Hi ,

Suraya here from RinggitOhRinggit.com. Unlike the last newsletter, I'm more optimistic about this one - vaccination rates are higher than ever and personally, I'm excited about getting my second dose in early August! Have you got yours?

The theme of this newsletter is... things that'll expire soon. For some reason, many of them end on or around 31 July 2021, so I'm letting you know so you don't unintentionally miss them out (if memang taknak, then just ignore and read the newer articles I have, further down below).

Here goes - the 3 things that end on 31 July 2021:

1/3 - Apply for Geran Khas Prihatin

🗒️ [ENDS 31 July 2021] How to Apply for Geran Khas Prihatin 2021 for Small Biz (+ What I Spent It On)

Geran Khas Prihatin or GKP is a type of cash payment and financial help given by the government to eligible micro SMEs, as a way to alleviate financial hardship and stimulate the economy. So far, I received RM5.5k from it, so if you have a small biz, it's worth applying.

The 4th round is now OPEN, and ends on 31 July 2021

Click here to read more

2/3 - Buy US Stocks and ETFs with zero commission (this promo ends 31 July 2021)

🗒️ [SPONSORED] MIDF Invest Review: Buy US Stocks and ETFs from Malaysia Directly, Securely and Cheaply

This is my review of MIDF Invest, an online stock trading and investment platform which gives Malaysians direct and secure access to stocks and exchange-traded funds (ETFs) listed on the New York Stock Exchange (NYSE) and Nasdaq at competitive rates.

Skip this if you have no interest in investing in US market, or already have exposure through other investments. But getting zero commission AND fast registration is a RARE combination.

You know how much local brokers charge? USD25 per trade. You know how long registration + fund deposits usually takes? A few days.

Click here to read more

3/3 - Get your free CTOS credit report

🗒️ [SPONSORED] Check CTOS Credit Report for FREE (+ How to Read, Build and Improve Credit Score)

Again, this promo ends 31 July 2021.

Click here to read more

Others:

1 - Dah submit income tax? The dateline for Borang B - that's the one for people with biz income - is on 15 Aug 2021. Here's the article which compiles references for your tax submission.

🗒️ Personal Income Tax 2021: All You Should Know to File Your Taxes Right

2 - The Payment Relief Assistance under PEMULIH is still going on. Find the pros and cons of taking the assistance here.

🗒️ [SPONSORED] All You Need To Know About Payment Relief Assistance

3 - An article sharing how I make money online, starting with zero knowledge and experience

🗒️ The Exact Steps I Use to Make Money Online in Malaysia

4 - An article exploring an alternative way of living which requires much less money

🗒️ Thought Experiment: Can We Live Without Money In Malaysia?

5 - And a link roundup, which includes, among others, how people are dumb with money (me, you, all of us)

🗒️ Link Roundup #79: 10 Things to Know This Week

That's all I have for you today. Please follow my Instagram if you haven't (instagram.com/surayaror), I want to get to 10k followers so I can get the swipe up feature! Thanks for your support <3

Be safe and take care,

Suraya