Dear ,

As the holiday season fills the air with warmth and joy, I want to take a moment to thank you for trusting me as your financial advisor. It's been an honor to support you in your journey this year.

May this Christmas bring peace to your home, happiness to your heart, and success in all your endeavors. Here's to a new year filled with opportunities and growth!

Wishing you and your loved ones a merry and meaningful Christmas and a prosperous 2025 ahead.

Warm regards,

Zest Chia

Executive Wealth Consultant | Associate Estate Planning Practitioner |

Licensed General Insurance Advisory

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