Presenting

Good morning, friends!

If you haven't already, now's the perfect time to dive into investing. Last week's Thread post about my net worth got me thinking—I only became serious about investing in 2019 and now nearing half a million dollars. It still shocks me!

As we get older, there are some solid perks to investing as an older adult:

• The kids are more independent or have even flown the nest,

• Our peak earning years are here,

• and catch-up contributions on investment accounts mean you can put away more each year.

Let's grow that nest egg—ready to get started?

Check out my favorite resources

To Do

Health is Wealth

Steps to take this week:

• Aim to walk a minimum 6,000 steps per day

• Five a day: add another 1-2 servings of vegetable and fruits to your meals

• Schedule your preventative screenings

• Aim for 7-9 hours of sleep per night

Health is wealth - Let's aim to enjoy the wealth amassed at retirement.

LATEST ON THE BLOG

7 Frugal Habits to Save Money and Live Well

Life’s becoming costlier by the day—groceries, utilities, overall basic needs. Whether it’s the need to reduce expenses or saving for a goal, these frugal tips will help you save money at home.

Life seems so expensive lately! Everything from increased groceries, providing clothing, utility costs and more. Heck just walking out the front door, I can hear the cash register ring. I know I live in a big city where things are expensive, but the cost of basic needs are continuously rising.

Then there is always the need to save money. From building the emergency fund to saving for a goal. Here are some frugal tips I embrace at home to help me keep the expenses down but don’t take away from living a good life.

Read more on the Blog.

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ICYMI

Feeling the Retirement Crunch? Here's What You Need to Know

If you're approaching retirement age, here's a heads-up: a recent study found that many 55-year-olds, especially Gen Xers, are seriously behind on their retirement savings. The median nest egg? Less than $50,000 — yikes!

It's not just about the future either. Right now, more than a third of folks in our age group would struggle to cover a $400 emergency expense. Sounds stressful, right?

But hey, it's not all doom and gloom. It's never too late to start planning. Maybe now's the time to get serious about your retirement savings. Let's chat about how we can make those dollars stretch farther.

Plant-Based Burgers: A Healthy Alternative Worth Trying!

Thinking about trying plant-based burgers? Recent research suggests they might be better for your heart than traditional meat options. They’re lower in saturated fat, higher in fiber, and can even improve cholesterol levels and body weight.

Plus, they’re tastier than ever! Brands like Beyond Meat and Impossible Foods have really stepped up their game. So, if you’re looking to mix things up for your next BBQ without sacrificing flavor, these could be a great choice.

Cheers to healthier grilling!

That is it for now! Have a wonderful Independence Day celebration. Be safe with the fireworks and remember to get those walking steps in.

Cheers!

Frugal to FI Newsletter

A weekly newsletter about the unique financial journeys of Generation X and beyond. Especially those who’ve embarked on the path to financial independence with a late start in retirement savings & investing.

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