Your weekly money-saving deals and news from money expert Andy Webb and the team.
Our top content this week
BLOG VIDEO & ARTICLES
How to save money at Tesco
From making the most out of your Clubcard to ditching Tesco credit cards, we've rounded up some of the best ways to save money on your groceries at Tesco.
Energy price cap to rise to £1,928
After a series of consecutive falls, the energy price cap will be rising in January, which might impact your monthly bill. Here are all the details of the new energy price cap.
December credit card update
In this month's round-up, find out which credit cards will give you a bonus for signing up, why now is the best time to get the American Express Platinum, and changes to how you'll be able to see your Experian credit report for free. Plus much more.
Andy's month in money
Black Friday reflections, a small shoe size hack, Christmas TV streaming and mobile data savings are all part of the good and bad for Andy's money in November.
Another round of Barclays branch closures announced
Barclays has announced a further set of branches to close their doors, all due to close by March 2024. Find out which ones will be closing.
NatWest, RBS & Ulster branch closures set for 2024
NatWest, RBS and Ulster have also announced branch closures, with 32 announced to close in 2024 so far. Here are the affected branches.
Make Secret Santa count this Christmas
Instead of running the traditional Secret Santa this Christmas, consider doing #GiveOrGift instead. This allows people to opt for their gift to be a donation to charity, allowing the money to be put to a good cause.
CASH CHATS PODCAST
Cash Chats 348 | ISA changes, tax cuts, energy bill hike & free delivery hacks
In the latest episode of the pod, Andy is looking at
- January’s National Insurance tax cut
- Changes to ISAs
- How much energy bills will rise
- Hacks to get free delivery
- Amex Shop Small returns
- Andy’s Deals of the Week
You can listen to episodes via all the normal podcasting apps or over on the blog.
If you listen on one of these apps, remember to hit follow so you get notified of a new episode as soon as it's released.
YOUR QUESTIONS
Ask Andy Live Q&A
Andy's live Q&As are the best place to ask us your questions. The next one is on Tuesday 5 December at 7pm. You can join in here.
Make sure you follow us on YouTube or Instagram to join in. The earlier you ask your question the more likely he'll have time to answer it.
Ask a question in the Facebook Group
Or join our Facebook Community to ask your questions and share your money experiences and ideas. There are 7,600 of us in there so far.
THIS WEEK'S TOP DEALS
We only share deals and special offers on the site which we think are really good value. Click the titles or links for more information.
1. Sparks: 12 days of freebies
Every day from tomorrow until 12 December, you can get hold of freebies and discounts in the M&S Sparks app and when you log in online. Prizes include Prosecco, Pannetone and Percy Pigs. Take part in the 12 days of M&S.
2. Savings: new 7% regular savers
Gatehouse has launched a 7% regular savings account. You can save up to £300 per month into the account. What's good about this one is you don't need a linked current account. Elsewhere Coventry Building Society has launched a new one at the same rate for existing customers. Here's more.
3. Amex Shop Small: £5 off £15
American Express customers can get £5 when they spend £15 at small shops this weekend. You can earn it three times per card, which could get you £15 in total. Here's how to take part.
4. Bailey's: £10 for 1L in Tesco and Sainsbury's
If you're looking for a tipple to deck the halls, then you can get a litre of Bailey's for just £10 at Tesco and Sainsbury's. Just be sure to don your Clubcard or Nectar card as this is required to get the discount.
5. Barclays: £175 switch ends today
In order to get the £175 bonus from Barclays, you need to start the switching process by today. Here's more on the offer.
6. Tide: £100 for opening a business account
Tide is offering £100 for opening an account with them and spending £500 on the account. This is a business account, so you'll have to be registered as a sole trader or partner or have a limited company to be able to open it. See what you need to do.
7. JamDoughnut: boosted cashback rates
JamDoughnut has boosted its cashback rates on 18 retailers until the end of today. You can get 12.25% back on Adidas gift cards, 6.5% on M&S and 10.5% back on Starbucks gift cards, plus plenty more. Plus, you can get £4 just for signing up with our link.
8. Asda Rewards: Scan to Win
If you spend £5 at Asda and scan your Asda Rewards app then you'll be in for a chance to get up to £5,000 added to your Cashpot. Here are the details.
9. Tesco: Win your Christmas Shop
Until 17 December, if you're a Clubcard member then you have a chance to win a £250 gift card. Here's how you could get it.
10. Spotify: 3 months for the price of 1
Previous Spotify customers who cancelled before 27 October 2023 could be able to get three months for the price of one with their "welcome back" offer. Here's how.
11. TopCashback: £20 bonus last chance
This increased welcome offer for new customers ends on Sunday. Grab it while you can.
SAVINGS, BANKING & CREDIT CARD BEST BUYS
Savings
Top savings best buys:
- Top current account linked saver: 7% with Santander
- Top regular saver (with current account): 8% with Nationwide
- Top easy access account: 5.22% with Metro Bank
- Top easy access Cash ISA: 5.11% with Metro Bank
- Top 1-year fixed account: 5.8% with Metro Bank
- Top 1-year fixed Cash ISA: 5.71% with Metro Bank
Banks
Top banking switch and welcome offers:
- Barclays: £175 switch
- Barclays Premier: "£167.50" Avios switch bonus
- Co-operative Bank: £125 refer-a-friend switch
- First Direct: £175 switch + £40 cashback
- Nationwide: £200 switch
Top banking best buys:
- Top reward account: £5 a month from Halifax
- Top cashback on bills: 1% back with Santander Edge
- Top cashback on spending: 1% back with Chase
Credit cards
Top credit card offers:
- Amex Platinum: up to 80,000 bonus Amex points
- Amex Preferred Rewards Gold: 30,000 bonus Amex points
- Asda: £20 cashpot bonus
- M&S: £40 voucher bonus
- John Lewis: £40 voucher bonus
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MORE DEALS
Here are a few ongoing and recent offers you might have missed:
Cashback offers
- TopCashback: £20 welcome offer
- JamDoughnut: £4 welcome offer
- Cashback: Up to £91 for free
- YouGov: £50 cash for sharing bank data
Shopping vouchers and other deals
- Amazon: up to £10 off for some
- Snoop: free £5 Amazon voucher
- Flowers: £10 off Bloom & Wild
- LNER: free £5 train travel credit
- NUS card: non-student card trick
- Birthday freebies: food, drink and vouchers
Entertainment deals
- Spotify: 12 months for the price of 9
- NOW TV: 50% off passes
- Apple TV+: various free month deals
- Netflix: one month free via Sky Stream
- Cinemas: 2-4-1 tickets every week for £1
- Disney+: year of Standard with Ads free via bank account
- Ethical Consumer: free issue of the magazine
Food and drink offers
- Tesco Clubcard Plus: one-month free trial
- Gousto & Hello Fresh: more than 90% off your first boxes
- Mixr: free drink and £5 voucher
- Cadbury's Buttons: free pack
- GreenJinn: £1 welcome credit
Recent content you might have missed
We know it can be tricky to read, watch and listen to everything we create each week, so here are some articles, videos and podcasts from the last few weeks you might have missed.
- Autumn Statement round up
- How to tell if it's a good price
- Where to price match and save cash
- 6 free delivery hacks
- Watch out for shrinkflation & skimpflation
- Direct debits for bank switching and rewards
- Discounted gift cards hack
- Get paid to recycle your beauty packaging
- Monzo launches cashback to all customers
- John Lewis price drop refunds: how it works
- Your Nectar Prices now work online
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Prefer video? Follow us on YouTube
If you want to watch our videos as soon as they're released, make sure you head over to YouTube and click "subscribe" and the little notification bell that appears next to it.
Most recent videos:
- Autumn Statement 2023: NI tax cut, min wage up, small ISA changes & more
- How to find the lowest prices when shopping
- Best savings accounts: 5.15% ISA, 5.2% easy access, falling fixes & more (Nov 2023 update)
- When will the interest rate fall? No change AGAIN (Nov 2023 UK Bank of England Base Rate update)
- Barclays £175 bank switch offer: can you get it?
- Monese warning, Barclays cashback & more - UK Nov 2023 update
- Premium Bonds: How much did £50k win TWO different savers?
- Free £450 & travel insurance Amex hack & more
- ISA allowances explained: how much money can you save?
- Nationwide £200 bank switch (get it 3 times) & 8% regular saver (2023 update)
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