Hi ,

In my last email, I shared one reason to review CareShield Life sooner, which is premiums are based on age of entry, so waiting costs more for the same payout.

But there's a second reason that matters more.

The Straits Times recently ran a story about siblings who stepped up to care for their sick elderly parents.

That's what long-term care actually looks like from the inside.

And the costs are more than most people realise.

According to Seedly, a live-in caregiver in Singapore typically costs around $1,500 a month and that's before factoring in one-time placement fees. For a private nurse, daily assistance with simple nursing can easily add up to $150–$450 a week. seedly.

CareShield Life pays $600 a month.

The gap is real, and it doesn't disappear. It gets quietly absorbed by the people who love you.

That's where a CareShield Life supplement can help — giving your family more breathing room if care is ever needed.

In my next email, I'll walk through how to decide what your long-term care needs actually look like.

Warm regards,

Zest