Your weekly money-saving deals and news from money expert Andy Webb and the team.

Our top content this week

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Can you avoid paying tax on savings interest?

Now we're all finally earning decent interest on our savings, it's much easier to max out your tax-free savings allowances, which means that you might have to start paying tax on your earnings. We've shared how to cut down on your tax bill.

READ: Will you pay tax on savings interest?

Save money at Sainsbury's

From making the most out of your Nectar card to their Taste Me, Dont Waste Me fruit and veg boxes, we've got all the tricks to help you save on your Sainsbury's grocery shop.

READ: Tricks to save extra at Sainsbury's

TV Licence fee rise: should you ditch it for other services?

In April the TV Licence fee will be increasing by £10.50 each year, taking it to £169.50. We look what you actually get for your money and how that compares to streaming services.

READ: TV Licence fee pros and cons

Changed your mind? Your refund rights

Your rights to a refund will depend on where you bought the item, how you paid for it and why you want to return it. We've rounded up how to determine when you can get your money back.

READ: Can you get a refund?

How to spend less on Christmas food and drink

We all want to feel stuffed with meat and veg come Christmas day, with plenty of leftovers for Boxing Day.

But this doesn't mean you need to shell out a fortune. From cheap veggies to working out how much you actually need, we've rounded up the best ways to cut the costs of Christmas food and drink.

READ: Christmas dinner for less

Watch where you buy your stamps

If you're about to post your Christmas cards, you'll need stamps, but you have to be careful that you don't get charged a hefty markup on postage.

Smaller shops can be guilty of this, so make sure you know how much you'd expect to spend on stamps.

READ: Don't get ripped off on stamps

CASH CHATS PODCAST

Cash Chats 350 | Christmas deadlines, streaming deals, best Barclaycard and more

In the latest episode of the pod, Andy is looking at

Christmas post and delivery deadlines
Last minute transport premiums
Food for the holidays
Save on festive TV & film streaming deals
Best Barclaycard

You can listen to episodes via all the normal podcasting apps or over on the blog.

If you listen on one of these apps, remember to hit follow so you get notified of a new episode as soon as it's released.

Listen on the blog

Listen on Apple Podcasts

Listen on Spotify

Watch on YouTube

YOUR QUESTIONS

Ask Andy Live Q&A

Andy's live Q&As are the best place to ask us your questions. You can catch up on Andy's latest one here.

We'll let you know when the next one is in a future newsletter. Make sure you follow us on YouTube or Instagram to join in. The earlier you ask your question the more likely he'll have time to answer it.

Ask a question in the Facebook Group

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THIS WEEK'S TOP DEALS

We only share deals and special offers on the site which we think are really good value. Click the titles or links for more information.

1. Wine: up to 25% off at Aldi

Aldi has cut the cost of more than 70 bottles of wine by up to 25% in the lead-up to Christmas, with plenty at less than a fiver. Plus, several supermarkets are offering 25% off six bottles. Here's which ones.

2. Tesco: £30 gift card for £25

Tesco is currently giving away an extra £5 with £25 gift cards when you buy them in-store, but you're looking out for very specific cards.

3. Christmas veggies: from 15p

Hold off buying your Christmas veg until next week, as Lidl, Aldi and Sainsbury's have all announced plans to reduce all the veggies you'd expect to eat on the big day. We expect the other supermarkets will follow their lead. Here are the dates and details.

4. E.on: £50 off energy

A new tariff from E.on will track at 3% below the price cap, roughly worth £50 a year. Find out more.

5. Odeon: two tickets for £8

If you have Vodafone VeryMe Rewards then you can get two Odeon tickets for £8. In addition, Amazon Prime members can get two Odeon tickets for £10. Here's how.

6. Uber, All4One, Apple & more: up to 20% off gift cards

You can get up to 20% off a range of gift cards at Amazon including a number of restaurants, Uber, Vue, Roblox and Naked Wines. There are also bonuses when you buy gift cards for Apple, AirBnb and One4All via Amazon. Here's how to buy them.

7. Disney+: get £5 off with O2

If you add a Disney+ Premium subscription to your O2 contract then you can get it for the reduced price of £7.99 and you'll get £2 off your airtime plan. Find out how.

8. Co-operative Bank: last chance for £125 referral offer

Co-op is ending its referral offer tomorrow, so it's your last chance to earn £125 for being referred for or referring someone to Co-operative Bank. Here's how to get it.

9. Nectar: 12 days of Christmas offers

Head to the Nectar app for giveaways each day until Christmas. Hopefully they'll be better than the rival digital advents that ran at the start of the month! Find out more.

10. Pizza Express: 50% off

If you buy a promotional pack of Pizza Express pizza at a supermarket then you'll find a voucher on the box for 50% off in its restaurants in the New Year. Here's how to use it.