🏠 Your Homeowners Policy vs. Floods: What You Need to Know!

Hi ,

As we head into a rainy few days and coastal flooding, it's a good time to remind everyone about an essential aspect of homeowners insurance: it doesn't cover flood damage.

Why Flood Insurance is Separate

While your homeowners policy provides coverage for many types of damage, it specifically excludes floods. Flood insurance is a separate policy designed to protect your home and belongings from flood-related damages.

Understanding Your Risk

Living near any body of water, even small ones like creeks or ponds, increases your risk of experiencing a flood. It's not just coastal areas that are at risk—floods can happen anywhere, and they can be unpredictable.

Take Action

If you haven't already, consider adding flood insurance to your insurance portfolio. It's a proactive step to protect your home and belongings against potential flood damage. There is a waiting period, so coverage is not automatic.

We're Here to Help

If you have questions about flood insurance or need assistance understanding your current coverage, feel free to reach out. We're here to provide guidance and help you make informed decisions about your insurance needs.

Stay informed and prepared,

George Page

Page Insurance, Ltd

(203) 453-5258

www.pageins.com