Hey ,

I met with a nurse yesterday who broke down something that really hit me hard.

She’s been putting in 12+ hour shifts — working overtime, sacrificing time with family — and for what?

Only to see thousands taken off every paycheck in taxes.

It’s not just the deductions. It’s the fact that the money isn’t even being used to serve us.

Hospitals are understaffed. Our schools are underfunded.

But there’s always money for wars overseas.

She told me she wanted to retire early.

But when we looked into her buyout options, guess what?

They’d be taxed so heavily, it would barely make a dent in her retirement dream.

She’s doing everything “right”… and still feels stuck.

We did a full financial review — and honestly?

The gaps in her planning blew my mind.

Not because she was irresponsible.

But because no one ever showed her how to protect what she’s earning.

That’s why I always say:

💡 Always get a second opinion. You don’t know what you’re missing until you see it.

If you’re working hard but feeling like your money is leaking out the bottom — it might be time to look at your strategy.

I’m here to help.

Click here to book a free review with me this week

👇

Click Here!

Let’s make sure your sacrifices are actually building the future you want — not someone else’s.

To your freedom,

Monty Bains

Health + Wealth Coach for High Performers