Your weekly money saving deals and news from money expert Andy Webb
My top content this week
BLOG, VIDEO & ARTICLES
Should you be sharing your TV streaming accounts?
With an update from Netflix that they'll begin charging for sharing accounts by the end of June, I've taken a look at when you can share the likes Disney+, NOW & Prime Video, and also whether you should.
The best cards for spending abroad
If you're going away this year make sure you've got one of these top debit and credit cards to ensure you'll be spending fee-free.
Lifetime ISAs explained: Get a 25% bonus
If you're saving for your first home or for retirement, a LISA could be a great place to put your cash - but there are limitations and restrictions. Find out how they work and how much you'll lose if you take your money out for any other reason.
Barclays to close 95 branches – find out which ones
Yet another announcement about Barclays branch closures later this year, bringing the total close to 100. Find out which ones are due to go.
CASH CHATS PODCAST
316 | Netflix password crackdown, protecting savings, cheap social broadband & more
In the latest episode of the pod I’m talking about:
- Can you share your TV streaming passwords?
- How households on benefits can access cut price broadband
- How to ensure your money is protected if a bank goes bust
- Big Be Clever With Your Cash news
- Listener question about switching
You can listen to episodes via all the normal podcasting apps or over on the blog.
If you do listen on one of these apps, please do remember to hit follow so you get each episode as soon as it's released.
YOUR QUESTIONS
Ask Andy Live Q&A: Thursday 27 April @ 7pm
My live Q&As are the best place to ask me your questions. The next one is tonight. Make sure you follow me on YouTube or Instagram to join in. The earlier you ask your question the more likely I'll have time to answer it.
Ask a question in the Facebook group
Or, join the Facebook community to ask your questions and share your money experiences and ideas. There are 4,100 of us in there so far!
THIS WEEK'S TOP DEALS
I only share deals and special offers on the blog which I think are really good value. Click the titles or links for more information.
I'll also share a quick update on Instagram on Saturday morning.
1. Quidco: Double cashback day
Today only is a double cashback day, meaning you'll get twice the normal rate across most retailers. More here.
2. Amazon: £5 off £15
A different Amazon offer to last week, but the same saving. This one requires you to deliver to an Amazon Pickup location. You;ll need to check if you're eligible. Here's more.
3. HSBC: £20 bonus cashback
There's an offer running on Quidco (you'll need to opt-in) that'll get you a £20 bonus on top of the normal £40 cashback when you apply for an HSBC Advance current account. You can then switch to get another £200 on top. Here's more.
4. Savings: 4.75% 1 year fix
There's been some huge movement this week on fixed savings accounts, with Al Rayan offering 4.75% for 1 year and 4.85% for two years. Allica and My Community Finance aren't far behind. Here's more.
5. John Lewis: £5 or £20 off
If you've got a My John Lewis membership (it's free), you'll find money off codes in your accout this week. Minimum spends apply. Here's more.
6. Wine: 25% off at Tesco, Sainsbury's & Asda
This deal is back for the bank holiday. You need to buy six or more bottles to save. More here.
7. Brewdog: £1 Beer School
Prebook a spot during May and you'll pay £1 for four 1/6 samples of core Brewdog beers in one of their bars. More here.
SAVINGS, BANKING & CREDIT CARD BEST BUYS
Banks
Top banking switch and welcome offers:
- First Direct switch: £175 bonus + £40 cashback
- HSBC: £200 switch + £40 cashback
- Natwest switch: £200 bonus
- RBS: Up to £200 switch offer
- Monzo welcome: Free £5 offer
- Tide business welcome: £75 cash bonus
Top banking best buys:
- Top reward account: £5 a month from Halifax
- Top cashback on bills: Up to 3% back with Santander 123
- Top cashback on spending: 1% back with Chase
Savings
Top savings offers
- Chip: up to £50 bonus
- Coventry Building Society: £100 ISA bonus (ends 3 May)
- Santander: £50 ISA bonus
Top savings best buys:
- Top regular saver: 7% with First Direct
- Top current account linked interest: 5.12% with Barclays
- Top easy access account: 3.55% with Chip + up to £50 bonus
- Top easy access Cash ISA: 3.35% from Cynergy Bank
- Top 1-year fixed account: 4.75% with Al Rayan
- Top 1-year fixed Cash ISA: 4.4% loyalty ISA from Coventry Building Society (ends 27 April)
Credit cards
Top cashback credit card offers:
- American Express Platinum: Boosted 60,000 points
- British Airways American Express: Boosted 10,000 points
- Barclaycard Avios Plus: Boosted 50,000 Avios
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MORE DEALS!
Here are a few ongoing and recent offers you might have missed:
Cashback offers
- TopCashback: £15 welcome offer
- Cashback: Up to £91 for free
- YouGov: £50 cash for sharing bank data
Shopping vouchers and other deals
- Amazon: Up to £10 off for some
- Snoop: Free £5 Amazon voucher
- Flowers: £10 off Bloom & Wild
- LNER: Free £5 train travel credit
- NUS card: Non-student card trick
- Birthday freebies: Food, drink and vouchers
Entertainment deals
- Spotify: Including 12 months for the price of 10
- NOW TV: 40% off passes
- Apple TV+: Up to 11 months free
- Vue: Free ticket and movie rental
- Disney+: Free with bank account
- Discovery+: Free with BT Sport and Sky
- Ethical Consumer: Free issue of the magazine
- Lotto: Free family days out
Food and drink offers
- Tesco Clubcard Plus: One-month free trial
- Tastecard: 60-day free trial
- Costa: Free £5 voucher via TSB
- Ocado: 30% off your first order
- Gousto & Hello Fresh: More than 90% off your first boxes
- Buttons: Free pack
- GreenJinn: £1 welcome credit
- Greene King: Free pint or spirit & mixer
- Brewdog: £150 bar credit for £99
- McDonald's & Burger King: Freebies from loyalty schemes
- Caffe Nero: 25% off drinks and pastries
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Recent content you might have missed
I know it can be tricky to read, watch and listen to everything I create each week, so here are some articles, videos and podcasts from the last few weeks you might have missed.
- Exciting Be Clever With Your Cash news!
- April 2023’s credit card & BNPL news & round-up
- Swap old clothes for vouchers
- The best Children’s savings accounts
- How to stack Amex Platinum offers to make £815 in seven months
- Nectar Prices – will they save you money at Sainsbury’s?
- Can you pay less on your Council Tax?
- April 2023’s current account news & offers
- Get 2 for 1 cinema tickets all year for just £1 with Meerkat Movies
- My month in money #15
- TSB lets you pay in a cheque with your phone
- Has your Halifax Reward tracked?
- Lloyds to offer free Disney+
- Interest rate at 4.25%: what does the rise mean for you?
- The corner shop stamp rip-off
- Are your savings safe? FSCS explained
- Tesco reduces boost value of Clubcard points
- Will you miss out on the full State Pension?
- The best reward credit cards
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