Hi ,Hope you have been well. I am reaching out with an important update that affects almost everyone with an Integrated Shield Plan (IP).The Straits Times recently reported that six out of seven insurers in Singapore have increased IP and rider premi...

Hey , Zest here ☕I came across a poll recently that said 67% of working Singaporeans prefer a “micro-retirement” (short breaks) or “unretirement” (going back to work later) instead of the traditional stop-work-at-63 idea. The Business...

Hi ,Markets have been busy again, so I’ve put together a quick update to help you cut through the noise and stay focused on the big picture.Market SnapshotThe world’s two biggest economies, the U.S. and China, recently agreed to a one-year trade...

Hi ,Last week, I met two clients back-to-back.Both wanted to grow their money for retirement.But one had $10,000 to start… and the other had $100,000 sitting in the bank.Same goal, which is to achieve financial freedom.But the app...

Hi ,Most Singaporeans focus on growing their wealth for retirement. But here's what really matters: Will you have reliable income to cover your essentials for as long as you live?I see too many retirees with impressive portfolios who still worry cons...

Hi ,Most Singaporeans focus on growing their wealth for retirement. But here's what really matters: Will you have reliable income to cover your essentials for as long as you live?I see too many retirees with impressive portfolios who still worry cons...

Hi ,As I was doing some research recently, I came across something that really struck me.Singstat reported that hawker food prices rose 6.1% in 2023, the steepest climb since 2008. Everyday dishes like chicken rice, Char Kway Teow, even kopi wen...

Hi ,As I was doing some research recently, I came across something that really struck me.Singstat reported that hawker food prices rose 6.1% in 2023, the steepest climb since 2008. Everyday dishes like chicken rice, Char Kway Teow, even kopi wen...

Dear ,I wanted to reach out to keep you informed about the current government shutdown and how it may affect your investments.What's Happening?The US government entered a shutdown on Tuesday after Congress failed to agree on funding bills to keep fed...

Hi ,If you want $4,000/month in today’s dollars for retirement…Here’s how much you’ll actually need, depending on when you retire (assuming 3% inflation):Shocking, right?Even though retiring later means fewer years to fund, inflation makes the i...