Your weekly money saving deals and news from money expert Andy Webb
My top content this week
BLOG, VIDEO & ARTICLES
The top savings accounts for 2023
Here's my start of the year round-up of the highest-paying accounts I'd go for right now to get the most interest on my savings.
Best Current Accounts for 2023
I've also picked my top current accounts for the year, including the best app, best for rewards, best for overdrafts and more.
9 ways to cut your household bills
If you're looking at where you can find extra money, a good place to find savings are (most) of your bills (sadly not energy right now). This guide shows how I go about getting the best deal.
Be a seat filler and get cheap tickets
With the cold weather and tight budgets, it's no wonder people are going out less this month. But those empty seats at venues need to be filled, which is where "seat filling" websites come into play.
You can get free and cheap tickets to theatre, comedy, dance, concerts and more. Here's how they work.
CASH CHATS PODCAST
300 | Be Clever With Your Cash in 2023
In the latest episode of the pod I’m talking about:
- My priorities for your 2023 to-do list including
- Getting prepared for bank switching deals
- Prioritising savings and getting the best rates
- Earning extra every time you spend
- Knowing when and how to save money on your bills
- Plus your chance to win a 1:1 video chat with me
You can listen to episodes via all the normal podcasting apps or over on the blog.
If you do listen on one of these apps, please do remember to hit follow so you get each episode as soon as it's released.
YOUR QUESTIONS
Ask Andy Live Q&A: Tuesday 10 Jan @ 7pm
My live Q&As are the best place to ask me your questions. The first one for this year is next Tuesday at 7pm.
Make sure you follow me on YouTube or Instagram to join in. The earlier you ask your question the more likely I'll have time to answer it.
Ask a question in the Facebook group
Or, join the Facebook community to ask your questions and share your money experiences and ideas. There are 2,900 of us in there so far!
THIS WEEK'S TOP DEALS
I only share deals and special offers on the blog which I think are really good value. Click the titles or links for more information.
I'll also share a quick update on Instagram on Saturday morning.
1. Monzo: £10 welcome bonus
New Monzo account holders who use a referral code can get £10 when they use their debit card, boosted from the normal £5 for the next week or so. More here.
2. Franco Manca: £5 Pizzas
January is a great time to save money on eating out. I've spotted dozens of offers from local restaurants to national chains, so it's worth checking social media and websites for your faves to see what's on offer.
One of the best I've seen is £5 pizzas from Franco Manca. More here.
3. Costa: Buy one get one free
If you buy a drink from Costa on Friday you'll get a voucher for a free hot drink. More here.
4. Airtime Rewards: £2 stamp bonus
Spend four lots of £5 with a card connected to Airtime Rewards at retailers such as Boots and Greggs and you'll get £2 bonus credit. More here.
5. Nectar credit card: Boosted welcome bonus
Sainsbury's Bank is offering new cardholders a boosted 10,000 points if you spend £400 at the supermarket, Argos or Habitat in the first two months. The points are worth £50, rather than the usual £40. More here.
6. Odeon: 10 tickets for £50
You can buy discounted tickets to use at Odeon until the end of April direct from the cinema that can bring prices down to as low as £5. More here.
SAVINGS, BANKING & CREDIT CARD BEST BUYS
Banks
Top banking switch and welcome offers:
- First Direct switch: £175 bonus
- Monzo welcome: Free £10 offer
- Monese welcome: Up to £30 offer
- Tide business welcome: £75 cash bonus
Top banking best buys:
- Top reward account: £5 a month from Halifax
- Top cashback on bills: Up to 1% back with Santander Edge
- Top cashback on spending: 1% back with Chase
Savings
Top savings best buys:
- Top regular saver: 7% with First Direct
- Top current account linked interest: 5.12% with Barclays
- Top easy access account: 3% with Chip
- Top 1-year fixed account: 4.33% with Habib Bank Zurich
Credit cards
Top cashback credit card best buys:
- Top welcome bonus: American Express Preferred Rewards Gold (20,000 points = up to £167)
- 0% purchase welcome: £20 bonus and £19 cashback
- Top non-Amex cashback: Barclaycard Avios
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MORE DEALS!
Here are a few ongoing and recent offers you might have missed:
Cashback offers
- JamDoughnut: £4.50 welcome offer
- Cashback: Up to £91 for free
- YouGov: £50 cash for sharing bank data
Shopping vouchers and other deals
- Amazon: Up to £10 off for some
- Snoop: Free £5 Amazon voucher
- Flowers: £10 off Bloom & Wild
- LNER: Free £5 train travel credit
- NUS card: Alumni card trick
- Birthday freebies: Food, drink and vouchers
Entertainment deals
- Spotify: Including 12 months for the price of 10
- NOW TV: 40% off passes
- Apple TV+: Up to 11 months free
- Odeon: Free weekly ticket
- Vue: Free ticket and movie rental
- Disney+: Save £2 a month
- Ethical Consumer: Free issue of the magazine
Food and drink offers
- Tesco Clubcard Plus: One-month free trial
- Tastecard: 60-day free trial
- Ocado: £20 off your first order
- Gousto & Hello Fresh: More than 90% off your first boxes
- Pringles: Free pack
- GreenJinn: £1 welcome credit
- Greene King: Free pint or spirit & mixer
- Deliveroo Plus: Free year via Prime
- Brewdog: £150 bar credit for £99
- McDonald's & Burger King: Freebies from loyalty schemes
- Caffe Nero: 25% off drinks and pastries
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Recent content you might have missed
I know it can be tricky to read, watch and listen to everything I create each week, so here are some articles, videos and podcasts from the last few weeks you might have missed.
- Are savings challenges worth it?
- Top credit cards for 2023
- My month in money #12
- The best of Be Clever With Your Cash in 2022
- Mid-December 2022’s savings round-up & news
- Interest rate at 3.5%: what does the rise mean for you?
- Should you regift an unwanted present?
- How to pay in a cheque online with your phone
- Drip feed savings hack: Is it worth it?
- Why you’re paying too much for medication
- Premium Bond prize rate increases to 3%
- Halifax Reward £360 a year hack
- Gift cards: Should you ever use or buy them?
- Natwest 5.12% Digital Regular Saver review – is it worth it?
- Changed your mind? Your refund rights
- Where to price match and save cash
- The problems with Buy Now, Pay Later
- How to improve your credit score
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