Your weekly money saving deals and news from money expert Andy Webb
"There's another Bank of England meeting about the base rate at noon. I'll update you on what their decision could mean for savings and borrowing over on the blog and YouTube later today." Andy
My top content this week
BLOG, VIDEO & ARTICLES
Lloyds to offer free Disney+
From Saturday you'll be able to get a year of Disney+ for free via the Club Lloyds account. And there's a trick so that some existing customers won't have to wait for their current lifestyle benefit to expire.
Interest rate at 4.25%: what does the rise mean for you?
The base rate is up again - that's 11 increases in a row. Find out what the Bank of England is predicting for inflation and the base rate for the rest of the year, and what it'll mean for your savings and mortgage.
The corner shop stamp rip-off
The price of stamps goes up on Monday so you've only a few days to stock up at the current prices. But when you do that, be careful where you buy them - you could end up paying well over the real price.
Are your savings safe? FSCS explained
With recent bank failures in the USA and Europe, you might be worried about what will happen to your cash if your bank went under. Fortunately there are protections in place - find out how to ensure your money is covered.
CASH CHATS PODCAST
312 | Why the base rate increased, free Disney+ hack and ISA transfers
In the latest episode of the pod I’m talking about:
- Why the bank rate increased and whether it’s peaked
- What it means for savings and mortgages
- How to get Disney+ for free via a current account
- The rules on ISA transfers and making deposits
You can listen to episodes via all the normal podcasting apps or over on the blog.
If you do listen on one of these apps, please do remember to hit follow so you get each episode as soon as it's released.
YOUR QUESTIONS
Ask Andy Live: Thursday 30 March @ 7pm
My live Q&As are the best place to ask me your questions. The next one takes place tonight at 7pm.
Make sure you follow me on YouTube or Instagram to join in. The earlier you ask your question the more likely I'll have time to answer it.
Ask a question in the Facebook group
Or, join the Facebook community to ask your questions and share your money experiences and ideas. There are 3,700 of us in there so far!
THIS WEEK'S TOP DEALS
I only share deals and special offers on the blog which I think are really good value. Click the titles or links for more information.
I'll also share a quick update on Instagram on Saturday morning.
1. Wine: 25% off six or more bottles
Tesco, Asda & Morrisons currently have this multibuy wine offer, with Sainsbury's starting on Saturday. Here's more.
2. Ben & Jerry's: Free ice cream cone
Monday is Free Cone Day, with a free scoop available from participating Ben & Jerry's outlets. Here's more.
3. Days out: Free 3 month Kids Pass
The Lidl Plus app is giving away three-month passes for Kids Pass, which offers money off at attractions and activities - good timing for the Easter break. More here.
4. Theme Parks+: 2-4-1 entry
Don't pay full price for the likes of Alton Towers or Thorpe Park - you can get 2-4-1 or free adult tickets via cereal packs or with train tickets. More here.
5. Big Issue: Free Easter Egg with subscription
If more home working means you don't buy the Big Issue as much as you sued to, this subscription offer will continue to support vendors while getting you a free Divine Easter Egg. More here.
6. Buses: £2 fares continue
The subsidised bus fare scheme was due to end this month but it'll now run until the end of June. More here.
SAVINGS, BANKING & CREDIT CARD BEST BUYS
Banks
Barclays to close 14 more branches
This brings the total number of Barclays to go this year up to 69. Find out which ones are going.
Halifax: Last chance for £175 switch offer
You've got until Monday to start a switch into a Halifax Reward account to earn £175. Here's everything you need to know.
Top banking switch and welcome offers:
- First Direct switch: £175 bonus
- Halifax: £175 switching bonus
- Natwest switch: £200 bonus
- RBS: Up to £200 switch offer
- Monzo welcome: Free £5 offer
- Monese welcome: Up to £30 offer
- Tide business welcome: £75 cash bonus
Top banking best buys:
- Top reward account: £5 a month from Halifax
- Top cashback on bills: Up to 3% back with Santander 123
- Top cashback on spending: 1% back with Chase
Savings
ISA last chance
The ISA allowance resets on Thursday next week, so you've only a week left to contribute to this year's ISA. Find out the best rates here.
Easy access rate hikes
Following the base rate hike, a few banks have increased rates or will this weekend. This includes Monzo and Atom moving up to 3.2%, and Family Building Society offering 3.26%. Chase will increase to 3.1%. All are still beaten by Chip. Here's more on these and all the best paying accounts.
Top savings best buys:
- Top regular saver: 7% with First Direct
- Top current account linked interest: 5.12% with Barclays
- Top easy access account: 3.4% with Chip + up to £50 bonus
- Top 1-year fixed account: 4.51% with My Community Finance
Credit cards
Top cashback credit cards:
- Boosted welcome bonus: British Airways American Express (boosted 10,000 points)
- Top non-Amex cashback welcome: Barclaycard Avios
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MORE DEALS!
Here are a few ongoing and recent offers you might have missed:
Cashback offers
- Cashback: Up to £91 for free
- YouGov: £50 cash for sharing bank data
Shopping vouchers and other deals
- Amazon: Up to £10 off for some
- Nationwide: Get 5% supermarket cashback
- Snoop: Free £5 Amazon voucher
- Flowers: £10 off Bloom & Wild
- LNER: Free £5 train travel credit
- NUS card: Non-student card trick
- Birthday freebies: Food, drink and vouchers
Entertainment deals
- Spotify: Including 12 months for the price of 10
- NOW TV: 40% off passes
- Apple TV+: Up to 11 months free
- Vue: Free ticket and movie rental
- Disney+: Save £2 a month
- Discovery+: Free with BT Sport and Sky
- Ethical Consumer: Free issue of the magazine
- Lotto: Free family days out
Food and drink offers
- Tesco Clubcard Plus: One-month free trial
- Tastecard: 60-day free trial
- Ocado: 25% off your first order
- Gousto & Hello Fresh: More than 90% off your first boxes
- Buttons: Free pack
- GreenJinn: £1 welcome credit
- Greene King: Free pint or spirit & mixer
- Brewdog: £150 bar credit for £99
- McDonald's & Burger King: Freebies from loyalty schemes
- Caffe Nero: 25% off drinks and pastries
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Recent content you might have missed
I know it can be tricky to read, watch and listen to everything I create each week, so here are some articles, videos and podcasts from the last few weeks you might have missed.
- Tesco reduces boost value of Clubcard points
- Will you miss out on the full State Pension?
- The best reward credit cards
- How to go to festivals for free
- Spring Budget 2023: What you need to know
- The best Cash ISAs
- Boots changes Advantage scheme
- More Barclays branches to close
- Can you beat the bill price hikes?
- How to reduce food waste & save money
- 6.25% Club Lloyds Monthly Saver review
- How to save money on books
- Why you might need an ISA
- Chase extends 1% cashback
- Will a water meter save you money?
- Switch bank like a pro (again and again and again)
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