Hi ,
If you’ve been renting and putting off buying because it “feels safer” or “more affordable,” you’re not alone. But here’s something that might surprise you:
In dozens of U.S. markets, it’s now cheaper to pay a mortgage than rent.
That’s right — your rent check could be more than what you'd pay to own a home, build equity, and get tax benefits.
The National Association of Realtors recently released data showing that in 552 counties across the U.S., buying a median-priced home with 3% down would actually result in lower monthly payments than renting a similar home in the same area.
And while not every zip code qualifies yet — many areas in Texas are already closing the gap.
💡 Why is this happening?
- Rents have risen sharply in recent years
- Home prices have softened in some markets
- Sellers and builders are offering discounts
- Buyers can refinance later when rates drop
For first-time buyers, this might be your moment to stop renting and start building something of your own — even if it’s modest to start.
🏘️ Want to see how your current rent compares to owning?
I’d be happy to run the numbers for you — no pressure, just helpful guidance.
Reply to this email or click here to book a quick call.
Warmly,
Sonal Shah
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