Your weekly money-saving deals and news from money expert Andy Webb and the team.
Our top content this week
BLOG VIDEO & ARTICLES
The best money making apps for 2024
From getting cash for sharing your banking data through to claiming money for scanning receipts, we've taken a look at the apps that can make you money.
Interest rate stays at 5.25%: what does it mean for you?
For the third time running, the Bank of England has kept the base rate at 5.25%. From savings to mortgages, we've rounded up how this will impact your money.
Should you buy gift cards?
They might seem like pretty great last-minute gifts, but gift cards come with some downsides. We've summed up the good, the bad and the ugly when it comes to gift cards.
Mystery Klarna direct debit set up? Don't stress
A lot of people have been a little alarmed to see a new direct debit set up with Klarna on their bank accounts. We've got to the bottom of what's happened and summed up why you don't need to worry.
How to save money at Waitrose
It might not be the cheapest supermarket, but there are still ways to grab yourself a bargain and save yourself some money at Waitrose, including making the most of the myWaitrose loyalty scheme and grabbing yourself a free hot drink. Here are the ways to save.
Inflation drops to 3.9%
The latest inflation rate has been announced and it's come out unexpectedly lower than expected, falling from 4.6% to 3.9%. Find out why this matters.
CASH CHATS PODCAST
Cash Chats 351 | Base rate update, refund rights, missing parcels and unwanted gifts
In the latest episode of the pod, Andy is looking at
- What next for the base rate?
- What to do if your parcel is missing
- Your refund rights
- Should you sell or regift an unwanted present?
- Andy’s Deals of the Week
You can listen to episodes via all the normal podcasting apps or over on the blog.
If you listen on one of these apps, remember to hit follow so you get notified of a new episode as soon as it's released.
YOUR QUESTIONS
Ask Andy Live Q&A
Andy's live Q&As are the best place to ask us your questions. You can catch up on Andy's latest one here.
We'll let you know when the next one is in a future newsletter. Make sure you follow us on YouTube or Instagram to join in. The earlier you ask your question the more likely he'll have time to answer it.
Ask a question in the Facebook Group
Or join our Facebook Community to ask your questions and share your money experiences and ideas. There are 7,900 of us in there so far.
THIS WEEK'S TOP DEALS
We only share deals and special offers on the site which we think are really good value. Click the titles or links for more information.
1. Spotify: 12 months for the price of 9
If you buy this Spotify gift card, you can get a year of Spotify for £99, getting you three months free.
2. Uswitch: £10 free and cashback for reducing electricity use
Uswitch has a new scheme called Utrack that'll pay you around £3 a time in cashback when you reduce your electricity usage. Plus, you can get £10 free for signing up.
3. Prime Video: watch 10 Premier League games for £5.99
You can watch 10 Premier League games from Boxing Day onwards via Amazon Prime Video. If you've not had a free trial of Amazon yet, then you can get it for free. Otherwise, a month of Prime Video is £5.99. Get Prime Video.
4. Sky Sports: 6 months for £21/month
NOW TV is offering 6 months of Sky Sports for £21 per month. This will cover you for the rest of the Premier League season. Get it here.
5. LNER: £5 train credit
When you join the LNER Perks Scheme, you can get a free £5 credit towards your next booking with the app. Plus, you can get 2% cashback on your bookings. Here's how.
6. Stonegate Pubs: free drink and £5 voucher
If you download the Mixr app, you can get a free drink and a free £5 voucher to spend at Stonegate Pubs - this includes Slug & Lettuce, Yates's, Be At One and Popworld. You'll need a referral code.
7. Cinema: up to 40% off with Currys Perks
With Currys Perks, you can get a Cinema Pass which gets you up to 40% off cinema tickets for 6 months at cinemas nationwide. You don't even have to make a purchase! Here's how.
8. Christmas veggies: free carrots and reduced Christmas veg
Tesco and Morrisons are both giving away free bags of carrots for Rudolph until Christmas Eve, and we've summed up where you can get hold of your staple Christmas veggies for just 15p.
9. Curve cashback: £15 free when you spend £10
Some customers have received an offer in their emails to get £15 in cashback. Check if you've got the offer too.
SAVINGS, BANKING & CREDIT CARD BEST BUYS
Savings
Top savings best buys:
- Top current account linked saver: 7% with Santander
- Top regular saver (with current account): 8% with Nationwide
- Top easy access account: 5.22% with Metro Bank
- Top easy access Cash ISA: 5.11% with Metro Bank
- Top 1-year fixed account: 5.66% with Metro Bank
- Top 1-year fixed Cash ISA: 5.41% with Metro Bank
Banks
Top banking switch and welcome offers:
- Barclays Premier: "£167.50" Avios switch bonus
- First Direct: £175 switch + £40 cashback
- Nationwide: £200 switch
Top banking best buys:
- Top reward account: £5 a month from Halifax
- Top cashback on bills: 1% back with Santander Edge
- Top cashback on spending: 1% back with Chase
Credit cards
Top credit card offers:
- Amex Platinum: up to 80,000 bonus Amex points
- Amex Preferred Rewards Gold: 30,000 bonus Amex points
- Asda: £20 cashpot bonus
- M&S: £40 voucher bonus
- John Lewis: £40 voucher bonus
Follow us on social media
Want to stay connected throughout the week? Follow us on social media - our social media handles have changed.
We're on Instagram, Facebook, and Twitter/X.
MORE DEALS
Here are a few ongoing and recent offers you might have missed:
Cashback offers
- TopCashback: £15 welcome offer
- JamDoughnut: £4 welcome offer
- Cashback: Up to £91 for free
- YouGov: £50 cash for sharing bank data
Shopping vouchers and other deals
- Amazon: up to £10 off for some
- Snoop: free £5 Amazon voucher
- Flowers: £10 off Bloom & Wild
- LNER: free £5 train travel credit
- NUS card: non-student card trick
- Birthday freebies: food, drink and vouchers
Entertainment deals
- Spotify: 12 months for the price of 9
- NOW TV: 50% off passes
- Apple TV+: various free month deals
- Cinemas: 2-4-1 tickets every week for £1
- Disney+: year of Standard with Ads free via bank account
- Ethical Consumer: free issue of the magazine
Food and drink offers
- Tesco Clubcard Plus: one-month free trial
- Gousto & Hello Fresh: more than 90% off your first boxes
- Mixr: free drink and £5 voucher
- Cadbury's Buttons: free pack
- GreenJinn: £1 welcome credit
Recent content you might have missed
We know it can be tricky to read, watch and listen to everything we create each week, so here are some articles, videos and podcasts from the last few weeks you might have missed.
- Can you avoid paying tax on savings interest?
- Save money at Sainsbury's
- TV Licence fee rise: should you ditch it for other services?
- Changed your mind? Your refund rights
- How to spend less on Christmas food and drink
- Watch where you buy your stamps
- December's savings update
- How to save money at Asda
- Save money on Christmas streaming
- Expensive last-minute Christmas mistakes
- December's current account news & offers
- 123 Lloyds branches set to close in 2024
- How to save money at Tesco
- Energy price cap to rise to £1,928
------
Prefer video? Follow us on YouTube
If you want to watch our videos as soon as they're released, make sure you head over to YouTube and click "subscribe" and the little notification bell that appears next to it.
Most recent videos:
- The best money making apps 2024
- 2024 interest rate predictions | Latest base rate announcement (Dec 2023 update)
- TAX ON SAVINGS INTEREST: what you need to do
- BEST SAVINGS: incl new 7% reg savers & 5.22% easy access. Plus is Metro Bank safe? Dec 2023 update
- BANK NEWS & OFFERS: Monzo cashback, Curve insurance, Lloyds freebies & more | UK Dec 2023 update
- CREDIT CARDS: big credit report change, Amex Shop Small & more (Dec 2023)
- Autumn Statement 2023: NI tax cut, min wage up, small ISA changes & more
- How to find the lowest prices when shopping
Please tell any friends you think would find it useful too. Thanks!
0 comments