Dear ,

The EMBER months are here upon us.

Prices of things have started going up.

From rice to beans to clothes to gifts and everything in between.

And, the USD to NGN rate is not helping matters.

So, to make everything go smoothly, people resort to taking loans...

...loans from family and friends and loans from banks to worst of all, loans from all those loan sharks...

...the Okash, 9jaKredit, NewKredit, and all.

Taking loans from loan sharks will not just make you enter the new year with debts, it will set you back.

While your mates will most likely start the new year on a fresh note, you will start the new year in debts that can increase exponentially.

So, if there is one thing you must not do in the ember months for the sake of your finances, it is this:

Do not take loans from loan sharks!

Use the alternatives available to you.

Well, in case you are doubting that loan sharks will set you back for life, I made a video exposing loan sharks.

Watch the video and other personal finance videos by clicking on this image.

You can watch the playlist here: https://www.youtube.com/playlist?list=PLbc0RBGWnPqywd0Kaiia1wbHQZconlNlk

I am rooting for your financial liberation.

Regards,

Street Banker