Cheaper to Buy Than Rent? In These Markets — Yes!

Dec 15, 2025 5:51 pm

Hi ,


If you’ve been renting and putting off buying because it “feels safer” or “more affordable,” you’re not alone. But here’s something that might surprise you:


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In dozens of U.S. markets, it’s now cheaper to pay a mortgage than rent.


That’s right — your rent check could be more than what you'd pay to own a home, build equity, and get tax benefits.


The National Association of Realtors recently released data showing that in 552 counties across the U.S., buying a median-priced home with 3% down would actually result in lower monthly payments than renting a similar home in the same area.


And while not every zip code qualifies yet — many areas in Texas are already closing the gap.


💡 Why is this happening?


  • Rents have risen sharply in recent years
  • Home prices have softened in some markets
  • Sellers and builders are offering discounts
  • Buyers can refinance later when rates drop


For first-time buyers, this might be your moment to stop renting and start building something of your own — even if it’s modest to start.


🏘️ Want to see how your current rent compares to owning?


I’d be happy to run the numbers for you — no pressure, just helpful guidance.


Reply to this email or click here to book a quick call.


Warmly,


Sonal Shah

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