Your weekly money saving deals and news from money expert Andy Webb
My top content this week
BLOG, VIDEO & ARTICLES
Are savings challenges worth it?
If you struggle to get into a savings habit, then you might be tempted by things like the 1p and 52 week savings challenges. The idea is you'll be motivated to keep putting money away on a regular basis.
I've had a look at some of the different ones you can try (and how much you'll save), plus some ways to avoid the downsides.
Top credit cards for 2023
If you're thinking of getting a new credit card in the new year, I've taken a look at some of the different options, including my picks for cashback, balance transfers, overseas spending and more.
My month in money #12
Here's my regular look back on how I spend and save, including how easy it is to log into banking apps on new phones, using credit cards to buy a new car and more. Read about my money in December.
The best of Be Clever With Your Cash in 2022
Over the last year I've written 221 articles and produced 96 videos, so there's a good chance you've missed some of them! This round-up shares the most popular posts, alongside some of my favourites, so you can catch up.
CASH CHATS PODCAST
299 | Smart meter readings, credit rejections, hotel cashback & more
In the latest episode of the pod I’m talking about:
- My spending and saving in December
- Your money wins in 2022
- Smart meter shock
- Rewards vs cashback on hotel bookings
- Credit rejections not appearing on credit report
- And more
You can listen to episodes via all the normal podcasting apps or over on the blog.
If you do listen on one of these apps, please do remember to hit follow so you get each episode as soon as it's released.
YOUR QUESTIONS
Ask Andy Live Q&A: TBC
My live Q&As are the best place to ask me your questions. I'll be back in early January with another and tell you the exact date and time in next week's newsletter.
Make sure you follow me on YouTube or Instagram to join in. The earlier you ask your question the more likely I'll have time to answer it.
Ask a question in the Facebook group
Or, join the Facebook community to ask your questions and share your money experiences and ideas. There are 2,900 of us in there so far!
THIS WEEK'S TOP DEALS
I only share deals and special offers on the blog which I think are really good value. Click the titles or links for more information.
I'll also share a quick update on Instagram on Saturday morning.
1. YouGov: £50 cash for sharing bank data
Each time you link your current account or credit card to the survey site YouGov you'll earn £5. You can cash only out when you reach £50, but you can add multiple accounts and earn another £5 every 90 days on the same accounts. More here.
2. Gusto & Hello Fresh: Deal stack for more than 95% off
If you've not used these recipe boxes before then a brand new subscription via a cashback site combined with a big discount could cost you as little as £2 for a big box of food. More here.
3. Amazon Prime: £2 off via O2
If you are with O2 for your mobile phone then you can now save £2 each month on a Prime subscription. More here.
4. Apple TV+: Five months free via Barclays
New Apple TV+ customers can get five months free via a Barclays current account. More here.
5. Tony's Chocolonely: Free bar
This code may have expired, but it's worth a try. Use the code 2022thankyou in the supermarket cashback app GreenJinn to get a free bar of the delicious Tony's Chocolonely from Sainsbury's, Asda, Waitrose, Tesco, Ocado or Morrisons.
And if you've not used GreenJinn before you can get £1 for signing up. More via this link.
6. Aperol: Two cocktails for £5
Though you're technically buying a Christmas card to get this offer, inside is a voucher that'll get you two Aperol Spritz drinks in All Bar Ones in January and February. More here.
SAVINGS, BANKING & CREDIT CARD BEST BUYS
Banks
Top banking switch and welcome offers:
- First Direct switch: £175 bonus
- Monzo welcome: Free £5 offer
- Monese welcome: Up to £30 offer
- Tide business welcome: £75 cash bonus
Top banking best buys:
- Top reward account: £5 a month from Halifax
- Top cashback on bills: Up to 1% back with Santander Edge
- Top cashback on spending: 1% back with Chase
Savings
Top savings best buys:
- Top regular saver: 7% with First Direct
- Top current account linked interest: 5.12% with Barclays
- Top easy access account: 3% with Chip
- Top 1-year fixed account: 4.33% with Habib Bank Zurich
Credit cards
Top cashback credit card best buys:
- Top welcome bonus: American Express Preferred Rewards Gold (20,000 points = up to £167)
- 0% purchase welcome: £20 bonus and £19 cashback
- Top non-Amex cashback: Barclaycard Avios
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MORE DEALS!
Here are a few ongoing and recent offers you might have missed:
Cashback offers
- JamDoughnut: £4.50 welcome offer
- Cashback: Up to £91 for free
Shopping vouchers and other deals
- Amazon: Up to £10 off for some
- Snoop: Free £5 Amazon voucher
- Flowers: £10 off Bloom & Wild
- LNER: Free £5 train travel credit
- NUS card: Alumni card trick
- Birthday freebies: Food, drink and vouchers
Entertainment deals
- Spotify: Including 12 months for the price of 10
- NOW TV: 40% off passes
- Apple TV+: Up to 11 months free
- Odeon: Free weekly ticket
- Vue: Free ticket and movie rental
- Disney+: Save £2 a month
- Ethical Consumer: Free issue of the magazine
Food and drink offers
- Tesco Clubcard Plus: One-month free trial
- Tastecard: 60-day free trial
- Ocado: £20 off your first order
- Gousto & Hello Fresh: More than 90% off your first boxes
- Pringles: Free pack
- GreenJinn: £1 welcome credit
- Greene King: Free pint or spirit & mixer
- Deliveroo Plus: Free year via Prime
- Brewdog: £150 bar credit for £99
- McDonald's & Burger King: Freebies from loyalty schemes
- Caffe Nero: 25% off drinks and pastries
- Aperol: Two cocktails for £5
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Recent content you might have missed
I know it can be tricky to read, watch and listen to everything I create each week, so here are some articles, videos and podcasts from the last few weeks you might have missed.
- Mid-December 2022’s savings round-up & news
- Interest rate at 3.5%: what does the rise mean for you?
- Should you regift an unwanted present?
- How to pay in a cheque online with your phone
- Drip feed savings hack: Is it worth it?
- Why you’re paying too much for medication
- Premium Bond prize rate increases to 3%
- Halifax Reward £360 a year hack
- Gift cards: Should you ever use or buy them?
- Natwest 5.12% Digital Regular Saver review – is it worth it?
- Current account news, including £175 Halifax switch
- Changed your mind? Your refund rights
- Santander Edge review: Earn 4% interest and 1% cashback
- Where to price match and save cash
- The problems with Buy Now, Pay Later
- How to improve your credit score
- The best price comparison sites for your shopping
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