Hi ,

I hope you’re doing well!

I recently had an interesting conversation with a newly married couple who were thinking about how to protect each other financially in case something happened.

It’s tough conversation to have, but they felt it was important to prepare for the unexpected. They each had different ideas—one preferred an upfront cash payout, while the other wanted passive income to help support them over time.

They also had additional responsibilities that made this discussion even more important, such as:

1. Supporting their retired parents, who rely on their income.
2. Paying off mortgages for two private properties.
3. Preparing for their first child and wanting to ensure education costs were covered.
4. Ultimately, they wanted peace of mind, knowing they could set aside savings for other goals without worrying too much about “what ifs.”

It got me thinking that a simple solution like Term-Life Insurance can make a big difference in meeting these needs.

And right now, Singlife is offering a 30% discount on their term insurance policies with coverage above $500K, which also includes coverage for total permanent disability. It’s a solid option for providing financial protection for your loved ones.

If you're under 40, there’s even an additional 15% cashback if you choose coverage until age 75.

Plus, new policyholders can enjoy a high-interest Singlife Account with returns of up to 4.5% p.a.. With these discounts and added benefits, it’s worth looking into if you haven’t already.

One thing to think about—if you have group insurance through your employer or National Service, it might not be enough. Having your own coverage gives you more control and peace of mind since group policies can end when you change jobs or if your employer discontinues them.

If any of this sounds relevant to you, feel free to reach out! I'm happy to chat and see how we can tailor a plan that works for your situation.

Take care!

Best regards,

Zest Chia

Executive Wealth Consultant | Associate Estate Planning Practitioner |

Licensed General Insurance Advisory

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