REALITY CHECK:

Are You...?

*A father who wakes up at night, wondering

how to earn more money to pay for his kids’ rising tuition fees?

*A Mother who gets acidic in her stomach every time

the phone rings, because creditors are hounding her for late debt

payments?

• A parent who’ve been working abroad for

years—away from their growing children—and yet are wondering

why they still haven’t saved anything?

• A married daughter who wants to help her aging

mother’s medical expenses but can’t because her salary isn’t even

enough for her own family’s needs?

• A single man in his 30s whose girlfriend is asking

when they’ll get married, but can’t even plan one because he’s still

paying for his younger siblings’ schooling?

• A supervisor who’s tired of living from paycheck to

paycheck, without any savings whatsoever?

• An employee whose salary isn’t even enough for her

transportation to the office because of all the debt payments being

deducted from her each month?

•A manager who is 50 years old and who wants to

retire early but can’t—because she has debts that will shrink her

retirement pay to almost nothing?

• A 65-year-old retiree who has to live on his monthly

SSS pension that can’t even pay for his daily medication?

• A spiritual leader who wants to help her members

who are poor and who often ask for her help, but can’t because her

income isn’t enough?

• An entrepreneur who’s failing in his business and

wonders what he’s done wrong and what he should do next?

•A Filipino who is tired of the Philippines as a

Third World country and dream of a First World Philippines for

their children and grandchildren?

• A spiritual person who is torn by his desire to help

others financially, and his longing to remain pure, simple, detached,

trusting and non-materialistic in his attitude towards life?

...Usap tayo kaibigan!