Why Buy Term & Investing The Difference Was A Brilliant Marketing Campaign That Made Wall St. Rich & Kept The People Broke

Nov 26, 2025 2:25 am

Hey


I have heard people say that buying Permanent Life Insurance is a scam.


All I have to say to that is, "How dafaq do you know that?"


That's when I realized 99% of people don't know the difference between their butthole and a hole in the ground when it comes to this.


They're just adopting illogical beliefs from others without doing their own research.


Less than 1.5% of term life insurance pays out benefits. That means you're literally giving your money away, and when it comes time for renewal, guess what? You're closer to your grave, so the cost becomes unaffordable.


Then they tell you that if you invest the difference, you will come out further ahead. This is far from the truth. When you add in fees, taxes, and when life kicks you in the junk ... YOU COME OUT BEHIND.


This is how people get stuck in bad credit situations and end up using their savings to cover their expenses. Then they never get ahead.


BEING STUCK WITH NO INCOME PROTECTION, NO INCOME REPLACEMENT FOR RETIREMENT, AND NO GENERATIONAL WEALTH.


So why is permanent better?


That all depends on how everything is structured.

When things are structured properly, your permanent insurance is like your TFSA account on STEROIDS.


It has virtually unlimited contribution room; you don't need to withdraw funds from it in the event of an emergency. Instead, you borrow against it and pay it back on your own terms. Your money grows uninterrupted.


This is how the top 1% protect their wealth.


If you want to learn how to leverage REAL FINANCIAL EDUCATION & THINK LIKE THE TOP 1%, THEN LET'S BOOK A CALL!


Until tomorrow!


Coach Monty


P.S. - The best time to plant a tree was 20 years ago, the second best time was today. Let's plant your money tree with a Discovery Call.

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