Hi ,

I came across a Straits Times article recently that reminded me of something important:

CareShield Life is a good foundation, but it is not meant to cover the full cost of long-term care.

Most of us know we have CareShield Life.

But not many people have checked whether the monthly payout would be enough if long-term care is needed one day.

The real cost of care may include helper support, home care, therapy, transport, daily care items, and sometimes even the hidden cost of a family member reducing work to help.

That is why I’m helping my clients think through this question:

“If long-term care is needed one day, will my family have enough monthly support?”

No need to decide anything now.

But it may be worth understanding what your current CareShield Life payout covers and whether there may be any care income gap.

Warm regards,

Zest

Executive Wealth Consultant | Associate Estate Planning Practitioner |

Licensed General Insurance Advisory

DISCLAIMER;

This message contains privileged and confidential information from Infinity Financial Advisory Pte Ltd. If you are not the intended recipient of this electronic message, please do not disseminate, copy or take any action in reliance on it. We request you notify us immediately before deleting this message. Any views expressed in this message or attachment/s are those of the individual sender and are not necessarily the views of the company. Infinity Financial Advisory Pte Ltd uses virus scanning software and while due care and attention is taken; the company excludes all liability for any loss or damage caused whether directly or indirectly by any computer virus or other defects transmitted with any email and any attachment(s), to the extent permitted by law. It is sent on the strict condition that the user carries out and relies on its own procedures for ensuring that its use will not interfere with the recipient's systems including but not limited to scanning this email and any attachment(s) for viruses and defects before opening or sending them on. The recipient assumes all risk of use and releases the sender from all responsibility and liability for any direct or indirect consequence of use.