🌟RoR weekly updates - Budgeting secret, Toughest financial situations & more!🌟
Jan 07, 2021 10:28 am
Hi ,
Here's the weekly update from Ringgit On Ringgit platforms for your reading/doomscrolling pleasure
🗒️ The Secret to Sticking to A Budget
Wanna know the secret to stick to a budget?
🗒️ 4 TOUGHEST Financial Situations to be in (Who Helps Them?)
Some people have it tougher than others. I hope you're not in one of the 4 situations, but if you are, I hope you have the resilience to make it through.
🗒️ Link Roundup #67: 10 Things to Know This Week
Does working from home make you more productive, 28 simple mini-rules to improve your life, your spouse's personality trait that affects your career and more in this link roundup :)
🗒️ Budget Update: December 2020 – Site Revamp!
Welcome to another edition of my monthly budget updates, where I break down my expenses by category and share the highlights and lowlights of the month!
I spent RM13,856.14 for the December 2020..
🗒️ Book recommendations for traders
Check out boom recommendations from professional trader and warrant issuer Isabelle in the comments section of this insta post
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Thank you everyone who joined @isabellezhen and my Warrants Oh Warrants webinar last week! Really good questions at the end 🤗Someone asked about recommended books and courses to learn about trading. Definitely check out the ones Isabelle recommended, but seriously just find her content in the @kenangagroupofficial YouTube Channel - she already read those books (and attended trading courses costing five-figures) so watching her stuff will give you so much knowledge!All links to Telegram channel mentioned is in this beginners guide article: https://ringgitohringgit.com/investing/beginners-guide-warrants-in-malaysia/Pic credit: @threemendousf #kenangainvestment #professionaltrader #NagaWarrants | ||
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🗒️ My 2020 spending
I did the no #1 cardinal sin of personal finance - I spent more than I earned. Don't be like me. Why do you even follow me I also dunno.
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I spent RM124.3k in 2020 🙃 Top 3 expenses were: Donations & Gifts (RM37.5k), Business (RM31.8k) and Utilities & Rent (RM14.5k) - combined, they make up 69% of all expensesI want to be clear. This is not a flex. I spent MORE than I earned. The only reason why my finances are still OK is because of savings + amazing ROI from investments. In any case, I maintain personal finance is personal and I prefer to be transparent anyway even tho I didn't hit my income target in 2020. Drafting my annual incomes and expenses article so look out for that in RoR soon!(p/s- before you ask, the app is called Money Lover)#2020spending #personalfinancemalaysia #moneylover | ||
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🗒️ My ter-paling frugal flex
What frugal habit are you proud of? Tell me tell me (you can reply right to this email, or reply in the comments of the Insta post below)
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My ter-paling frugal flex of the day is I'm almost done using up a whole spool of white thread. Mending clothes makes them last longer = saves me money 💁🏻♀️👚👖👕👗#imendclothes #sewingkit #frugallife | ||
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Enjoy and until next week!
Suraya