster: £5 reward
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Recent content you might have missed
I know it can be tricky to read, watch and listen to everything I create each week, so here are some articles, videos and podcasts from the last few weeks you might have missed.
- Is it time to fix your energy tariff?
- Interest rate at 5%: what does the rise mean for you?
- Mortgage lenders pledge more help for borrowers
- My holiday finances checklist
- The cheapest ways to get Wimbledon tickets
- Santander Edge Up replaces the 123 current account
- BT to pull Line Rental Saver from 21 July
- Does bank switching affect your credit score?
- Be a seat filler and get cheap tickets
- June 2023’s credit card news & round-up
- State Pension top-up deadline extended
- Regular savings accounts explained
- June 2023’s current account news & offers
- 53 more Halifax, BoS and Lloyds branches to close in 2023
- Barclays to close yet more branches
- Energy price cap falling to £2,074 from July
- Netflix Extra Members: What you need to know
- Morrisons bring back More loyalty scheme
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Are you following me on YouTube?
If you haven't already I'd really appreciate it if you could head over to YouTube to click "subscribe" and the little notification bell that appears next to it.
Most recent videos:
Santander Edge Up review: 1% cashback & 3.5% interest
Interest Rate hiked to 5% - could reach 6% next year (June 2023 UK Base Rate update)
Up to £220 via the Amex UK Gold card increased sign-up offer & £200 prize draw - Summer 2023
Please do tell any friends you think would find it useful too. Thanks!
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