I know it has been a hard year for many people...

...But is that true for you?

You'll get some people who will say "It's been a great year, I have saved so much MONEY!"

...And others unfortunately who have either spent more money or been laid off at work

https://youtu.be/ztY4KdCXDrw

Whatever side of the camp you sit on, part of it, whether we like it or not it is based on the decisions we have made in the past

How you respected money before the pandemic in many ways relates to your financial situation now (not always!)

It's not an easy pill to swallow, and this may not apply to you, but I would question:

• What lifestyle were you living before this?
• How aligned are you to your long term goals?
• Were you living to your higher core values?

In this video I share 12 Key tips you should consider for better financial management!

🎥 Personal finance | financial goals to achieve before 30 in the UK

Be sure to also check out this Repayment Calculator that will help you pay off your debt quicker! It's only £1.99 😱 Click here to get yours!

Enjoy,

Michael Tabirade

P.S. I am not a qualified financial advisor and these are based on my experiences, life themes and information I have researched in the past.