🔥 2021 could be a rough year if...- The Letter X

THE LETTER XISSUE #27Presented by: EPM..you are not purchase focused. As you will read in the News X section, MBA predicts a 50% or 800 billie cut in refi business in 2021. For those that have not strayed from their purchase focus and kept in front o...

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Oct 24, 2020
🔥 No Brand, No Business - The Letter X

THE LETTER XISSUE #26Presented by: EPMI’m a HUGE Gary Vaynerchuk fan. He opened my eyes to the power of personal branding. I believe we all need a brand, and we all need to be marketing. And that’s one of the things I get the most pushback about...

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Oct 17, 2020
🔥 I Am Running for President! - The Letter X

THE LETTER XISSUE #24Presented by: EPMWho wants to be my running mate? After that dumpster fire of a debate (using that term loosely) I think it is time to throw my hat in the ring.But enough of politics since I am sure you get enough of that on Face...

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Oct 03, 2020
🔥 Mortgage X IPO! - The Letter X

THE LETTER XISSUE #23Presented by: EPMIt just seems like the right thing to do! I think I am valued at a couple hundred (dollars) at least!This week we saw UWM head into IPO territory, however going the SPAC route, but we will cover that a little lat...

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Sep 26, 2020
🔥 5 Hour Turn Times! What! - The Letter X

THE LETTER XISSUE #22Presented by: EPMI knew that would get your attention!No we don’t have that now, but the current capacity issues, record margins, and the operations arms race have created a perfect storm for lenders to look to machine learning t...

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Sep 19, 2020
We fought the law.... - The Letter X

THE LETTER XISSUE #19Presented by: EPMAnnnd the law didn’t win….at least for now. The Federal Housing Finance Agency this week announced Fannie Mae and Freddie Mac would delay implementation of a controversial Adverse Market Refinance Fee by two mont...

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Aug 29, 2020
🔥 Blockbuster Video Sleepover! - The Letter X

THE LETTER XISSUE #18Presented by: EPMStep back into the past, pop some corn, and grab your favorite VHS with no late fees!There is a 100% chance that I would stay at this Blockbuster. Growing up going to the neighborhood video store was one of my fa...

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Aug 22, 2020