Your weekly money saving deals and news from money expert Andy Webb
"There's another Bank of England meeting about the base rate at noon. I'll update you on what their decision could mean for savings and borrowing over on the blog and YouTube later today." Andy
My top content this week
BLOG, VIDEO & ARTICLES
Tesco reduces boost value of Clubcard points
If you collect Clubcard points at Tesco then you'll want to swap them before mid-June when the boosted value will drop from 3x to 2x with partners such as Vue, Disney+, Pizza Express and more. Here's how to beat the change.
Will you miss out on the full State Pension?
Good news! The deadline to buy missing or partial years that count towards your eligibility for the full State Pension has moved from April to July. Here's why it's important to check your status, and how to top up if needed.
The best reward credit cards
Last week I shared the best cashback credit cards, and this time it's a look at the best cards earning you vouchers and points instead. Find out which ones pay the most.
How to go to festivals for free
If you're not sure you can afford to go to a festival this summer, then volunteering might be the answer. You can get free tickets in exchange for a few shifts at the likes of Reading, All Points East, British Summer Time and Rewind. Here's how to apply.
CASH CHATS PODCAST
311 | Avoiding overdrafts, Clubcard changes and 2023 Budget announcements
In the latest episode of the pod I’m talking about:
- How to clear and avoid overdrafts
- How to beat changes to Tesco Clubcard
- The key 2023 Budget announcements on energy bills, pension tax allowances and free childcare
- Plus a listener question
- And more
You can listen to episodes via all the normal podcasting apps or over on the blog.
If you do listen on one of these apps, please do remember to hit follow so you get each episode as soon as it's released.
YOUR QUESTIONS
Ask Andy Live: TBC
My live Q&As are the best place to ask me your questions. You can watch the one from last Sunday here.
I"ll let you know when the next one is in next week's newsletter.
Make sure you follow me on YouTube or Instagram to join in. The earlier you ask your question the more likely I'll have time to answer it.
Ask a question in the Facebook group
Or, join the Facebook community to ask your questions and share your money experiences and ideas. There are 3,700 of us in there so far!
THIS WEEK'S TOP DEALS
I only share deals and special offers on the blog which I think are really good value. Click the titles or links for more information.
I'll also share a quick update on Instagram on Saturday morning.
1. Santander: £50 ISA transfer bonus
Open up a fixed term ISA from Santander and transfer across £10,000 or more and you'll get a £50 e-voucher bonus. The rates are all table-topping too right now. Here's more.
2. Broadband: £10 bonus cashback
Anyone changing broadband provider to avoid the price hikes should first head to TopCashback as there's a £10 bonus on offer (on top of existing cashback rates). Here's more.
3. Days out: Free entry with Lotto ticket
This weekend is the last chance to get free or discounted entry to lots of UK attractions with a Lotto ticket or scratchcard. More here.
4. Paramount+: 30 days free
If you want to watch the new season of Yellowjackets you'll need to sign up for Paramount+. Here's a code for a 30 day free trial. More here.
5. Chromecast: Up to 29% off
This streaming device from Google is reduced at a number of retailers, with the HD version at £25 and the 4K model at £40. More here.
6. YouGov Finance: £50 for connecting bank accounts
This offer is still running, but you're now limited to adding ten accounts at most - but do that and you'll be able to cashout £50. More here.
7. Kindle: £3 credit when you spend £10
Buy e-books at Amazon this week and you'll get credit back to buy more. More here.
SAVINGS, BANKING & CREDIT CARD BEST BUYS
Banks
Top banking switch and welcome offers:
- First Direct switch: £175 bonus
- Halifax: £175 switching bonus
- Natwest switch: £200 bonus
- RBS: Up to £200 switch offer
- Monzo welcome: Free £5 offer
- Monese welcome: Up to £30 offer
- Tide business welcome: £75 cash bonus
Top banking best buys:
- Top reward account: £5 a month from Halifax
- Top cashback on bills: Up to 3% back with Santander 123
- Top cashback on spending: 1% back with Chase
Savings
Regular saver, fixed rate and ISA changes
The best regular saver that doesn't require a current account is now Halifax with a rate of 5.5%.
Elsewhere there has also been a lot of movement in fixed accounts with Sharia provider Al Rayan offering 4.5% on a one year, and Smart Save not far behind on 4.43%.
Sadly the best ISA rates from Virgin Money and Barclays have been pulled, but others have boosted rates including Cynergy and Santander.
Here's more on these and all the best paying accounts.
Top savings best buys:
- Top regular saver: 7% with First Direct
- Top current account linked interest: 5.12% with Barclays
- Top easy access account: 3.4% with Chip + up to £50 bonus
- Top 1-year fixed account: 4.5% with Al Rayan
Credit cards
Top cashback credit cards:
- Boosted welcome bonus: British Airways American Express (boosted 10,000 points)
- Top non-Amex cashback welcome: Barclaycard Avios
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MORE DEALS!
Here are a few ongoing and recent offers you might have missed:
Cashback offers
- Cashback: Up to £91 for free
- YouGov: £50 cash for sharing bank data
Shopping vouchers and other deals
- Amazon: Up to £10 off for some
- Nationwide: Get 5% supermarket cashback
- Snoop: Free £5 Amazon voucher
- Flowers: £10 off Bloom & Wild
- LNER: Free £5 train travel credit
- NUS card: Non-student card trick
- Birthday freebies: Food, drink and vouchers
Entertainment deals
- Spotify: Including 12 months for the price of 10
- NOW TV: 40% off passes
- Apple TV+: Up to 11 months free
- Vue: Free ticket and movie rental
- Disney+: Save £2 a month
- Discovery+: Free with BT Sport and Sky
- Ethical Consumer: Free issue of the magazine
- Lotto: Free family days out
Food and drink offers
- Tesco Clubcard Plus: One-month free trial
- Tastecard: 60-day free trial
- Ocado: 25% off your first order
- Gousto & Hello Fresh: More than 90% off your first boxes
- Pringles: Free pack
- GreenJinn: £1 welcome credit
- Greene King: Free pint or spirit & mixer
- Brewdog: £150 bar credit for £99
- McDonald's & Burger King: Freebies from loyalty schemes
- Caffe Nero: 25% off drinks and pastries
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Recent content you might have missed
I know it can be tricky to read, watch and listen to everything I create each week, so here are some articles, videos and podcasts from the last few weeks you might have missed.
- Spring Budget 2023: What you need to know
- The best Cash ISAs
- Boots changes Advantage scheme
- More Barclays branches to close
- Can you beat the bill price hikes?
- How to reduce food waste & save money
- March 2023’s savings round-up & news
- 6.25% Club Lloyds Monthly Saver review
- How to save money on books
- March 2023’s current account news & offers
- Why you might need an ISA
- Chase extends 1% cashback
- Will a water meter save you money?
- Switch bank like a pro (again and again and again)
- What are loyalty card points worth?
- Santander Edge vs 123 vs 123 Lite
- MVNOs: The piggyback hack that’ll cut hundreds from your mobile phone bill
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