Your weekly money-saving deals and news from money expert Andy Webb and the team.
Our top content this week
BLOG VIDEO & ARTICLES
Tips and tricks to find cheap flights
With such dreary weather, we're all dreaming of a holiday in the sunshine, sipping cocktails by the pool. We've rounded up some tips to find cheap flights.
Andy's February 2024 savings round up
Andy's monthly update on the best savings rates and news looks at just how much interest rates have dropped in the last couple of months, along with news including forthcoming cuts to Tandem, Premium Bonds, Green Bonds and (eventually) Chip.
There are also new regular savers, new accounts with pots with decent rates and a new ISA from Chip. Plus all the top rates right now.
Interest rate stays at 5.25%
The interest rate has stuck at 5.25% for the fourth time in nearly six months. But what does that actually mean? We share our predictions for 2024 and what this means for savings and mortgages.
Save on theatre tickets
From seat filling to ticket lotteries, there are loads of ways to see West End (or local) shows for less. Here are the best ways.
Octoplus from Octopus Energy review
Octopus Energy has launched a new rewards scheme Octoplus, which can get you discounted cinema tickets, free coffee and days out, and even free energy.
Andy’s month in money
From insurance frustrations and market research gone-wrong to annoying customer service chats, Andy shares his month in money for December and January. Here are the takeaways.
CASH CHATS PODCAST
Ep 359 | Andy's Month in Money
In the latest episode of the pod, Andy is looking at
- The good and bad for your money that you shared in the FB group
- Home insurance frustrations
- Amazon order errors
- Mobile phone haggling
- Cancelling NOW TV and Which?
- Ordering a statutory credit report
You can listen to episodes via all the normal podcasting apps or over on the blog.
If you listen on one of these apps, remember to hit follow so you get notified of a new episode as soon as it's released.
YOUR QUESTIONS
Ask Andy Live Q&A
Andy's live Q&As are the best place to ask us your questions. You can catch up on Andy's latest one here.
We'll let you know when the next one is in a future newsletter. Make sure you follow us on YouTube or Instagram to join in. The earlier you ask your question the more likely he'll have time to answer it.
Ask a question in the Facebook Group
Or join our Facebook Community to ask your questions and share your money experiences and ideas. There are 8,400 of us in there so far.
THIS WEEK'S TOP DEALS
We only share deals and special offers on the site which we think are really good value. Click the titles or links for more information.
1. Lidl: free bakery item
If you shop at Lidl and scan your Lidl app, you'll get to spin the wheel in the app and win a free bakery item. Every spin wins, too. Here's how to get it.
2. Virgin Atlantic Reward+: up to 22,500 bonus points boost
With the Virgin Atlantic Reward+ credit card, you can get a boosted 15,000 points with your first purchase and double the points for up to two months. Here's how to get it.
3. Valentine's Day: supermarket meal deals
Supermarkets have started to launch their Valentine's meal deals for those hoping for a romantic night-in (or just save money on multiple courses). Prices range from £12 to £25 and they all include 3 courses and drinks. Here's our round-up.
4. National Lottery: free days out
Booking is open now for free and discounted days out in March including the Eden Project, the Tower of London and English Heritage properties with a National Lottery ticket. Here are the attractions and discounts available.
5. Ikea: half price food on Fridays
Ikea restaurants now do half price food on Friday's for Ikea Family members, which can get you the classic meatballs meal for less than £2.50 and a kid's meal for just 45p. Here's how to get it.
6. Airtime Rewards: boosted cashback with O2
If you're with O2, you can get boosted cashback at weekends in February with Airtime Rewards. Plus, if you 're not signed up yet, we have a code to get you a £4 boost.
7. Wine: 25% off three bottles
Sainsbury's has launched an offer to get three bottles of its Taste the Difference wine for 25% off. Here are the details.
8. Valentine's Flowers: £10 off and more
It's your last chance to order flowers if you want them delivered on Valentine's Day, and this isn't something you want to leave to the last minute. We've pulled together some of the best discounts on flowers including £10 off your first order at Bloom & Wild and 25% off at Bunches.
9. Spotify: 2-4-1 welcome back
If you cancelled Spotify Premium before the start of this year then it's worth checking your account to see if you can claim two months for the price of one.
10. Chip: new Cash ISA
Chip has launched a new easy access ISA, paying 4.75%. Though that might sound tempting to those of you already using the app for savings, the rate can be beaten. The top paying ISA is currently 5.08%. Find the best paying ISAs.
SAVINGS, BANKING & CREDIT CARD BEST BUYS
Savings
Top savings best buys:
- Top current account linked saver: 7% with Santander
- Top regular saver (with current account): 8% with Nationwide
- Top easy access account: 5.2% with Cahoot
- Top easy access Cash ISA: 5.08% with Zopa
- Top 1-year fixed account: 5.17% with My Community Bank
- Top 1-year fixed Cash ISA: 5.25% with Virgin Money
Banks
Top banking switch and welcome offers:
- Barclays Premier: "£167.50" Avios switch bonus
Top banking best buys:
- Top reward account: £5 a month from Halifax
- Top cashback on bills: 1% back with Santander Edge
- Top cashback on spending: 1% back with Chase
Credit cards
Top credit card offers:
- Virgin Atlantic Reward+: up to 22,500 bonus points
- British Airways AMEX Premium Plus: 50,000 welcome Avios
- M&S: £25 voucher bonus
- Asda: up to £100 cashback bonus
Follow us on social media
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We're on Instagram,Facebook, and Twitter/X.
MORE DEALS
Here are a few ongoing and recent offers you might have missed:
Cashback offers
- TopCashback: £15 welcome offer
- JamDoughnut: £4 welcome offer
- Cashback: Up to £91 for free
- YouGov: £50 cash for sharing bank data
Shopping vouchers and other deals
- Amazon: up to £10 off for some
- Snoop: free £5 Amazon voucher
- Flowers: £10 off Bloom & Wild
- LNER: free £5 train travel credit
- NUS card: non-student card trick
- Birthday freebies: food, drink and vouchers
Entertainment deals
- Spotify: 12 months for the price of 9
- NOW TV: 30% off passes
- Apple TV+: various free month deals
- Cinemas: 2-4-1 tickets every week for £1
- Disney+: year of Standard with Ads free via bank account
- Ethical Consumer: free issue of the magazine
Food and drink offers
- Tesco Clubcard Plus: one-month free trial
- Gousto & Hello Fresh: more than 90% off your first boxes
- Mixr: free drink and £5 voucher
- Cadbury's Buttons: free pack
- GreenJinn: £1 welcome credit
Recent content you might have missed
We know it can be tricky to read, watch and listen to everything we create each week, so here are some articles, videos and podcasts from the last few weeks you might have missed.
- Santander Edge cashback credit card review
- How to save money at Marks and Spencer Food
- The best extra “dummy” accounts for bank switching
- Deliveroo service fee price hike
- Barclays to close 74 branches in 2024 and 2025
- Your Money, This Month
- What’s in Andy's wallet?
- Your guide to supermarket loyalty schemes
- Best bank accounts for overdrafts
- Is HelloFresh value for money?
- Chase Bank review
- Premium bond rate cut
- Save money at Aldi and Lidl
- How to pay tax on savings interest
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If you want to watch our videos as soon as they're released, make sure you head over to YouTube and click "subscribe" and the little notification bell that appears next to it.
Most recent videos:
- BEST SAVINGS: Feb 2024 updateInterest rate and inflation predictions | Feb 2024 base rate announcement
- Dummy accounts for bank switching 2024
- Credit card deals: Boosted Avios Amex welcome & Asda 10% Cashback (February 2024 update)
- Money news review (Cash Chats #Podcast ep356)
- Best bank accounts for overdrafts 2024 - cut it to 0% interest
- What's in my wallet 2024? (UK)
- Will unlimited cinema memberships save you money?
- Premium Bonds prize rate drops to 4.4% (January 2024 update)
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