I took RM50k in ASB loan back in 2011, when I was 22 years old. It was one of the best financial decisions I’ve ever made. Continue reading 5 Reasons You Should NOT Take ASB Loan at Ringgit Oh Ringgit.

You deserve to get 0% sales charge for your PRS funds, your retirement fund. Nothing more is acceptable. Continue reading 3 Places to Get 0% Sales Charge for PRS Funds (Private Retirement Scheme) at Ringgit Oh Ringgit.

Accelerate your personal finance knowledge with this regular feature on Ringgit Oh Ringgit – the Link Roundup! I promise you’ll find these 10 links informational ? 1. Continue reading Link Roundup #75: 10 Things to Know This Week at Ringgit Oh Ringgi...

Welcome to another edition of my monthly budget updates, where I break down my expenses by category and share the highlights and lowlights of the month! Continue reading Budget Update: April 2021 – A Slow Month at Ringgit Oh Ringgit.

Everyone wants cheap insurance in Malaysia. The good news is yes decent ones do exist, just under-marketed. In fact, it is possible that the lack of marketing and agents commission contribute to their low price, lol. Continue reading Cheap Insurance...

So you are new at investing, and wondering what you could invest with RM1000 that you’ve finally, painfully saved up. Continue reading What to Invest with RM1000: 15 Options You Should Know at Ringgit Oh Ringgit.

Accelerate your personal finance knowledge with this regular feature on Ringgit Oh Ringgit – the Link Roundup! I promise you’ll find these 10 links informational ? 1. Continue reading Link Roundup #74: 10 Things to Know This Week at Ringgit Oh Ringgi...

Let’s get straight to the point – both my sisters are boutique owners at Marquise.my (regular size) and Malaysia Plus Size, and OUT OF THE GOODNESS OF MY HEART I’m dedicating this post to promo their baju raya 2021 collection. Continue reading [Nepot...

They tell you to save money, but they didn’t tell you to be aware of manipulative advertising designed to take your money, did they? Continue reading 10 Manipulative Advertising Techniques You Should Know at Ringgit Oh Ringgit.

This article records my own personal experience in doing vending machine business in Malaysia, as a way to earn extra income. Continue reading My Experience with Doing Vending Machine Business in Malaysia at Ringgit Oh Ringgit.