Your weekly money saving deals and news from money expert Andy Webb
My top content this week
BLOG, VIDEO & ARTICLES
Santander Edge review: Earn 4% interest and 1% cashback
Santander launched a new current account this week to replace the 123 Lite account (don't worry, existing account holders aren't affected). I've taken a look at whether you should look to get one.
Where to price match and save cash
Though John Lewis no longer offers price matching, there are plenty of others that do - and they might even save you money after you've bought something. Here's how and where to take advantage.
The problems with Buy Now, Pay Later
If you're tempted to pay for Black Friday shopping on services like Klarna then make sure you understand what can go wrong, and why you'll probably end up spending more than planned.
Autumn Statement 2022: What it means for your money
Here's my round-up of last Thursday's mini-Budget, including another energy bill hike, cost of living support for some and stealth tax increases.
CASH CHATS PODCAST
#294 Price matching tips, new Santander cashback account & Autumn Budget increase on energy and tax
In the latest episode of the pod I’m talking about:
- How and where to price match
- First impressions of Santander’s new Edge current account
- Changes to energy bills from April
- Stealth tax increases in the Autumn Statement
- A listener question on Amazon’s credit card closure
- And more!
You can listen to episodes via all the normal podcasting apps or over on the blog.
If you do listen on one of these apps, please do remember to hit follow so you get each episode as soon as it's released.
YOUR QUESTIONS
Live Q&A #59: Your money questions answered
My live Q&As are the best place to ask me your questions and you can watch my most recent one and read my answers to some of your other questions here.
The next one will be in a few weeks (I'll confirm the date and time in next week's newsletter). Make sure you follow me on YouTube or Instagram to join in. The earlier you ask your question the more likely I'll have time to answer it.
Ask a question in the Facebook group
Or, join the Facebook community to ask your questions and share your money experiences and ideas. There are 2,700 of us in there so far!
THIS WEEK'S TOP DEALS
I only share deals and special offers on the blog which I think are really good value. Click the titles or links for more information.
I'll also share a quick update on Instagram on Saturday morning.
1. Black Friday: Best of the deals round-up
Head over to this page today and tomorrow as it's where I'll be sharing the best Black Friday deals I spot.
Some are listed below in this email, but there are plenty more in the linked article, and I'll keep adding any good ones I spot. More here.
2. TopCashback: £18 welcome bonus
This is a Black Friday exclusive you'll only find on Be Clever With Your Cash and is the highest welcome offer the cashback site has run in almost two years. Simply sign up then spend £15 at one of the many, many retailers, and you'll get an £18 bonus. More here.
3. Echo speakers: £16.99 Dot and more
If you're looking to buy an Amazon smart speaker you'll find some of the lowest prices right now, with many other retailers matching the prices. There are also bundles with Firesticks and Ring doorbells that are good value. More here.
4. Restaurants: £10 off £50 spend
If you live in London, Manchester or Birmingham then you can save a tenner when paying with Mastercard at selected restaurants (including the fantastic Hawksmoor). More here.
5. NOW: 2 months for the price of one
New NOW TV customers can get 2-4-1 on Cinema and Entertainment passes, while existing and new ones can get the same offer on Sport and Boost. It's also worth checking your account to see if there's a 2 months Cinema for £1 a month deal. More here.
6. TrainPal: 50% off railcards & £3 bonus
Even better than the offer I shared last week - you can get 50% off tomorrow from 8pm. More here.
7. eBay: 30x Nectar points from noon to 1pm
If you spend up to £300 on one item tomorrow for the "power hour" you'll get the equivalent of 15% back in Nectar points. More here.
8. Theatre: Big West End offer presale for Mastercard users
The Official London Theatre Sale is just one decent discount available this week. There's also a sale via TodayTix. More here.
9. Picturehouse: 40% off memberships
This is a rare and hefty discount on memberships for the cinema chain. You'll get five free tickets included, so that alone is worth grabbing. There are also Black Friday deals for Vue, Odeon and Cineworld. More here.
10. Gift cards: Airbnb, Apple, Costa, New Look, restaurant and more
Amazon, Tesco and other retailers have Black Friday discounts on gift cards, which can be great ways to save on your own spending. More here.
SAVINGS, BANKING & CREDIT CARD BEST BUYS
Banks
Tide business account: Get £100
A new deal smashes the one I shared last week. If you're a sole trader or run a limited company you can apply for a Tide business account. Add £50 to the account and you'll get a £100 reward. Here's how it works.
Top banking switch and welcome offers:
- HSBC switch: Up to £250 cash bonus
- Nationwide switch: £200 cash bonus
- First Direct switch: £175 bonus
- TSB switch: Up to £100 cash bonus
- Monzo welcome: Free £5 offer
- Monese welcome: Up to £30 offer
Top banking best buys:
- Top reward account: £5 a month from Halifax
- Top cashback on bills: Up to 1% back with Santander Edge
- Top cashback on spending: 1% back with Chase
- Top ethical bank: £60 voucher or donation via Triodos
Savings
As with last week, the big changes have been the withdrawal of the highest one-year fixes - we're down to 4.36% now. More on these and other latest best buys here.
Top savings best buys:
- Top regular saver: 5.25% with Club Lloyds
- Top current account linked interest: 5.12% with Barclays
- Top easy access account: 2.81% with Al Rayan
- Top 1-year fixed account: 4.36% with Investec
Credit cards
Top cashback credit card best buys:
- Top welcome bonus: American Express Preferred Rewards Gold (20,000 points = up to £167)
- 0% purchase welcome: £20 bonus and £19 cashback
- Top non-Amex cashback: Barclaycard Avios
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MORE DEALS!
Here are a few ongoing and recent offers you might have missed:
Cashback offers
- JamDoughnut: £4.50 welcome offer
- Cashback: Up to £91 for free
Shopping vouchers and other deals
- Amazon: Up to £10 off for some
- Snoop: Free £5 Amazon voucher
- Flowers: £10 off Bloom & Wild
- LNER: Free £5 train travel credit
- NUS card: Alumni card trick
- Birthday freebies: Food, drink and vouchers
Entertainment deals
- Spotify: Including 12 months for the price of 10
- NOW TV: 40% off passes
- Apple TV+: Up to 11 months free
- Odeon: Free weekly ticket
- Vue: Free ticket and movie rental
- Disney+: Save £2 a month
- Paramount+: 30-day free trial
- Ethical Consumer: Free issue of the magazine
Food and drink offers
- Tesco Clubcard Plus: One-month free trial
- Tastecard: 60-day free trial
- Ocado: £20 off your first order
- Gousto & Hello Fresh: More than 90% off your first boxes
- Pringles: Free pack
- GreenJinn: £1 welcome credit
- Greene King: Free pint or spirit & mixer
- Deliveroo Plus: Free year via Prime
- Brewdog: £150 bar credit for £99
- McDonald's & Burger King: Freebies from loyalty schemes
- Caffe Nero: 25% off drinks and pastries
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Recent content you might have missed
I know it can be tricky to read, watch and listen to everything I create each week, so here are some articles, videos and podcasts from the last few weeks you might have missed.
- How to improve your credit score
- How to make the most from Amex Shop Small 2022
- The best price comparison sites for your shopping
- November 2022’s current account news & offers
- Regular savings accounts explained: Are they worth it?
- My Black Friday Bootcamp – get yourself fighting fit
- Base rate at 3%: what does the rise mean for you?
- November 2022’s credit card & BNPL news & round-up
- Avios to Nectar swap range cut
- November 2022’s savings round-up & news
- More than books: 9 ways your library can save you money
- My month in money #9 & #10: 7 weeks away
- Credit card stoozing: Earn interest from 0% borrowing
- Apple Music & TV+ prices hiked by up to 40%: How to beat it
- Cheap direct debits for bank switching and rewards
- How to search price history and know if you’re getting a good deal
- Waitrose brings back “free” hot drinks
- New Chip autosave fees could cost you £41 a year
- Sky Stream: Will it save you money?
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