Your weekly money-saving deals and news from money expert Andy Webb and the team.
Our top content this week
BLOG, VIDEO & ARTICLES
Energy price cap to fall to £1,923 from October
The energy price cap has fallen again for the third consecutive quarter cutting energy bills by around £13 less per month for the average household.
But with prices still sky-high compared to historic levels is it going to make a difference to the rising cost of living? Here's what you need to know about the cap and how much you'll pay.
Best savings accounts for September 2023
In Andy's monthly round up on savings account news and rates, find out about how to earn 7% on up to £4,000, a new 6.2% paying fix from NS&I, a flexible ISA from Barclays, as well as updates to accounts from Chip, Tandem, Hanley BS and more.
ULEZ myths debunked
The new ultra-low emissions zone (ULEZ) rules could cost you if your car isn't compliant so it's important to know the facts before hitting the road. We dive into the ULEZ facts and common myths to be aware of to help you understand.
Barclays to close 15 more locations
Barclays is shutting 15 more bank branches across the UK. It's the second round of closures announced in August taking the total for this month to 24! Find out which branches are closing and your options for banking in-person.
What happens if you can't pay your energy bill?
Record numbers of people are seeking energy debt help before winter kicks in. Here, we round up the help available to help you find affordable ways to power your home.
Flight delays: what are your rights?
Thousands of passengers are experiencing long flight delays or cancellations due to a "technical fault" with the UK's air traffic control systems. Here, we explain your rights if your flight is delayed and how to claim compensation.
CASH CHATS PODCAST
335 | Energy bills to drop, Green Savings Bonds & ULEZ costs
In the latest episode of the pod I’m talking about:
- How much your energy bills will drop in October
- Whether the improved Green Bonds are a good ethical savings option
- How much the ULEZ charge will cost drivers in London
- A listener question about savings rates
- My deals of the week
You can listen to episodes via all the normal podcasting apps or over on the blog.
If you do listen on one of these apps, please do remember to hit follow so you get each episode as soon as it's released.
YOUR QUESTIONS
Ask Andy Live Q&A
Andy’s live Q&As are the best place to ask your money questions. You can watch the latest Ask Andy Live here and we'll share the date for the next one in a future newsletter.
Make sure you follow me on YouTube or Instagram to join in. The earlier you ask your question the more likely I'll have time to answer it.
Ask a question in the Facebook group
Or, join the Facebook community to ask your questions and share your money experiences and ideas. There are now 6,500 of us in there so far!
THIS WEEK'S TOP DEALS
I only share deals and special offers on the blog which I think are really good value. Click the titles or links for more information.
1. Will Aid: Get a will for £100
In November as a part of Will Aid you can get a “free” appointment with a solicitor to create a will. You're asked to donate £100 for a single will or £180 for a joint "mirror will to a partner charity.
You can book from Monday 4 September - the slots go pretty quickly, so it's worth signing up now if you're interested. Here's more about Will Aid.
2. Cinema Day: £3 tickets to the cinema
Saturday 2 September is National Cinema Day. To celebrate, you can get tickets for just £3 tickets at most UK cinemas. Odeon, Vue, Cineworld and Picturehouse are all taking part. Find out how to get £3 tickets.
3. National Trust: get a free one-day family pass
You can get free day passes for two adults and three children or one adult and four children to visit a National Trust location before 15 December 2023. These are offered by In Your Area and are available until 14 September, though it’s first come first serve so they could go sooner. Get a free National Trust pass.
4. Amazon: get £4 off £12 spend (select accounts)
Selected Amazon accounts can get £4 off a £12 spend at Amazon if you choose to use Amazon Pickup. You have to be selected to participate and you need to claim the offer on the website before you make your order. See if you're eligible.
5. Santander: student prize draw
If you're heading off to university, or already studying, you can enter Santander's prize draw to potentially win £500 to spend on living expenses or use at the Santander Aspire website. You need to sign up for Santander scholarships by 31 October. Enter the prize draw.
6. Premium Bonds: top up today to be in the October draw
If you want to be in for a chance in the Premium Bonds October draw, you need to top up your account today (31 August). The prize rate increases to 4.65% from next month, so you've got a better chance of winning. More on Premium Bonds.
7. Beer: free Birra Moretti
Birra Moretti is giving away 50,000 free pints at a huge range of pubs around the country. You just need to sign up, select a pub and you'll get an email with your voucher. How to get your free pint.
8. Nectar: bonus points when you buy fruit and veg
Nectar is running a promotion where you can get extra points when you buy fruit and veg. Find out how to get bonus Nectar points.
9. Uber: get 10% back in Uber credit when you book a train
You can book trains and coaches on Uber now, including the Eurostar. To promote the new offering, Uber is giving back 10% in Uber Credits when you book before 30 September. Here's more.
Be Clever With Your Cash news
Our social media handles have changed
An important update for you all - we've switched from using @AndyCleverCash to @BeCleverWithYourCash on most of our social media accounts (it's @BeCleverCash on Twitter/X).
Find out why - and what you can do to make sure scammers don't catch you out following the change.
SAVINGS, BANKING & CREDIT CARD BEST BUYS
Savings
Top savings offers
Top savings best buys:
- Top current account linked saver: 7% with Santander
- Top regular saver (with current account): 7% First Direct
- Top easy access account: 4.94% with Oxbury Bank
- Top easy access Cash ISA: 4.43% with Shawbrook
- Top 1-year fixed account: 6.2% with NS&I
- Top 1-year fixed Cash ISA: 5.77% with UBL
Banks
Top banking switch and welcome offers:
- Co-operative Bank: £125 refer-a-friend switch
- First Direct: £175 switch + £40 cashback
- Halifax: Up to £225 switch (ends 31 August)
- Natwest: £200 switch
- RBS: £200 switch
- Ulster Bank: £200 switch
- Tide business welcome: £75 cash bonus
Top banking best buys:
- Top reward account: £5 a month from Halifax
- Top cashback on bills: 1% back with Santander Edge
- Top cashback on spending: 1% back with Chase
Credit cards
Top credit card offers:
- Asda Money: Up to £50 back in Asda Pounds
- Yonder: 6 months free membership
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MORE DEALS!
Here are a few ongoing and recent offers you might have missed:
Cashback offers
- TopCashback: £15 welcome offer
- Cashback: Up to £91 for free
- YouGov: £50 cash for sharing bank data
Shopping vouchers and other deals
- Amazon: Up to £10 off for some
- Snoop: Free £5 Amazon voucher
- Flowers: £10 off Bloom & Wild
- LNER: Free £5 train travel credit
- NUS card: Non-student card trick
- Birthday freebies: Food, drink and vouchers
Entertainment deals
- Spotify: Including 12 months for the price of 9
- NOW TV: 40% off passes
- Apple TV+: Up to 11 months free
- Netflix: One month free via Sky Stream
- Vue: £5 for ticket and 2 pizzas
- Disney+: Free with bank account
- Ethical Consumer: Free issue of the magazine
- Heinz: Free days out
Food and drink offers
- Tesco Clubcard Plus: One-month free trial
- Tastecard: 60-day free trial
- Gousto & Hello Fresh: More than 90% off your first boxes
- Cadbury's Buttons: Free pack
- GreenJinn: £1 welcome credit
- McDonald's & Burger King: Freebies from loyalty schemes
- Caffe Nero: 25% off drinks and pastries
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Recent content you might have missed
I know it can be tricky to read, watch and listen to everything I create each week, so here are some articles, videos and podcasts from the last few weeks you might have missed.
- Monzo's got a new look: is it better?
- Green Savings Bond at 5.7%: the best ethical savings?
- UK rail strikes: what are your rights?
- The best ways to earn Nectar points
- What are ISAs?
- Santander Edge Saver hikes savings rate to huge 7%
- Disney+ Price Changes & adds adverts: Will you pay more?
- UK Inflation rate falls to 6.8%
- Tandem Instant Access Saver - is it any good?
- The best student bank accounts for 2023
- Bank of England hikes the base rate to 5.25%
- Premium Bond prize rate increases to 4.65%
- 10 activities to help kids learn about cash
- How much do fans cost to run vs aircon?
- Consumer Duty: Will we see better savings rates?
- Premier League on TV hack: Save up to £850
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Are you following us on YouTube?
If you want to watch out videos as soon as they're released, make sure you could head over to YouTube to click "subscribe" and the little notification bell that appears next to it.
Most recent videos:
- What is an ISA?
- SAVINGS: Earn 7% interest (but there are catches) - Santander Edge Saver
- Best Student Bank Accounts | UK 2023/2024
- Channel news: We've changed our handles (and what to watch out for)
- Disney+ price hike: How to beat it, plus new cheaper plan with ads (UK August 2023)
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